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Registrant’s telephone number, including area code: (801) 844-7637

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days.    Yes  ý    No  ¨

Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit such files).    Yes  ý    No  ¨

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company, or an emerging growth company. See the definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company,” and “emerging growth company” in Rule 12b-2 of the Exchange Act.

Large accelerated filer ý Accelerated filer ¨ Non-accelerated filer ¨ Smaller reporting company ☐ Emerging growth company ¨

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ¨

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act).    Yes  ¨    No  ý

Indicate the number of shares outstanding of each of the issuer’s classes of common stock, as of the latest practicable date.

Number of common shares outstanding at July 29, 2020      163,980,710 shares

ZIONS BANCORPORATION, NATIONAL ASSOCIATION AND SUBSIDIARIES

Table of Contents

						Page
PART  I. FINANCIAL INFORMATION
Item 1.			Financial Statements (Unaudited)			42
			Consolidated Balance Sheets			42
			Consolidated Statements of Income			43
			Consolidated Statements of Comprehensive Income			44
			Consolidated Statements of Changes in Shareholders’ Equity			45
			Consolidated Statements of Cash Flows			47
			Notes to Consolidated Financial Statements			48
Item 2.			Management’s Discussion and Analysis of Financial Condition and Results of Operations			3
Item 3.			Quantitative and Qualitative Disclosures About Market Risk			90
Item 4.			Controls and Procedures			90
PART II. OTHER INFORMATION
Item 1.			Legal Proceedings			90
Item 1A.			Risk Factors			90
Item 2.			Unregistered Sales of Equity Securities and Use of Proceeds			92
Item 6.			Exhibits			93
Signatures									94