As filed with the Securities and Exchange Commission on August 4, 2011
Registration No.  ______________
UNITED STATES SECURITIES AND EXCHANGE COMMISSION
WASHINGTON D.C. 20549
____________________________
 
FORM S-1
 
REGISTRATION STATEMENT
UNDER
THE SECURITIES ACT OF 1933
_____________________________
 
Home Treasure Finders, Inc.
(Name of small business issuer in its charter)
 
Colorado
_____________________
_____________________
(State or other Jurisdiction of Incorporation or   Organization)
(Primary Standard Industrial
Classification Code Number)
(I.R.S. Employer Identification No.)
   
  
 
Home Treasure Finders, Inc.
3412 West 62 nd Avenue
Denver, Colorado 80221
 (Address and telephone number of principal executive offices and principal place of business)
 
Corey Wiegand, President
Home Treasure Finders, Inc.
3412 West 62 nd Avenue
Denver, Colorado 80221
(720) 273-2398
(Name, address and telephone number of agent for service)
 
APPROXIMATE DATE OF PROPOSED SALE TO THE PUBLIC:
From time to time after this Registration Statement becomes effective.

If any securities being registered on this Form are to be offered on a delayed or continuous basis pursuant to Rule 415 under the Securities Act of 1933, other than securities offered only in connection with dividend or interest reinvestment plans, check the following box: [X]

If this Form is filed to register additional securities for an offering pursuant to Rule 462(b) under the Securities Act, check the following box and list the Securities Act registration statement number of the earlier effective registration statement for the same offering. ________

If this Form is a post-effective amendment filed pursuant to Rule 462(c) under the Securities Act, check the following box and list the Securities Act registration statement number of the earlier effective registration statement for the same offering. _________

If this Form is a post-effective amendment filed pursuant to Rule 462(d) under the Securities Act, check the following box and list the Securities Act registration statement number of the earlier effective registration statement for the same offering. _________
 
Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, or a smaller reporting company. See definitions of “large accelerated filer,” “accelerated filer,” and “smaller reporting company” in Rule 12b-2 of the Exchange Act. (Check one):
 
Large accelerated filer  o
 
Accelerated filer  o
 
Non-accelerated filer  o
 
Smaller reporting company  x

Registrant is a development stage company with minimal operations and may be deemed a “Shell Company” as defined by Rule 405.  
 
CALCULATION OF REGISTRATION FEE

Title of each class of securities to be registered
 
Number of Shares
to be registered
   
Proposed maximum offering price
per share   (1) (2)
   
Proposed maximum aggregate
offering price
   
Amount of
registration fee
                             
Common Stock, no par value
   
3,925,800
   
$
0.10
   
$
392,580
  $  
45.58
                             
Total Registration Fee
         
$
0.10
   
$
392,580
  $  
45.58
____________________

(1)  
Estimated solely for purposes of calculating the registration fee in accordance with Rule 457(e) under the Securities Act of 1933.
(2)  
Calculated in accordance with Rule 457(g)(1).  Paid previously.

The registrant hereby amends this registration statement on such date or dates as may be necessary to delay its effective date until the registrant shall file a further amendment which specifically states that this registration statement shall thereafter become effective in accordance with Section 8(a) of the Securities Act of 1933 or until the registration statement shall become effective on such date as the Securities and Exchange Commission, acting pursuant to said Section 8(a), may determine.
 

 
- 1 -

 

 
 
  
The information in this Prospectus is not complete and may be changed.  The selling stockholders may not sell these securities until the registration statement is filed with the Securities and Exchange Commission and becomes effective.  This Prospectus is not an offer to sell these securities and is not soliciting an offer to buy these securities in any state where the sale is not permitted.

PRELIMINARY PROSPECTUS SUBJECT TO COMPLETION, DATED August __, 2011.

Home Treasure Finders, Inc.
 
3,925,800 Shares of Common Stock
 
This is the initial registration of our common stock

The prospectus relates to:

1.  
The sale by us of a minimum of 200,000 shares of common stock up to a maximum of 500,000 shares of common stock at a purchase price of $0.10 per share (“The Primary Offering”).

2.  
The resale of up to 3,425,800 shares of our common stock. The selling shareholders will sell their shares at a fixed price of $.10 per share during the primary offering and thereafter at prevailing market prices.(“The Resale Offering”).The significant shareholders are deemed “underwriters’ and will sell their shares at $0.10 per share for the duration of this offering.
 
This Offering is conditioned upon our raising at least $20,000. Until a minimum of $20,000 is raised by us by selling a minimum of 200,000 shares of our common stock offered in this prospectus (the "Minimum Offering"), all payments for shares will be deposited into an escrow account with Standard Registrar and Transfer Agency, Albuquerque, New Mexico. If $20,000 is not raised in this Offering, all payments deposited in the escrow account will be promptly refunded in full, without interest and without any deduction for expenses. Once $20,000 is raised in this Offering, all funds held in escrow will be released to us and we will continue to sell shares up to the maximum amount of 500,000 shares at a total sales price to the public of $50,000.

Our common stock is not traded on any national securities exchange and is not quoted on any over-the-counter market.  If our shares become quoted on the Over-The-Counter Bulletin Board or OTCQB, sales will be made at prevailing market prices or privately negotiated prices.  We cannot provide any assurance that our common stock will ever be traded on the OTC Bulletin Board or on any stock exchange.

The securities offered in this prospectus involve a high degree of risk. See "Risk Factors" beginning on page 5 of this prospectus to read about factors you should consider before buying shares of our common stock.

We may amend or supplement this prospectus from time to time by filing amendments or supplements as required. You should read the entire prospectus and any amendments or supplements carefully before making your investment decision. 

Neither the Securities Exchange Commission nor any state securities commission has approved or disapproved of these securities or determined whether this prospectus is truthful or complete. Any representation to the contrary is a criminal offense.
 
The date of this prospectus is August __, 2011


 
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Table of Contents
 
   
 
Page
   
Prospectus Summary
4
Risk Factors
5
Use of Proceeds
 13
Market for Common Equity and Related Stockholder Matters
13
Management’s Discussion and Analysis or Plan of Operation
14
Business
19
Employees
22
Legal Proceedings
22
Management 
23
Executive Compensation
24
Certain Relationships and Related Transactions
25
Security Ownership of Certain Beneficial Owners and Management
25
Description of Securities to be Registered
26
Indemnification for Securities Act Liabilities
26
Plan of Distribution
27
Selling Stockholders
27
Legal Matters
29
Experts
29
Available Information
29
Index to Financial Statements
30
Signatures
 I-4
 

 

 
- 3 -

 


 
 
You should rely only on the information contained in this prospectus. We have not authorized anyone to provide you with information different from that which is contained in this prospectus. This prospectus may be used only where it is legal to sell these securities. The information in this prospectus may only be accurate on the date of this prospectus, regardless of the time of delivery of this prospectus or of any sale of securities. 

PROSPECTUS SUMMARY

The following summary highlights selected information contained in this prospectus. This summary does not contain all the information you should consider before investing in the securities. Before making an investment decision, you should read the entire prospectus carefully, including the "risk factors" section, the financial statements and the notes to the financial statements.  As used throughout this prospectus, the terms “Treasure Finders” the “Company,” “we,” “us,” and “our” refer to Home Treasure Finders, Inc.

HOME TREASURE FINDERS INC.
         
We are a development stage company with minimal operations and may be deemed a “Shell Company” as defined by Rule 405.  We have incurred substantial losses since inception and our auditor’s report notes that there is substantial doubt of our ability to continue as a going concern.

We were initially incorporated on July 28, 2008 in the State of Colorado. We are currently focused on three revenue sources, providing real estate investment mentoring to buyers, educating real estate agents on how to provide such expert advice, and providing the agents with buyer leads thereby obtaining a referral commission from the subsequent sale.We have a web site underdevelopment, but as of the date of this prospectus, only a portion of the site is activated. The address is www.hometreasurefinders.com .  A portion of the funds we are raising in this offering will be used to complete the website which is a key element of our business plan. To date, we have generated only minimal revenues from two completed referral commissions.  We presently have work for share agreements with Walt White, a technical consultant and Jason Darymple a Colorado web designer. We believe the cash we have in the bank, possible loans from management together with possible investments from outside parties, willbe sufficient for the next year. We presently have no plan to raise additional capital from management to support our business plan. As we have no commitments for additional finance, should planned sales fail to materialize, our business could fail for lack of cash. Our auditor's report states that there is substantial doubt that we will be able to continue as a going concern, however, we plan to continue all of the day to day activities and public company reporting during the next year.  More detail regarding our business plan can be found on pages  14of this document. 
 
We have had substantial losses since inception and minimal cash reserves. We may be unable to continue as a going concern and in the event that we are forced to reduce operations or in any way curtail our business, an investor will lose all money invested.
 
We intend to focus our initial sales efforts in Colorado, where President, Corey Wiegand can personally recruit buyer agents and personally negotiate with listing agents. Our signs are posted at listings that other agents have procured and our ads run over the internet at minimal cost to us. We anticipate that our customers will be buyers who intend to purchase real estate within the next year.

There is currently no public market for our common stock.  We plan to open a discussion with market makers in order to arrange for an application to be made with respect to our common stock, to be approved for quotation on the Over-The-Counter Bulletin Board, or alternately, the OTCQB, upon the effectiveness of this prospectus.  There is no guarantee that we will be listed on the Over-The-Counter Bulletin Board.

We are not a blank check company. We do not have any intention to engage in a reverse merger with any entity in an unrelated industry.
 
Our offices are located in the home of our president at 3412 West 62 nd Avenue, Denver Colorado 80221.  Our telephone number is: (720-273-2398) and our fax number is 720-890-8885.  We are a Colorado corporation.
 
Common stock outstanding before the offering
 
Prior to this Offering, we have 11,425,800  shares of Common Stock outstanding.
Maximum number of shares offered by us 
 
Up to 500,000 shares of our common stock
Securities offered by selling shareholders
 
Up to 3,425,800 shares of common stock.
This number represents 30% of our current outstanding stock.
     
Common stock to be outstanding after the offering
 
Up to 11,925,800 shares of our common stock.
     
Use of proceeds
 
We will receive proceeds from the sale of our shares to the public under this prospectus to be use for the payment of costs and expenses we incur in the startup of our business 
   
The above information regarding common stock to be outstanding after the offering is based on 11,425,800 shares of common stock outstanding as of June 30, 2011 and as of the date of this prospectus
  Description of Private Placements.   None.

During March 2009, we issued 140,000 shares of common stock to Sonja Gouak, for future contracted services valued at $7,000.
 
All of the shares of common stock that are being registered for resale pursuant to this prospectus have been issued.

 
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Summary Financial Information
 
      The following information as of June 30, 2011 and as of the date of this prospectus has been derived from our financial statements which appear elsewhere in this prospectus. We are a development stage company with minimal operations and may be deemed a “Shell Company” as defined by Rule 405.  We have incurred substantial losses since inception and the report our auditor notes that there is substantial doubt of our ability to continue as a going concern.
 
   
Six Months
Ended
June 30, 2011
   
July 28, 2008
 (inception) thru
 June 30, 20011
 
Revenues
 
$
0
   
$
0
 
Total Operating Expenses
 
$
19,390
   
$
99,846
 
Net income (loss)
 
$
(19,390)
   
$
(99,846)
 
Income (loss) per share (basic and diluted)
 
$
(**)
   
$
(**)
 
Weighted average shares of common stock outstanding  (basic and diluted)
 
$
11,385,322
         
______________
 
** Less than $(.01) per share
Balance Sheet Information:
 
   
June 30, 2011 Unaudited
   
Dec 31, 2010 Audited
 
Working capital
 
$
7,682
   
$
11,942
 
Total assets
 
$
13,753
   
$
14,982
 
               Total liabilities
 
$
6,071
   
$
3,040
 
Accumulated deficit during development stage
 
$
(99,646)
   
$
(80,256)
 
Stockholders’ equity (deficit)
 
$
7,682
   
$
11,942
 
  
RISK FACTORS

This investment has a high degree of risk. Before you invest you should carefully consider the risks and uncertainties described below and the other information in this prospectus. If any of the following risks actually occur, our business, operating results and financial condition could be harmed and the value of our stock could go down. This means you could lose all or a part of your investment.
 
Our Auditor’s report states that there is substantial doubt that we will be able to continue as a going concern.

We have had substantial losses since inception and minimal cash reserves. We may be unable to continue as a going concern and in the event that we are forced to reduce operations or in any way curtail our business, an investor will lose all money invested.

We have a limited operating history, there is no certainty that we will ever generate revenue and achieve profitability.

We are a development stage company with minimal operations and may be deemed a “Shell Company” as defined by Rule 405. We currently have no significant business operations and have incurred operating losses since our inception totaling $99,646. We have incurred significant losses from operations. As shown in our financial statements, as of the periods ended December 31, 2010 and June 30, 2011, we have incurred cumulative net losses of $ 80,256 and $99,646, respectively from operations. We expect to incur significant increasing operating losses for the foreseeable future, primarily due to the expansion of our operations. The negative cash flow from operations is expected to continue and to accelerate in the foreseeable future. Our ability to achieve profitability depends upon our successful marketing of Real Estate Mentoring services to would be buyers, marketing our advanced sales techniques to established realtors that wish to earn more commissions from buyer transactions and recruiting buyer agents to sign our master referral agreements, graduate from our workshops, to respond to our sales calls.  We currently do not have any recurring revenues and have only very limited number of referral agreements completed. There can be no assurance that we will ever achieve significant revenues or profitable operations.

 
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We have had two test transactions and our accountant has determined that the terms of those transactions do not qualify them to be booked as sales. Consequently, we have no revenues since inception and our company is new and has only recently commenced planned operations.  We may not be able to generate predictable and continuous revenue in the near future. Further, there is no assurance that we will ever generate significant revenue. We have generated only sporadic margins on test transactions since inception and we have experienced losses since inception. Failure to generate sufficient revenue to pay expenses as they come due will make us unable to continue as a going concern and result in the failure of our company and the complete loss of any money invested to purchase our shares.
 

We estimate that the money we have in the bank plus the minimum proceeds we anticipate receiving from this IPO by management will be sufficient to sustain our business plan as a public company for a maximum of one year.
 
We may be unable to manage our growth, if any, or implement our expansion strategy.

We may not be able to provide mentor services, educate realtors, or obtain referrals on a volume basis and results of operations could be materially and adversely affected by low sales volume.
 
As a public company, our cost of doing business will increase because of necessary  expenses  which include, but are not limited to, annual audits, legal costs, SEC reporting costs, costs of a transfer agent and the costs associated with NASD fees and compliance. Further, our management will need to invest significant time and energy to stay current with the public company responsibilities of our business and will therefore may have diminished time available to apply to other tasks necessary to our survival. It is therefore possible that the burden of operating as a public company will cause us to fail to achieve profitability.  If we exhaust our funds, our business will fail and our investors will lose all money invested in our stock.
 
We are a development stage company with minimal operations and may be deemed a “Shell Company” as defined by Rule 405 It is essential that we grow our business to approximately $3,000,000 in gross sales per quarter and to achieve profits and maintain adequate cash flow to pay the cost of remaining public. If we fail to pay public company costs, as such costs are incurred, we will become delinquent in our reporting obligations and our shares may no longer remain qualified for quotation on a public market.
 
The issuance of additional shares of our common stock may be necessary for the implementation of our growth strategy.

The issuance by us of any additional securities pursuant to any future fundraising activities undertaken by us would dilute the ownership of existing shareholders and may reduce the price of our common stock.  Furthermore, debt financing, if available, will require payment of interest and may involve restrictive covenants that could impose limitations on our operating flexibility. Our failure to successfully obtain additional future funding may jeopardize our ability to continue our business and operations.  We have no present plan to issue additional common stock or undertake additional financing.

The loss of our current executive officer or key management personnel, our inability to attract and retain the necessary personnel could have a material adverse effect upon our business, financial condition or results of operations

Our success is heavily dependent on the continued active participation of our current executive officer and sole director listed under “Management.” Loss of the services of our officer could have a material adverse effect upon our business, financial condition or results of operations. Further, our success and achievement of our growth plans depend on our ability to recruit, hire, train and retain other highly qualified technical and managerial personnel. Competition for qualified buyer agents among companies in the real estate industry is intense, and the loss of any of such persons, or an inability to attract, retain and motivate any additional highly skilled realtors required for the expansion of our activities, could have a materially adverse effect on us. The inability on our part to attract and retain the necessary personnel and consultants and advisors could have a material adverse effect on our business, financial condition or results of operations.
 
We are controlled by our current officer and director.
 
Our director, executive officers beneficially owns approximately 58.6 % of the outstanding shares of Common Stock. Accordingly, our executive officers and director will have the ability to control the election of   our Board of Directors of the Company and the outcome of issues submitted to our stockholders.

Since we have only one director who serves as our president, chief financial officer and secretary, decisions which affect the company will be made by only one individual.  It is likely that conflicts of interest will arise in the day-to- day operations of our business.  Such conflicts, if not properly resolved, could have material negative impact on our business.
 

 
- 6 -

 


 
In the past, the company has issued shares for cash and services at prices which were solely determined by Corey Wiegand. At that time, Mr. Wiegand made a determination of both the value of services exchanged for our shares, and, as well, the price per share used as compensation.  Transactions of this nature were not made at arm’s length and were made without input from a knowledgeable and non-interested third party. Future transactions of a like nature could dilute the percentage ownership of the company represented by shares purchased in this offering. While the company believes its past transactions were appropriate, and plans to act in good faith in the future, an investor in our shares will have no ability to alter such transactions as the may occur in the future and, further, will not be consulted by the company in advance of any such transactions. An investor who is unwilling to endure such potential dilution should not purchase our shares.
 
We have insufficient financial resources to take advantage of advertising opportunities as they may arise.
           
The inability to pay for signs, telephone services and web-based advertisements on established websites would adversely affect our ability to generate sufficient buyer leads and meet future realtor demand for referrals and could impair our ability to enter this market. We are a development stage company with minimal operations and may be deemed a “Shell Company” as defined by Rule 405
 
Our dependence on selling established listing agents to obtain more signage and recruiting more buyer agents to sign our referral agreements to respond to the telephone inquiries and pay per click for web inquiries could prevent us from pursuing new marketing channels and this may delay us in adapting to the ever-changing real estate market.
 
We will utilize marketing channels purchased from third-party suppliers.
 
Our operating results will be subject to fluctuations and our stock price may decline significantly.
 
Our quarterly revenue, if any, and operating results will be difficult to predict from quarter to quarter. It is possible that our operating results in some quarters will fall below our expectations. Our quarterly operating results will be affected by a number of factors, including:

 
 
Unfavorable trends in the median home values in Colorado;
 
 
the availability, pricing and timeliness of web advertising campaigns;
 
 
the impact of seasonal variations in demand and/or revenue recognition linked to construction cycles and weather conditions and the retail price of signs, sign riders, telephone services, and Mentor Sales Workshops;
 
 
timing, availability and changes in government incentive programs;
 
 
unplanned additional expenses;
 
 
logistical costs;
 
 
unpredictable volume and timing of buyer sales;
 
 
our ability to establish and expand listing agent relationships;
 
 
The number of buyer agents that we are able to recruit, the ability to book facilities for the sales training seminars;
 
 
the timing of new technology announcements or introductions by our competitors and other developments in the competitive environment;
 
 
increases or decreases in appreciation rates due to changes in economic growth;
 
 
Travel costs and other factors causing the mentor training business to become more difficult; and
 
 
Changes in lending, inspection, appraisal and other closing delays.
 
 If revenue for a particular quarter is lower than we expect, we likely will be unable to proportionately reduce our operating expenses for that quarter, which would harm our operating results for that quarter. If we fail to meet investor expectations or our own future guidance, even by a small amount, our stock price could decline, perhaps substantially.  
 
Existing real estate laws, regulations and policies and changes to these regulations and policies may present technical, regulatory and economic barriers to the real estate referral business which may significantly reduce demand for our services.
 
The market for homes is influenced by U.S. federal, state and local government regulations and policies concerning the real estate industry, as well as policies promulgated by local real estate boards. These regulations and policies often relate to realtor compensation, and pricing. In the U.S. and in a number of other countries, these regulations and policies are being modified and may continue to be modified. Investment in the real estate sales referral industry, could be deterred by these regulations and policies, which could result in a significant reduction in the potential demand for our services. For example, loss of certain government buyer incentive programs, and or government subsidized, or backed loan programs may result in loss of sales and company financial condition would be harmed. 

 
- 7 -

 

We anticipate that our mentor services and their perceived customer value will be subject to oversight and regulation in accordance with national and local ordinances relating to real estate sales laws. Any new government regulations could cause a significant reduction in demand for our mentor services.
 
  The reduction or elimination of government and economic incentives could cause our revenue to decline.
   
Today, the consumer confidence is down and buyers are finding it very difficult to qualify for loans.  As a result, federal, state and local government bodies in many states have provided incentives in the form of rebates, tax credits and other incentives to buyers that are willing to purchase real estate. For example, an eight thousand dollar first time home buyer tax credit was offered and thereafter the credit offering expired.  Future government economic incentives, if any, could be reduced or eliminated altogether. Such home buyer incentives expire, decline over time, are limited in total funding or require renewal of authority. Reductions in, or eliminations or expirations of, governmental incentives could result in decreased demand for and lower revenue from our mentor services.
 
Changes in tax laws or fiscal policies may decrease the return on investment for customers of our business which could decrease demand for our services and harm our business.
 
  We anticipate that a major portion of our future revenues will be derived from sales of single family residences to individual homebuyers. In deciding whether to purchase or to rent, prospective customers may evaluate their projected return on investment. Such projections are based on current and proposed federal, state and local laws, particularly tax legislation. Changes to these laws, including amendments to existing tax laws or the introduction of new tax laws, tax court rulings as well as changes in administrative guidelines, ordinances and similar rules and regulations could result in different tax assessments and may adversely affect a homeowner’s projected return on investment, which could have a material adverse effect on our business and results of operations.
 
Problems with service quality or individual buyer agent performance may include agent error,  agent negligence and problems with in the mentoring services we provide. The result would likely be fewer customers, reduced revenue, unexpected expenses and loss of market share.
 
The mentor services we have provided to date were not provided by the president as licensed agents.  In the future, when we become solely reliant on abilities and skills of other agents at arm’s length we may fall victim to unexpected agent errors or omissions.  If we deliver mentor services provided by third party agents our credibility and the market acceptance and sales of our mentor services could be harmed. 
   
The realtors we recruit may not be able to sell our mentor services and thus the services may not gain market acceptance, which would prevent us from achieving sales and market share
 
The development of a successful market for the mentor services we intend to deliver may be adversely affected by a number of factors, some of which are beyond our control, including:
 
•    
our failure to offer mentoring services that compete favorably against other agents on the basis of cost, quality and performance;
•    
our failure to offer mentoring services that compete favorably against conventional sales agents and realtors and alternative lead-generation technologies, such as text and e-mail spamming on the basis of cost, quality and performance.
 
If the services we intend to offer fail to gain market acceptance, we will be unable to achieve sales and market share.
 
If refinements in phone or web technology cause the services we intend to deliver to become uncompetitive or obsolete that could prevent us from achieving market share and sales. The real estate industry is rapidly evolving and highly competitive. A variety of competing lead generation technologies may be under development or available now that could result in lower splits to buyer agents costs or higher conversion rates than those lead generation technologies selected by us. These development efforts may render obsolete the lead generation services we have selected to offer, and other technologies may prove more advantageous.
 
Existing telephone and web advertising regulations and changes to such regulations may present regulatory and economic barriers to the purchase of real estate lead generation services, which may significantly reduce demand for our services.
 
The market for lead generation services is heavily influenced by federal, state and local government regulations and policies concerning the tech based marketing industry, as well as internal policies and regulations promulgated by “national do not call lists”. These regulations and policies often relate to public privacy. In the United States these regulations and policies are being modified and may continue to be modified. We anticipate that our lead generation channels will be subject to oversight and regulation in accordance with national and local ordinances relating to privacy protection, and related matters.  Any new government regulations or utility policies pertaining to our lead generation services may result in significant additional expenses to us and as a result, could cause a significant reduction in sales referrals.
 

 
- 8 -

 

 
If our mentoring services are not suitable for widespread adoption, or a sufficient demand for trained buyer agents or leads does not develop, or takes longer to develop than we anticipate, we would be unable to achieve sales.

We are a development stage company with minimal operations and may be deemed a “Shell Company” as defined by Rule 405.

The market for residential real estate is rapidly evolving and its future is uncertain. If real estate proves unsuitable for widespread ownership or if demand for our mentoring services fails to develop sufficiently, we would be unable to achieve sales and market share. In addition, demand for real estate mentoring in the markets and geographic regions we target may not develop or may develop more slowly than we anticipate. Many factors will influence the widespread adoption of real estate mentoring including:
 
•   
cost-effectiveness of hiring a mentor as compared with establishing a conventional buyer agency agreement;
•   
performance and reliability of trained mentors as compared with conventional and established buyer agents;
•   
success of alternative lead generation technologies such as web-casts, text messaging, email spamming;
•   
fluctuations in economic and market conditions that impact the viability of real estate purchases;
•   
increases or decreases in the costs associated with obtaining a residential home loan;
•   
capital expenditures by customers, which tend to decrease when the domestic or foreign economies slow;
•   
continued regulation of the real estate and lending industries
•   
availability and effectiveness of government subsidies and incentives.

The reduction in home loan availability could prevent us from achieving sales and market share.
 
          The reduction or elimination of government lending incentives may adversely affect the growth of this market or result in increased price competition, which could prevent us from achieving sales and market share.
 
 Today, over 70% of home loans are insured by the federal housing administration (FHA loans). These loans are popular because they have lower down payment requirements and lower credit score requirements.  Should FHA raise their down payment or credit requirements the result could be reduced home purchases which would significantly harm our business.  

We face intense competition from other real estate brokerages and other real estate mentoring companies. If we fail to compete effectively, we may be unable to increase our market share and sales.
 
Most of our competitors are substantially larger than we are, have longer operating histories and have substantially greater financial, technical, marketing and other resources than we do. We are a development stage company with minimal operations and may be deemed a “Shell Company” as defined by Rule 405. Our competitors' greater sizes in some cases provides them with competitive advantages with respect to marketing costs due to their ability to allocate fixed costs across a greater volume of marketing channels and purchase signs and services at lower prices. They also have far greater name recognition, an established network of past customers. In addition, many of our competitors have well-established relationships with current and potential home sellers. As a result, our competitors will be able to devote greater resources to the prospecting, relationship development, and promotion and may be able to respond more quickly to evolving industry standards and changing customer requirements than we can.

A substantial number of our issued shares are, or are being made available for sale on the open market. The resale of these securities might adversely affect our stock price.

The sale of a substantial number of shares of our common stock being registered under this registration statement, or the market's anticipation of such sales, could make it more difficult for us to sell equity or equity-related securities in the future at a time and at a price that we might otherwise wish to effect sales.

Availability of these shares for sale in the public market could also impair our ability to raise capital by selling equity securities.
 
Since there is presently no trading market for our shares, an investment in our shares is totally illiquid.  An investor purchasing our shares will not be able to resell their shares  unless a market for our shares develops at some point in the future. There can be no assurance that such a market will ever develop. Therefore, investors who purchase our shares could lose their entire investment.
 
Even if a market for our shares does develop at a future date, the volume of trading will be small and on many days the volume will be zero. Our share price will likely be volatile and will likely fall rapidly should an investor attempt to liquidate even as small number of shares. These conditions are likely to persist and could prevent resale of our shares.

 
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We are subject to corporate governance and internal control reporting requirements, and our costs related to compliance with, or our failure to comply with existing and future requirements, could adversely affect our business.
 
We face new corporate governance requirements under the Sarbanes-Oxley Act of 2002, as well as new rules and regulations subsequently adopted by the SEC and the Public Company Accounting Oversight Board. These laws, rules and regulations continue to evolve and may become increasingly stringent in the future. In particular, under new SEC rules we will be required to include management's report on internal controls as part of our annual report pursuant to Section 404 of the Sarbanes-Oxley Act. Furthermore, under the proposed rules, an attestation report on our internal controls from our independent registered public accounting firm will be required as part of our annual report. We are in the process of evaluating our control structure to help ensure that we will be able to comply with Section 404 of the Sarbanes-Oxley Act. The financial cost of compliance with these laws, rules and regulations is expected to be substantial. We cannot assure you that we will be able to fully comply with these laws, rules and regulations that address corporate governance, internal control reporting and similar matters. Failure to comply with these laws, rules and regulations could materially adversely affect our reputation, financial condition and the value of our securities.
 
Because 93% of residential listings are held by just 7% of listing agents, our business will become extremely dependent on a very limited number of listing agents.  Once we have created relationships with the most productive listing agents and placed our signs at their respective  inventories, we will ultimately become dependent on them.  If any of these relationships is not maintained, or if the listing agent  duplicates our service this could prevent us from delivering our services to our customers within required timeframes, which could result in callback delays and loss of market share.
 
If we fail to develop or maintain our relationships with powerful listing agents, or sign management companies, we may be unable to put our signs at their listings and as a result we may not receive an adequate number of buyer and seller inquiries. Our services may not be marketed effectively and this could prevent us from delivering our services to our customers within required timeframes and we may experience lower sales conversion rates and loss of market share. The failure of a listing agent to supply us with updated listing inventory lists in a timely manner, or failure of a sign management company to post our signs quickly and inexpensively, could impair our ability to prospect effectively and increase our costs.  If the buyer agent to whom we refer business is unable to respond to customer inquiries on a timely basis, we could be prevented from delivering our services to our customers within required timeframes, which could result in lower sales conversion rates, a higher number of contract terminations and loss of market share, any of which could have a material adverse effect on our business and results of operations.
 
Because the markets in which we compete are highly competitive and many of our competitors have greater resources, we may not be able to compete successfully and we may lose, or be unable to gain, market share.
 
We expect to face increased competition in the future. Further, many of our competitors are developing and are currently producing sales prospecting tools based on new web  technologies that may ultimately have costs similar to, or lower than, our projected costs. We are a development stage company with minimal operations and may be deemed a “Shell Company” as defined by Rule 405.
 
Our mentoring services compete against other buyer agent sources including, Realtor.com’s “buyer assist”, and cohomefinder.com. In the large-scale real estate sales market, we will face direct competition from a number of real estate companies that provide sales services. Our website, www.hometreasurefinders.com will attempt to compete with these more established internet resources. Other potential competitors in the real estate market include real estate brokerages, realtors and individual real estate agents. We also expect that future competition will include new entrants to the real estate market offering new technological solutions. As we enter new markets and pursue additional applications for our services, we expect to face increased competition, which may result in price reductions, reduced margins or loss of market share.
 
Competition is intense, and many of our competitors have significantly greater access to financial, technical, manufacturing, marketing, management and other resources than we do. Many also have greater name recognition, a more established network and a larger base of customers. In addition, many of our competitors have well-established relationships with our potential sign suppliers, and sign management companies and have extensive knowledge of our target markets. As a result, these competitors may be able to devote greater resources to the promotion and sale of their listings and respond more quickly to evolving industry standards and changing customer requirements. Consolidation or strategic alliances among such competitors may strengthen these advantages and may provide them greater access to customers or new technologies. If government funding for down payments and home buying and development grants, customer tax rebates and other programs that promote real estate investment are available to our clients, we will assist our clients in pursuit of such funds.
 
If we cannot compete successfully in the real estate industry, our operating results and financial condition will be adversely affected. Furthermore, we expect competition in the targeted markets to increase, which could result in lower sales conversion rates or reduced demand for our service offerings and may have a material adverse effect on our business and results of operations.


 
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Demand for our mentoring services is affected by general economic conditions.
 
The United States and international economies have recently experienced a period of slowing economic growth. A sustained economic recovery is uncertain. In particular, terrorist acts and similar events, continued turmoil in the Middle East or war in general could contribute to a slowdown of the market demand for real estate investments that require significant initial capital expenditures, including demand for fix and flips, rental properties, and new residential and commercial buildings. In addition, increases in interest rates may increase financing costs to customers, which in turn may decrease demand for real estate investment. If the economic recovery slows as a result of the recent economic, political and social turmoil, or if there are further terrorist attacks in the United States or elsewhere, we may experience decreases in the demand for our mentoring services, which may harm our operating results.
 
Compliance with real estate law and local regulations can be expensive, and non-compliance with these regulations may result in adverse publicity and potentially significant monetary damages and fines for us.
 
Our present and planned operations do not involve any irregular activities and we have no present plan to complicate our business plan.  Nonetheless, we are required to comply with all foreign, U.S. federal, state and local laws and regulations regarding licensing and insurance requirements. In addition, under some statutes and regulations, a government agency, or other parties, may seek recovery and response costs from an agent where warrantees have been made, even if the agent was not responsible for such a warrantee or is otherwise at fault. In the course of future business we may inadvertently refer business to an agent who does not comply with local laws and regulations.  Any failure by us to shift responsibility onto that agent, and thus restrict our liability in connection with the incident, could subject us to potentially significant monetary damages and fines or suspensions in our business operations. In addition, if more stringent laws and regulations are adopted in the future, the costs of compliance with these new laws and regulations could be substantial. If we fail to comply with present or future real estate laws and regulations we may be required to pay substantial fines, suspend, or cease operations.
     
There are restrictions on the transferability of the securities.

Until registered for resale, investors must bear the economic risk of an investment in the Shares for an indefinite period of time. Rule 144 promulgated under the Securities Act (“Rule 144”), which provides for an exemption from the registration requirements under the Securities Act under certain conditions, requires, among other conditions, a six month holding period prior to the resale (in limited amounts) of securities acquired in a non-public offering without having to satisfy the registration requirements under the Securities Act. However, because of our status as a “Shell Company” our securities are not eligible for the Rule 144 exemption. There can be no assurance that we will fulfill any reporting requirements in the future under the Exchange Act or disseminate to the public any current financial or other information concerning us.

If the Company uses its stock in acquisitions of other entities there may be substantial dilution at the time of a transaction.
 
The $0.10 per share offering price of the common stock being sold under this prospectus has been arbitrarily set. The price does not bear any relationship to our assets, book value, earnings or net worth and it is not an indication of actual value. Registrant is a development stage company with minimal operations and may be deemed a “Shell Company” as defined by Rule 405. Accordingly, if you purchase shares in this offering, you may experience substantial dilution. You may also suffer additional dilution in the future from the sale of additional shares of common stock or other securities or if the Company’s shares are issued to purchase other assets.
 
There is presently no market for our common stock, any failure to develop or maintain a trading market could negatively affect the value of our shares and make it difficult or impossible for you to sell your shares.

Prior to this offering, there has been no public market for our common stock and a public market for our common stock may not develop upon completion of this offering.  While we will attempt to have our common stock quoted on the Over-The-Counter Bulletin Board (OTCBB) or the OTCQB which are both dealer systems. We will have to seek market-makers to provide quotations for the common stock and it is possible that no market-maker will want to provide such quotations. Failure to develop or maintain an active trading market could negatively affect the value of our shares and make it difficult for you to sell your shares or recover any part of your investment in us.  Even if a market for our common stock does develop, the market price of our common stock may be highly volatile.  In addition to the uncertainties relating to our future operating performance and the profitability of our operations, factors such as variations in our interim financial results, or various, and as yet unpredictable factors, many of which are beyond our control, may have a negative effect on the market price of our common stock.

Even if our common stock is quoted on the OTCBB or OTCQB under a symbol a limited trading market is all that we can anticipate. Accordingly, there can be no assurance as to the liquidity of any markets that may develop for our common stock, the ability of holders of our common stock to sell our common stock, or the prices at which holders may be able to sell our common stock.


 
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Our common stock will be subject to the “Penny Stock” rules of the SEC.

     The Securities and Exchange Commission has adopted Rule 15g-9 which establishes the definition of a "penny stock," for the purposes relevant to us, as any equity security that has a market price of less than $5.00 per share or with an exercise price of less than $5.00 per share, subject to certain exceptions. For any transaction involving a penny stock, unless exempt, the rules require:

·
that a broker or dealer approve a person's account for transactions in penny stocks; and   the broker or dealer receive from the investor a written agreement to the transaction, setting forth the identity and quantity of the penny stock to be purchased.
 
     In order to approve a person's account for transactions in penny stocks, the broker or dealer must:

·
obtain financial information and investment experience objectives of the person; and   make a reasonable determination that the transactions in penny stocks are suitable for that person and the person has sufficient knowledge and experience in financial matters to be capable of evaluating the risks of transactions in penny stocks.
 
     The broker or dealer must also deliver, prior to any transaction in a penny stock, a disclosure schedule prescribed by the Commission relating to the penny stock market, which, in highlight form:

·
sets forth the basis on which the broker or dealer made the suitability determination; and
 
·
that the broker or dealer received a signed, written agreement from the investor prior to the transaction.

     Generally, brokers may be less willing to execute transactions in securities subject to the "penny stock" rules. This may make it more difficult for investors to dispose of our common stock and cause a decline in the market value of our stock.

     Disclosure also has to be made about the risks of investing in penny stocks in both public offerings and in secondary trading and about the commissions payable to both the broker-dealer and the registered representative, current quotations for the securities and the rights and remedies available to an investor in cases of fraud in penny stock transactions. Finally, monthly statements have to be sent disclosing recent price information for the penny stock held in the account and information on the limited market in penny stocks.

Should our stock become listed on the OTCBB and/or OTCQB, if we fail to remain current on our reporting requirements, we could be removed from either market which would limit the ability of broker-dealers to sell our securities and the ability of stockholders to sell their securities in the secondary market.
 
Companies trading on the OTCBB or OTCQB, such as us, are seeking to become  reporting issuers under Section 12 of the Securities Exchange Act of 1934, as amended, and must be current in their reports under Section 13, in order to maintain price quotation privileges on the OTCBB or OTCQB. If we fail to remain current on our reporting requirements, we could be removed from quotation. As a result, the market liquidity for our securities could be severely adversely affected by limiting the ability of broker-dealers to sell our securities and the ability of stockholders to sell their securities in the secondary market.   In addition, we may be unable to get re-listed on the OTC Bulletin Board, which may have an adverse material effect on our Company. Registrant is a development stage company with minimal operations and may be deemed a “Shell Company” as defined by Rule  405.
 

 
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USE OF PROCEEDS

Assuming we raise a minimum of $20,000 we will receive proceeds from the sale of shares of common stock in this offering. Proceeds will be used for the payment of costs and expenses we expect to incur in the startup of our business. 

Number of Shares Sold
    200,000       500,000  
                 
Percent of Maximum, %
    40       100  
                 
Proceeds, $
  $ 20,000     $ 50,000  
                 
Legal / Accounting Fees
  $ 9,000     $ 9,000  
                 
Website Design and Proprietary Software Implementation
  $ 4,000     $ 12,000  
                 
Web-based Marketing
  $ 2,000     $ 10,000  
                 
Contract Labor
  $ 1,500     $ 10,000  
                 
Purchase of Signs
  $ 1,300     $ 5,000  
                 
IVR & telephone service fees
  $ 2,200     $ 4,000  
 
MARKET FOR COMMON EQUITY AND RELATED STOCKHOLDER MATTERS

Market for Securities
 
There is currently no public trading market for our common stock. Registrant is a development stage company with minimal operations and may be deemed a “Shell Company” as defined by Rule 405.
 
As of  December 31, 2009, December 31, 2010, June 30, 2011 and the date of this prospectus, we had 11,365,000, 11,365,000, 11,425,800 and 11,425,800 shares  respectively of common stock issued and outstanding and approximately 42, 43, 46 and 46 stockholders  respectively of record of our common stock.

Dividend Policy

The payment by us of dividends, if any, in the future rests within the discretion of our Board of Directors and will depend, among other things, upon our earnings, capital requirements and financial condition, as well as other relevant factors.  We have not paid any dividends since our inception and we do not intend to pay any cash dividends in the foreseeable future, but intend to retain all earnings, if any, for use in our business.

Equity Compensation Plan Information
 
As of December 31, 2010, June 30, 2011 and the date of this prospectus we have not adopted an equity compensation plan under which our common stock is authorized for issuance.
 

 
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MANAGEMENT’S DISCUSSION AND ANALYSIS OR PLAN OF OPERATION

Forward-Looking Statements

The information in this prospectus contains forward-looking statements.  All statements other than statements of historical fact made in this prospectus are forward looking.  In particular, the statements herein regarding industry prospects and future results of operations or financial position are forward-looking statements.  These forward-looking statements can be identified by the use of words such as “believes,” “estimates,” “could,” “possibly,” “probably,” anticipates,” “projects,” “expects,” “may,” “will,” or “should” or other variations or similar words.  No assurances can be given that the future results anticipated by the forward-looking statements will be achieved.  Forward-looking statements reflect management’s current expectations and are inherently uncertain.  Our actual results may differ significantly from management’s expectations.

The following discussion and analysis should be read in conjunction with our financial statements, included herewith.  This discussion should not be construed to imply that the results discussed herein will necessarily continue into the future, or that any conclusion reached herein will necessarily be indicative of actual operating results in the future.  Such discussion represents only the best present assessment of our management.

Limited Operating History
 
There is limited historical financial information about our Company upon which to base an evaluation of our future performance. Registrant is a development stage company with minimal operations and may be deemed a “Shell Company” as defined by Rule 405. Our Company has generated only limited revenues from operations. We cannot guarantee that we will be successful in our business. We are subject to risks inherent in a small company, including limited capital resources, delays in product delivery, and possible cost overruns due to price and cost increases. There is no assurance that future financing will be available to our company on acceptable terms. Additional equity financing could result in dilution to existing shareholders.
 
Company Description and Overview
            
Home Treasure Finders, Inc. was formed on July 28, 2008. The founder, director and officer of our company is Corey Wiegand.  Registrant is a development stage company with minimal operations and may be deemed a “Shell Company” as defined by Rule 405.

We are developing a web site which will be a key aspect of our business. As of the date of this prospectus, the site is only partially functional. You may view the site at www.hometreasurefinders.com

We are currently focused on three activities:

1.   
Recruiting and training buyer agents
2.   
Forming contracts with listing agents
3.   
Real Estate Investment mentoring

We believe our business and the role of “trained buyer’s agents will always be timely. The best-selling author of several widely acclaimed science books, Machio Kaku speaks to the role of “Buyer’s Agents” in his newly released “Physics of the Future; How science will shape human destiny and our daily lives by the year 2100”

“For example, in the future, you will be able to buy a house on the Internet via your watch or contact lens. But no one is going to buy a house this way, since this is one of the most important financial transactions you will perform in your life. For important purchases like a home, you will want to talk to a human who can tell you where the good schools are, where crime rate is low, how the sewer system works, etc. For this, you want to talk to a skilled agent who adds value.”
 
The  Market for Real Estate Investment Mentoring

We believe that the market for mentor services  is small, sporadic, highly fragmented and we do not know of any commercial oversight group that has established any structure or standards. Consequently, our understanding of that market is incomplete and based solely on our limited observations, discussions with homeowners, realtors, lenders, homebuyers and home sellers and a very limited number of individuals engaged in real estate mentoring services. Further, we have not conducted any studies or surveys or by other means tried to quantify or predict the volume of sales for real estate mentor services that may have come on the market to date or that in the future may become available.

 
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Our present supply of listing agents and buyer agents

Based upon our experience, we believe approximately 20 active listings are required to keep one buyer agent busy.  We believe that each buyer agent that we will recruit will be able to service 20 active listings.  The average listing agent lists and sells less than five (5) homes per year.  For our business to be successful, e have to develop relationships with agents that are already successful and established and maintain at minimum 20 listings at all times, average 50 listings side sales and less than 10 buyer side transactions per year., Our business is presently being started up and operated with just two  listing agents.

As previously stated, we believe our business and the role of “trained buyer’s agents will always be timely. The bestselling author of several widely acclaimed science books, Machio Kaku speaks to the role of “Buyer’s Agents” in his newly released “Physics of the Future;How science will shape human destiny and our daily lives by the year 2100”

“For example, in the future, you will be able to buy a house on the Internet via your watch or contact lens. But no one is going to buy a house this way, since this is one of the most important financial transactions you will perform in your life. For important purchases like a home, you will want to talk to a human who can tell you where the good schools are, where crime rate is low, how the sewer system works, etc. For this, you want to talk to a skilled agent who adds value.”

Our present inventory of signs was purchased from Kevin Byrne who is a shareholder. We have no supplier agreement to purchase additional signs but we believe additional signs can be purchased from a variety of sources without difficulty.  Our present sign inventory is stored indoors at our business address.            

  Our future supply of buyer agents
 
Background.  Prior to about 2009 listing agents were generally more successful if they spent the majority of their time prospecting to obtain more and more listings (because prospective buyers may not accurately disclose either their actual intentions or their financial condition during initial contacts with agents).  Because of this perceived pattern, rightly or wrongly, most highly effective agents virtually ignored buyer inquiries, spending very little time returning internet inquiries, e-mails and telephone sign calls made by unknown buyer prospects.

We believe that a small percentage of these buyer inquiries can result in a sale for  a motivated licensed agent with certain skills.  We plan to train the agents thereby giving them the necessary skills to convert these inquires to sales.  Buy marketing to new agents  in online job forums, and placing small classified ads on sites like Craiglist.com, we will easily recruit new and experienced agents that would like to have access to more prospects.

      Inventory levels have reached all time highs in response to rising foreclosures and with the expiration of the tax incentive program. As home sales in the Denver area between 2007 and 2010 have decreased by over 10%,  new technologies have appeared.  One of these technologies is the Integrated Voice Response (“IVR”) and call capture system. In addition, text messaging has become more and more popular. As the prices of properties have declined and lending requirements have become more rigorous, many real estate agents have lost market share, and many have gone out of business.  There were 2.1 million active real estate licenses in 2008 and only 950 thousand in 2009.  We believe that many of those listing agents still in business are now adaptable and open to using new marketing technologies like the IVR.

A key element of the Home Treasure Finders business plan is to recruit, train and provide listing agents with trained, licensed buyer agents who will contract, as specialists, to respond to  IVR processed calls. This will create referral revenue for us and capture presently lost commissions for the listing agent.          

There are many real estate marketing companies that are already in existence.  They market their lead generation services to agents and charge monthly fees for the leads.  They do not have licenses and they do not provide the necessary training to convert the leads to sales.  Because they do not have licenses, they cannot obtain commissions resulting from real estate sales.  Instead, they charge fees in the range of $50-$500 per month and say they have a 10% conversion rate.

We do not plan to charge for the leads we generate.  Instead, we intend to supply the leads free provided that the buyer agent agrees to sign an agreement for a 50/50 split of gross commissions earned on the leads we send to them.

 
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We believe that increasing our referral agreements with listing agents will increase our sales volume significantly.  While one might think a stable market would be necessary to our success, this is not so.  Actually, our success can likely be achieved while the real estate  market is down and when home prices return to the high levels experienced prior to the present economic downturn we will likely experience fewer referral commissions. However, it is our hope to be operating in all 50 states by the time the market shifts back to a seller’s market.

We believe our low overhead permits us to conserve cash and maintain a low level of operations so that we can survive market shifts and expand sales during a booming economy which we believe will be accompanied by lower unemployment, greater consumer confidence, more relaxed lending regulation, higher average commissions.

A better economic environment will force us to adapt our business plan, but the overall business model will remain the same. We can offer no prediction of when, or if, an improvement in real estate markets will materialize. Should the business environment remain weak in our industry for years to come, we will likely benifit and consequently achieve a higher level of sales.  In that event, we would be able to branch out and purchase other real estate related companies, including lenders, property management companies etc. If the market bounces back quickly, we may be unable to continue operations or public company reporting and our investors would likely lose their entire investment.
        
 We believe that we have created a middle man involved in real estate transactions.  We are the middle man.  We are both the lead source and the outsourced company that established listing agents retain in order to follow up on phone and internet leads.  We recruit and train struggling real estate buyer agents and we solicit and procure agreements with established listing agents.  We offer the buyer agents hundreds of buyer and seller phone leads in return for a portion of the commissions they make upon closing the leads we send their way.  We offer the listing agents a stream of income coming from the listings that they hold.

The activities of our management in these areas commenced during August, 2006, when we purchased an internet marketing software program. This software program posted thousands of advertisements online each day and generated thousands of buyer and seller leads across the country.  Advertising was commenced in August 2006, and we had attempted to refer 70 buyer leads by September. Much to our dismay, we were unable to convert any of these initial referrals into income because our business operations were too complex.  Then, in 2007, the software program was banned from the internet, and we were forced to put our business goals in a holding pattern.  Our first test transaction was a personal referral by an out of state buyer to a realtor in that state. Since then, we have only converted one other commission.  This occurred when our president personally referred a buyer lead to an agent out of state.  Personal referrals are uncommon, and we do not expect our business to grow with personal referrals alone.  However, we have discovered a method to obtain leads on a volume basis.  We locate and establish relationships with listing agents and convince them to outsource their phone and web inquiries to our well trained, aggressive and hungry buyer agents.  We then, place our signs in the yards of the homes the listing agents list, divert the calls to assigned buyer agents, and handle the logistics of the transaction for the buyer agent.  Recently we began actively pursuing agreements with buyer and listing agents.   Our most recent test sale was the personal referral commission earned back in 2009, but this new business model has greatly simplified the workload involved with earning the referral commissions and insure our success.

Since inception of operations, we have pursued efforts to obtain referral commissions. We maintain a log of all contact with potential buyers. From this log of sales interviews we learned that potential buyers would prefer to purchase properties that are distressed and discounted.  Even in this slow market, there is a high demand for distressed properties.  Based upon this criteria, we intend to initially create and manage relationships with agents that list distressed homes primarily.  To date our sales efforts have met with only very limited success but we believe that our low cost piggy-back method of obtaining thousands of listings by obtaining agreements with listing agents will result in much better results in the future, assuming we can fund and maintain our operations.

There is no assurance of when, or if, agents will agree to outsource their phone and web inquiries, nor that we will adequately be able to train and recruit buyer agents.  We have no plan to save our business in the event that there is an unfavorable outcome to these contingencies.
 
We are currently working to locate and establish relationships with listing agents and buyer agents. Based upon the working relationships we are developing, we believe we can expand our business.  For now, the majority of all purchases and sales will be done in Colorado. We have no plan to finance our inventory of signs. To date  have not encountered any business situation where it would be in our best interest, due to slack sales results to negotiate or execute more formalized contracts in connection with our business.  We believe that to obtain a written agreement we would have to commit to provide a certain number of sales to the listing agents and leads to the buyer agents.  Due to our lack of historical evidence, we are not able to make such commitments at this time.  However, we currently use a standard one page referral agreement with the listing agents and a written “master referral agreement” in connection with the buyer agents.  We also plan to require the buyer agents to submit IVR logs to us to document the results of each of the leads we send to them. We anticipate greater sales volume as the economy remains in recession and as long as we gain experience in managing the buyer agents.

 
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We plan to identify new markets as the economy recovers. We have initiated a sales commission incentive to the buyer agents and a referral incentive to listing agents. We plan to refine our present operations to help listing agents sell more of their inventory and buyer agents gain access to and convert more leads.

We have no present plan, arrangement, commitment or understanding to engage in a merger or acquire another company.
 
Our Expected Cash flow

We  estimate that our quarterly cash flow, without allowances for extraordinary events  will be positive once we acquire access to 100 listings to put our signs in front of and have five buyer agents trained and following up on the leads generated. Our sales goal is $3,000,000 per quarter, making our gross referral commissions approximately $15,000 per quarter.  This goal is the minimum sales to achieve a break even cash flow with our present margin and taking into account the overhead we presently experience. The dramatic increase in sales we envision will only be achievable with a combination of establishing relationships with listing agents, training buyer agents, and keeping logistical costs and salaries to a minimum. In preparation for stronger performance, we have adopted a sales incentive to reward the sales performance of buyer agents. There can be no assurance  that even with this incentive we will generate revenue sufficient to sustain our business.
We believe that government plans to stimulate the economy with additional tax and lending incentives for home buying, if adopted, will boost our sales without the need to expend our limited cash on an expensive marketing program, which, we believe, in the present business environment would not be productive. We believe that the economic changes we await are long overdue and will occur in due course as other issues, such as health care reform, banking reform and general government gridlock are resolved.

    We plan to use the funds we now have, supplemented by loans from management or outside investors, however, we have no present arrangement for financing and we cannot predict if or when funds will become available to us. When we need cash we may find that our management is unable to loan us additional money. Management has made no commitment for additional finance to our business, conditional upon sales performance or otherwise.  In the future, management is under no obligation to provide cash to our business. Even if management elects to provide cash, there could be significant dilution to other investors and the cash provided may still prove insufficient to prevent insolvency and failure of our business. We believe that outside funding will be difficult to obtain without first showing better sales performance and our sales performance may remain depressed until we establish adequate listing agent relationships and recruit and train enough buyer agents.  Consequently, we may fail for lack of cash and any investment into our company may prove a total loss.

The supplier of our inventory of ten signs, Mr. Byrne, has stated that he will not be able to provide us with free signs on a continuous basis. Once we have posted these ten signs, we will advertise on the internet to locate and purchase additional signs. Our current cash on hand is not sufficient to purchase  more than ten additional signs and we have no assurance that we can borrow any additional signs from Mr. Byrne.  In the past, sign purchases were the responsibility of the listing agent, but we feel this should be part of our service to the listing agents.  Depending on the cost of signs, we may change this strategy in the future. We believe additional sign inventory will become available us on terms we judge favorable but there is no assurance of this.  Our business is subject market supply and demand, sign prices, and sign delivery prices and commodity prices, for example, volatile prices paid for aluminum. We believe there are numerous potential internet suppliers of signs, which have universal application.

 We are unable to predict our future sales or the margins we may generate on sales. We believe $3,000,000 is the minimum required quarterly gross real estate sales to reach a positive cash flow. We may sell significantly less than our goal.

Even if sales improve dramatically, we might be unable to purchase an adequate number of signs or fail to maintain successful relationships with listing and buyer agents. If we experience undisclosed sales or unpaid referral commissions or revenues will suffer.  Therefore, we are unable to predict or assure the cash flow of our business. Past cash flow has been insufficient to sustain operations and continued negative cash flow will deplete our present cash and may lead to failure of our business and loss all money invested. 

Our Potential for Growth.
 
Our business model indicates we can achieve a positive cash flow as a public company if and when we can successfully sell, each quarter, 15 median priced homes. We are presently selling only one home per year. We believe our business model is scalable up to 300 per quarter. We will need to expand to other states in the event that we achieve sales of over 350 homes in Colorado per quarter. We believe that such an expansion will not be difficult, but we have no present plan to identify what market in what state will best suit our business model.  We believe that a large percentage of the national real estate market is still floundering in response to the first time home buyer tax credit offered through June 30th 2010, and may now be eligible for our consideration. While this view is based solely on local statistics our limited experience in the Denver area, we believe that similar market conditions may exist outside our region. Over the longer term, once our business model is profitable locally, we will evaluate its suitability to a larger region and expand outside Colorado.

 
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 Since inception the company has generated no revenue,  accumulated losses amounting to $99,646 and has had only two test transactions which generated only $116 in margin, accounted for as “capital contributed by an officer.”  Our operating expenses include significant legal, consulting, accounting and contributed services, all accounted for as expenses. We are considered a development stage company. We expect to generate cash from our operating activities as we expand sales.

Results of Operations
 
 
See the Financial Statements for comparison data to prior periods.
 
We have financed our operations since inception primarily through cash and services contributed and raised by our officer and director. As of June 30, 2011, we had  $ 6,753 in cash, and working capital of $7,682.
 
The following table sets forth our statements of operations data for the six months ended June 30, 2011 and the period from inception, July 28, 2008 through June 30, 2011 . Registrant is a development stage company with minimal operations and may be deemed a “Shell Company” as defined by Rule 405.
 
Summary Income Statement

   
Six Months
Ended
June 30, 2011
   
Period form
Inception
July 28, 2008 through
June 30, 2011
 
Revenues, net
 
$
-
   
$
-
 
Gross profit (loss)
   
-
     
-
 
Selling, general and administrative expenses
   
12,356
     
92,707
 
Professional fees
   
7,034
     
7,139
 
Total operating expenses
   
19,390
     
99,846
 
Loss from operations
   
      19,390 
     
  99,846
 
Other Income (expense)
   
-
     
200
 
Loss from operations before income taxes
   
(19,390)
     
(99,646
)
Income tax provision
   
-
     
-
 
Net loss
 
$
(19,390
)
 
$
(99,646
)
  
Revenues
 
For the period from inception through June 30, 2011 we had no revenues.
 
   Total Operation Expenses

Total Operating Expenses for the period from inception through June 30, 2011 were $99,846.  
 
Net Loss
 
Our net loss for the period from inception through June 30, 2011 was $80,256 . 
 
The net loss reflects our expenses relating to this registration statement. These expenses have been incurred ahead of our ability to recognize material revenues from our new strategy.
 
Liquidity and Capital Resources
 
As of June 30, 2011, we had $6,753 in cash and working capital of $7,682. Since inception we funded our operations from cash and services contributed by our officer, equity securities issued for consulting services and cash received from our transaction with Ambermax III. The purpose of our transaction with Ambermax was to increase our cash reserves and initiate operations.
 

 
- 18 -

 
 

Registrant is a development stage company with minimal operations and may be deemed a “Shell Company” as defined by Rule 405. We have incurred substantial losses since inception and the report our auditor’s report notes that there is substantial doubt of our ability to continue as a going concern. The supplier of our present sign inventory has stated that they will not be able to provide us with our projected requirement of 100 signs per quarter on a continuous basis. Once a home with one of our signs sells, we re-use the sign at another home in our inventory.  Our present inventory of signs is negligible and in the event that our present supplier proves unable or unwilling to continue as our sole supplier, we will advertise on the internet and purchase signs from other companies as they become available to us.  Consequently, we may sell significantly less than 15 homes each quarter because we are unable to locate adequate sign inventory and/or for other causes. We are presently selling an average of only one home per year and we may be unable to sell additional homes. Therefore, we are unable to predict the cash flow of our business. We believe cash flow, if any, may be sporadic during the next year as the weak economy and low home prices continue to limit consumer interest in real estate investment. Our present plan is to keep expenses low and establish as many listing agent relationships as possible before better economic conditions come about.  In the event that our sales referrals are disappointing, our liquidity may diminish substantially but we presently have no alternate plan to boost sales.
Significant Capital Expenditures
 
There were no significant capital expenditures yet, but we do plan to purchase 100 signs from the proceeds of this offering. The signs cost has yet to be negotiated.
 
Critical Accounting Policies
 
The preparation of financial statements in conformity with United States generally accepted accounting principles requires management of our company to make estimates and assumptions that affect the reported amounts of assets and liabilities, the disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting periods.
 
Our management routinely makes judgments and estimates about the effects of matters that are inherently uncertain. As the number of variables and assumptions affecting the probable future resolution of the uncertainties increase, these judgments become even more subjective and complex. Our significant accounting policies are discussed in Note 1 to our financial statements.

BUSINESS
Overview
 
Overview and Day to Day Business Operations
 
We are a development stage company with minimal operations and may be deemed a “Shell Company” as defined by Rule 405.  Our company was incorporated in the State of Colorado on July 7 th , 2008. 
 
Our first test sale was a personal referral from a former officer and licensed Realtor, to an out of state buyer agent in 2009. The sale was completed with nominal margin, amounting to 3% of the sale, and has been booked as “capital contributed by an officer.”
 
We share a 350 square foot office in the home of our president, who conducts various other activities in connection with real estate from this office. Use of the space is contributed by our President. During the next year, we foresee no need to increase the size of our office space or relocate.  
 
Our business is to supply established listing agents with an means of outsourcing well trained buyer agents and supply struggling buyer agents with leads. Specifically, we engage in the following three operations

1.
Locate and call established listing agents, explain the financial benefits of our service and procure referral agreements with interested listing agents.
 
2.
Place IVR signs at each of the listings, obtain weekly status updates on the properties from the listing agents, supply the listing agents with weekly call capture updates.
 
3.
Recruit new and under-achieving buyer agents by advertising on the web, procure referral agreements with interested buyer agents, and train the agents on how to convert the leads, and have them submit weekly logs on the leads sent to them.
 
 
 
- 19 -

 
 
 
            Day to Day activities of Corey Wiegand directly associated with the above operations include:

1.  
Place online advertisements to recruit buyer agents
2.  
Place calls to established listing agents to set up presentations of our buyer agent outsourcing service
3.  
Meet with listing agents and procure referral agreements
4.  
Meet with buyer agents to procure referral agreements
5.  
Train buyer agents
6.  
Put our IVR signs in the yards of the listing agents listings
7.  
Monitor incoming IVR’s
8.  
Manage pending files and under contract files
9.  
Meet with producing buyer agents and submit their logs to the listing agents
10.  
Meet with producing listing agents and obtain accurate status updates on their listings
11.  
Pick up our IVR signs from sold listings
12.  
Deposit referral checks
13.  
Cut buyer agent commission checks
14.  
Meet with bookkeepers
15.  
Meet with Auditors
16.  
Maintain proper SEC Filings

Past, Present and Future Executive Activities of Mr. Wiegand include:

1.  
Attend meetings of local real estate boards
2.  
Meet with established and producing listing agents to procure referral agreements
3.  
Organize new buyer agent trainings
4.  
Locate equity investors. Examples: Ambermax III
  
 
5.  
Draft and File Registration Statement
 
Registrant is a development stage company with minimal operations and may be deemed a “Shell Company” as defined by Rule 405. 
        
We believe the real estate market will remain a “buyer’s” market for many years to come. Accordingly, we are researching the best ways to facilitate buyer side transactions and help buyer’s make informed investment decisions.  While the majority of buyer agents are trained sales people, our buyer agents will be trained investment mentors. They will use only the best techniques available to help buyers make money in real estate.  Our goal is to create a market for ourselves by providing better investment advice and service. We have been assisted in this research by our president, Mr. Wiegand, who is developing the proprietary “Cold Conversion System” for buyer agents. Currently, we are cold calling and attempting to negotiate referral agreements with several listing agents.  Our goal is to obtain the exclusive rights to post our IVR signs in-front of their listings. We do this by procuring a master referral agreement with each listing agent.  There is no assurance that our cold calls will lead to the agents signing such an agreement. We believe that the cold conversion system developed and tested by Mr. Wiegand as of the date of this prospectus have failed to perform to expectations and not yet ready for mainstream use as of yet. We have not undertaken any market analysis to investigate any aspect of the cold conversion system for future market conditions.
 
Our business is subject to supply and demand for real estate in local and eventually national markets as well as the strength of the general economy and possible activation of continued government tax incentives or other stimulation to our industry and/or the lending industry.
 
The Real Estate Industry
 
Land is a non-renewable resource, meaning that at some point the world will exhaust all known land reserves. As the population continues to grow at an exponential rate there will be many challenges in meeting the growing worldwide demand for land, including the following:
 
·
Foreclosure Supply Constraints:   A large portion of the homes that have been foreclosed upon are not being put onto the market for sale.  Larger banks discovered in early 2007, that when they flooded the market with foreclosures and attempted to get them off their books quickly, the market plummeted drastically and so did their stock values.  Today, lenders keep their foreclosed properties on their books and gradually leak the inventory onto the market.  The results are quite different.  Instead of causing the real estate markets to crash, the markets remain relatively stable and the banks shareholders are much happier.  The only problem is that there is a growing shadow market.  This market is the foreclosure inventory of tomorrow.  Because banks are not putting all their foreclosures out on to the open market the down market will be prolonged. As a result, the demand for expert real estate advice rather than just a hard sell from an agent is going to remain relatively constant.  Due to a slowing of the United States real estate market, there are far fewer buyer, far fewer realtors, and far more homes on the market, but buyers want deals and that is where Home Treasure Finders Comes in.


 
- 20 -

 


 

·
Lending Constraints:   For many years, obtaining a new home loan was a very easy process, but this is no longer the case.  Today, your credit score must be 70 points higher than just 3 years ago, and tax returns are required for income verification on all loans.  These two things coupled with higher down payment requirements have reduced the number of eligible buyers by 50% in the last three years. In many parts of the US, the appraisal processes are also much more stringent than in the past.  Development and building loans are also much less prevalent and in some areas are not existent.  This has helped the inventory of homes grow to as high as a six year supply in some areas.  However, there are other areas that have inventory that is insufficient to meet demand.

·
Decrease Time Spent on Each Referral-      In most cases, the current cost a buyer agent pays for a referral is 25% of their gross commission received.  The majority of all referrals are given personally by one agent calling another agent, obtaining a referral agreement, and supplying the agent with their client’s contact information and lender information.  Home Treasure Finders charges 50% of the gross commissions earned because we are sending the leads in volume and sending the buyer agents leads generated by the most saleable properties.  The leads will be generated via the IVR signs and via internet advertisements on only discounted properties.  It is a wholesale market and we supply buyer agents with wholesale leads.  While we know the value of the leads is there, whether they are paying 50% for them or not, many buyer agents will likely decide to pass on working with us because they doubt the call volume or the success rates of the Cold Conversion system.
 

Environmental Issues
 
We are aware of no environmental regulations which apply to our activities. We are engaged only in the pairing of well trained mentor/agents with buyers and sellers.  Our activities do not involve any assembly or disassembly. We utilize no chemicals. The training seminars we provide currently have no products and are environmentally inert.
 
Challenges Facing the Real Estate Referral Industry
 
The Real Estate Referral Industry must overcome the following challenges to achieve widespread success:
 
·
Decrease Time Spent on Each Referral-     In most cases, the current cost a buyer agent pays for a referral is 25% of their gross commission received.  The majority of all referrals are given personally by one agent calling another agent, obtaining a referral agreement, and supplying the agent with their client’s contact information and lender information.  Home Treasure Finders charges 50% of the gross commissions earned because we are sending the leads in volume and sending the buyer agents leads generated by the most saleable properties.  The leads will be generated via the IVR signs and via internet advertisements on only discounted properties.  It is a wholesale market and we supply buyer agents with wholesale leads.  While we know the value of the leads is their whether they are paying 50% for them or not, many buyer agents will likely decide to pass on working with us because they doubt the call volume or the success rates of the Cold Conversion system.costs.
 
·
Achieve Higher Conversion Efficiencies.     Increasing the efficiency of our cold conversion system will increase the number of sales each of our mentors can successfully complete per quarter.

·
Improve Service.     We believe that a good mentor agent should be able to provide a vast network of contractors, lenders, and title agents to each of their clients. Establishing these networks and maintaining relationships will take time, but in order to supply each client with the ultimate mentor and experience we will need to put a high priority on networking.
 
Real estate sales and statistics
 
As a company we do not actually provide the mentoring service. We simply train other agents to convert our leads with our cold conversion system. As a result, we are a marketing company not a real estate company.

Because we are focused on generating as many leads as possible and converting those leads into commissions we will have the ability to maintain a vast database of real estate sales information that we intend to capitalize. Our database will enable us to pinpoint target areas where real estate is selling and therefore attempt to obtain more referral agreements and more listings with our signs in front in those areas.
 
Our Strategy
 
Registrant is a development stage company with minimal operations and may be deemed a “Shell Company” as defined by Rule 405. We believe the real estate market will remain relatively slow for the next 3 to 5 years.  During that time, we will concentrate on obtaining master referral agreements with listing agents in the Metro Denver area.    During that time, we will simultaneously train hundreds of  buyer agents to convert the leads we provide to them.  
 

 
- 21 -

 

 
Accordingly, our growth strategy primarily includes:
 
·
Procuring more and more master referral agreements.
 
·
Training more and more buyer agents.

·
Promoting and enhancing a reputation for successfully mentoring Buyers and sellers.

·
Successfully converting IVR leads our local market until we can expand to other states.
 
Competition
 
We have two types of competitors. There are competitors in the real estate leads market, and there are competitive buyer agents simply seeking to work for these established listing agents.

The market for real estate leads is competitive and continually evolving. We expect to face increased competition, which may result in our inability to recruit and train buyer agents. Many of our competitors have established a stronger market position than ours and have larger resources and recognition than we have. In addition, the real estate leads market in general is composed of several companies that charge agents monthly fees for the leads they supply. Our company will not charge monthly fees, but we will command a 50% split for those leads the agent can convert.
 
We believe that the key competitive factors in the market for real estate leads include:

 
·
 
Lead cost;
 
·
 
Lead conversion rate

Individual buyer agents are always looking for ways to get their hands on more leads. As a result many of them may have already been in touch with some of these established listing agents. Unfortunately many of the listing agents may already have great working relationships with certain individual buyer agents. Or in some cases the listing agents may already have teams of buyer agents that they have trained to follow up on telephone inquiries. We will likely not be able to convince these listing agents to drop the buyer's agents that they already have and outsource their leads to us. It is our hope that many of these agents do not already have adequate buyer agents were teams set up.
     
We may also face competition from groups we have not yet identified who may develop services or technologies which are competitive with our services.
 
Commission regulations
 
Real estate law is heavily regulated. It is as a result of these regulations, that we must regularly check with the agents we have recruited to make sure that they are licensed and carrying adequate errors and omissions insurance.  In accordance with Colorado state law, it is illegal for any person not having a current real estate license to be paid a commission on the sale of real property. Also in accordance with Colorado state law it is illegal for any person carrying a current real estate license to have expired or non-issued errors and omissions insurance.
 
EMPLOYEES
 
As of June 30, 2011 and the date of this prospectus, our sole officer and director is responsible for all sales, general and administrative functions. We have no other employees.  However,  we have used several outside consultants in the past.   We have had a web designer, a software engineer and a technical consultant all working for shares. Going forward, we may pay these workers cash rather than shares. Registrant is a development stage company with minimal operations and may be deemed a “Shell Company” as defined by Rule 405.  
 
LEGAL PROCEEDINGS
 
            We are not presently a party to any pending material litigation nor, to the knowledge of our management, is any litigation threatened against us.

 
- 22 -

 

MANAGEMENT

DIRECTORS AND EXECUTIVE OFFICERS

Our executive officers and directors and their respective ages and positions as of the date of this prospectus are as follows:
 
Name
 
Age
 
Position
         
Corey Wiegand (1)
 
 32
 
President, Chief Financial Officer and Director
_______________
 
(1)   
Our President, founder and director
 

Executive Biographies.
 
Corey Wiegand, President, is a graduate from the University of Texas A&M in Corpus Christi.  He is a successful real estate investor, licensed realtor, and is certified to work with short sales and bank owned properties. Mr. Wiegand has had extensive experience working with buyers and investors in today's volatile real estate market.  His sales transaction volume has placed him in the top 5% of buyer's agents in the United States for the last three years.
 
Board of Directors

Our Directors are elected by the vote of a majority in interest of the holders of our voting stock and hold office until the expiration of the term for which he or she was elected and until a successor has been elected and qualified.

A majority of the authorized number of directors constitutes a quorum of the Board for the transaction of business. The directors must be present at the meeting to constitute a quorum.  However, any action required or permitted to be taken by the Board may be taken without a meeting if all members of the Board individually or collectively consent in writing to the action.
 
Directors may receive compensation for their services and reimbursement for their expenses as shall be determined from time to time by resolution of the Board. Presently our sole director  receives no compensation for his service on our Board of Directors.

Director and Officer Compensation
 
On July 28 and 29th, 2008, Home Treasure Finders, Inc. issued 6,700,000 shares of our  common stock to founding shareholder, Corey Wiegand , in exchange for $2,395 and services valued at $100.

On July 29, 2008, Home Treasure Finders issued 3,400,000 shares of our common stock to Kevin Byrne  in exchange for $2,091 cash.
 
On November 28, 2008 we consummated a “share exchange agreement” with Ambermax III that should not be considered an “arms length transaction because James Wiegand, father of Corey Wiegand, was an officer and director of Ambermax III at the time of the transaction. We received $12,676 in cash and the shareholders of Ambermax III were issued 1,125,000 shares of our common stock. 
 
A total of 1,100,000 founder shares, composed of 700,000 shares  owned by Corey Wiegand and 400,00 shares owned by Kevin Byrne, are being registered in this registration statement:

 
- 23 -

 

 

We have no director compensation policy. Directors may be reimbursed for their expenses incurred for attending each board of directors meeting and may be paid a fixed sum for attendance at each meeting of the directors or a stated salary as director. No policy or payment precludes any director from serving us in any other capacity and being compensated for the service. Members of special or standing committees may be allowed like reimbursement and compensation for attending committee meetings. During the years ended December 31, 2009 and December 31, 2010 and the period from inception until June 30, 2011and the date of this prospectus, none of our directors were paid any fees to attend director meetings.
  
EXECUTIVE COMPENSATION
 
There were no executives who received annual and/or long-term compensation for more than $100,000 per year at the end of the last completed fiscal year.  Our executive officer did not receive any compensation during the years ended December 31, 2009 and December 31, 2010 and the period from inception until June 30, 2011 and the date of this prospectus. Going forward, we will pay Mr. Wiegand a percentage of sales, however we have not executed a written agreement in connections with this arrangement. Registrant is a development stage company with minimal operations and may be deemed a “Shell Company” as defined by Rule 405.
 
Summary Compensation Table
 
The following table sets forth certain information concerning compensation paid our officer during years ended 2008, 2009, 2010 and as of the date of this prospectus. Mr. Wiegand received no compensation. Going forward, Mr. Wiegand  will receive a commission of based upon a percentage of gross sales, however, no written agreement in connection with the sales commission to be paid Mr.Wiegand has been executed.
 
Name and
principal position
 
Year
 
Salary
($)
 
Bonus
($)
 
Stock
Awards
($)
 
Option Awards
($)
 
Non-Equity
Incentive
Plan
Compensation
($)
 
Nonqualified
Deferred
Compensation Earnings
($)
 
All
Other
Compensation
($)
 
Total
($)
                                                                         
Corey Wiegand Officer and Sole Director
   
2008,2009,2010
     
     
     
     
     
     
     
     
 
 
         For the years ended 2008, 2009 and 2010 and for the six month period from December 31, 2010 until June 30, 2011, services valued at $33,300, $12,700, $21,820 and $12,090 respectively, were contributed  by our officers and director.
 
 
Option Grants in Last Fiscal Year
 
No stock options were granted to the Named Executives for the years ended December 31, 2008, 2009, 2010 and as of the date of this prospectus.
 
Aggregated Option Exercises in Last Fiscal Year and Year-End Option Values
 
No stock options were exercised or held for exercise.
 
Equity Compensation Plan Information
 
There is currently no stock option executive compensation plan in place.
 
Employment and Consulting Agreements
 
The Company has no agreement for employment. The company has a written agreement for certain future financial printing services for which 140,000 shares of its common stock were issued on March 16, 2009. Going forward, we will pay Corey Wiegand  a commission on sales, however we have not executed a written agreement in connections with this arrangement. Registrant is a development stage company with minimal operations and may be deemed a “Shell Company” as defined by Rule 405.

 
- 24 -

 
 

CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS
 
Our President, Corey Wiegand, was issued 6,700,000 shares of our common stock on July 28 and 29 of 2006 for $2,395 in cash and services valued at $100.

           A copy of the Share Exchange Agreement, signed by all shareholders of Ambermax III is contained in  Exhibit 10.1.Our  Share Exchange agreement with Ambermax III may be deemed consummated at less than arms length because James Wiegand, father of Cocrey Wiegand was an officer and sole director of Ambermax III at the time of the transaction.  The purpose of our transaction with Ambermax III was to increase our cash reserves. See Signatory page of “Share Exchange Agreement” for a complete list of the former shareholders of Ambermax III.  All of the shareholders of Ambermax III, including Mr. James Wiegand, exchanged each share owned of Ambermax III for one shares of our common stock.  A copy of the “Share Exchange Agreement” signed by Mr. Wiegand as an Officer and  director of Ambermax III, and  by the shareholders of Ambermax III, is contained in  Exhibit 10.1. 

Corey Wiegand has no relationship with any shareholder of the Company other than James. Wiegand.
 
          We  issued  Sonja Gouak  140,000 shares on March 16, 2009 for future services as our financial printer. The services are valued at $7,000.  There is no relationship between Sonja Gouak and any of the other selling shareholders.
  
SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT
  
The following table sets forth certain information, as of June 30, 2011 and as of the date of this prospectus, with respect to the beneficial ownership of the outstanding common stock by (i) any holder of more than five (5%) percent; (ii) each of our executive officers and directors; and (iii) our directors and executive officers as a group. Except as otherwise indicated, each of the stockholders listed below has sole voting and investment power over the shares beneficially owned. Registrant is a development stage company with minimal operations and may be deemed a “Shell Company” as defined by Rule 405

Title of Class
Name ofBeneficial Owner (1)
Number of Shares Beneficially Owned (2)
Percentage Ownership (2)
       
Common Stock
Corey Wiegand
6,700,000
58.6 %
       
Common Stock
Bristlecone Associates, LLC (3)
38113 Fruitland Mesa Road
Crawford, CO 81415
3,000,000
26.2%
       
Common Stock
  All Executive Officers and Directors as a Group (1 person)
6,700,00
58.6%
____________________

(1) 
Except as otherwise indicated, the address of each beneficial owner is c/o Home Treasure Finders, Inc., 3412 West 62 nd Ave., Denver, CO 80221.

(2) 
Applicable percentage ownership is based on  11,425,800 shares of common stock outstanding as of June 30, 2011 and as of the date of this prospectus. Beneficial ownership is determined in accordance with the rules of the Securities and Exchange Commission and generally includes voting or investment power with respect to securities. 
 
(3) 
Bristlecone Associates, LLC acquired 3,000,000 shares from Kevin Byrne on December 25, 2010 for $2,500 cash.


 
- 25 -

 

 
DESCRIPTION OF SECURITIES TO BE REGISTERED
 
COMMON STOCK
 
Description of Securities
           
          Authorized capital stock consists of 100,000,000 shares of a single class of common stock, having no par value. Registrant is a development stage company with minimal operations and may be deemed a “Shell Company” as defined by Rule 405. 
 
The holders of our common stock:
 
·
 have equal ratable rights to dividends from funds legally available therefore, when, as and if declared by our Board of Directors;
 
·
are entitled to share ratably in all of our assets available for distribution to holders of common stock upon liquidation, dissolution or winding up of our affairs;
   
  ·
  do not have preemptive, subscription or conversion rights and there are no redemption or sinking fund provisions or rights are entitled to one vote per share on all matters on which stockholders may vote
   
Non-Cumulative Voting
 
Holders of shares of our common stock do not have cumulative voting rights, which means that the holders of more than 50% of the outstanding shares, voting for the election of directors, can elect all of the directors to be elected, if they so choose, and, in such event, the holders of the remaining shares will not be able to elect any of our directors.
 
Cash Dividends
 
As of the date of this Prospectus, we not paid any cash dividends to stockholders.  The declaration of any future cash dividend will be at the discretion of our board of directors and will depend upon our earnings, if any, capital requirements and financial position, general economic conditions, and other pertinent conditions.
 
We will not to pay any cash dividends in the foreseeable future, but rather  reinvest earnings, if any, in our business operations.
 
Reports
 
After this offering, we will furnish its shareholders with annual financial reports certified by our independent accountants, and may, in our discretion, furnish unaudited quarterly financial reports. 
 
INDEMNIFICATION FOR SECURITIES ACT LIABILITIES
 
Our articles and bylaws provide for the indemnification of our directors and officers against all claims and liability by reason of serving as a director or officer.  It shall be within the discretion of our Board of Directors whether to advance any funds in advance of disposition incurred by any director or officer in connection with that proceeding.  We are not, however, required to reimburse any legal expenses in connection with any proceeding if a determination is made that the director or officer did not act in good faith or in a manner reasonably believed to be in our best interests. Insofar as indemnification for liabilities arising under the Securities Act of 1933 (the "Act" or "Securities Act") may be permitted to directors, officers or persons controlling us pursuant to the foregoing provisions, or otherwise, we have been advised that in the opinion of the Securities and Exchange Commission, such indemnification is against public policy as expressed in the Act and is, therefore, unenforceable.

 
- 26 -

 

  
PLAN OF DISTRIBUTION
 
                No market currently exists for our shares. Registrant is a development stage company with minimal operations and may be deemed a “Shell Company” as defined by Rule 405. The price reflected in this prospectus of $0.10 per share is the initial offering price of the shares of common stock upon the effectiveness of this prospectus. Significant selling shareholders, Wiegand and Bristlecone should be deemed “underwriters,” and will offer their shares at a fixed price of $0.10 per share for the duration of the offering. The selling stockholders (other than significant shareholders Wiegand and Bristlecone), may, from time to time, sell any or all of their shares of common stock covered by this prospectus in private transactions at a price of $0.10 per share or on any stock exchange, market or trading facility on which the shares may then be traded. If our shares are quoted on the Over-the-Counter Bulletin Board ("OTCBB") or other exchange, the selling stockholders may sell any or all of their shares at prevailing market prices or privately negotiated prices. The term "selling stockholders" includes donees, pledgees, transferees or other successors-in-interest selling shares received after the date of this prospectus from a selling stockholder as a gift, pledge, partnership distribution or other non-sale related transfer. We will pay the expense incurred to register the shares being offered by the selling stockholders for resale, but the selling stockholders will pay any underwriting discounts and brokerage commissions associated with these sales. The selling stockholders may use any one or more of the following methods when selling shares:  

·
ordinary brokerage transactions and transactions in which the broker-dealer solicits purchasers;
·
block trades in which the broker-dealer will attempt to sell the shares as agent but may position and resell a portion of the block as principal to facilitate the transaction;
·
purchases by a broker-dealer as principal and resale by the broker-dealer for its account;
·
privately negotiated transactions; and
·
a combination of any such methods of sale.
 
The  provisions of Rule 144 are not available to our shareholders because of our status as a shell company as provided in Rule 144(i). .
 
The $0.10 per share offering price of the shares of common stock being sold under this prospectus has been arbitrarily set. The price does not bear any relationship to our assets, book value, earnings or net worth and it is not an indication of actual value. Additionally, the offering price of our shares is higher than the price paid by our founders, and exceeds the per share value of our net tangible assets. Therefore, if you purchase shares in this offering, you will experience immediate and substantial dilution. You may also suffer additional dilution in the future from the sale of additional shares of common stock or other securities, if the need for additional financing forces us to make such sales. Investors should be aware of the risk of judging the real or potential future market value, if any, of our common stock by comparison to the offering price.

In offering the shares covered by this prospectus, the selling stockholders may be deemed to be "underwriters" within the meaning of the Securities Act in connection with such sales. Any broker-dealers who execute sales for the selling stockholders will be deemed to be underwriters within the meaning of the Securities Act.  Any profits realized by the selling stockholders and the compensation of any broker-dealer may be deemed to be underwriting discounts and commissions.
 
Each selling stockholder and any other person participating in a distribution of securities will be subject to applicable provisions of the Exchange Act and the rules and regulations there under, including, without limitation, Regulation M, which may restrict certain activities of, and limit the timing of purchases and sales of securities by, selling stockholders and other persons participating in a distribution of securities. Furthermore, under Regulation M, persons engaged in a distribution of securities are prohibited from simultaneously engaging in market making and certain other activities with respect to such securities for a specified period of time prior to the commencement of such distributions, subject to specified exceptions or exemptions. All of the foregoing may affect the marketability of the securities offered hereby.
 
Any securities covered by this prospectus that qualify for sale pursuant to Rule 144 under the Securities Act may be sold under that rule rather than pursuant to this prospectus. 

SELLING STOCKHOLDERS
 
The table below sets forth information concerning the resale of the shares of common stock by the selling stockholders. We will not receive any proceeds from the resale of the common stock by the selling stockholders. Assuming all the shares registered below are re-sold by the selling stockholders, none of the selling stockholders, other than Bristlecone and Wiegand, will continue to own any shares of our common stock.
 
The following table also sets forth the name of each person who is offering the resale of shares of common stock by this prospectus, the number of shares of common stock beneficially owned by each person, the number of shares of common stock that may be sold in this offering and the number of shares of common stock each person will own after the offering, assuming they resell all of the shares offered.

Registrant is a development stage company with minimal operations and may be deemed a “Shell Company” as defined by Rule 405.

 

 
- 27 -

 

 
_
Name of Selling  Stockholder
Common
Total Shares
Number of Shares Owned
 and Position, Office or
Shares owned by
Registered Pursuant
Issued and
by Selling Stockholder After
Material Relationship with
the selling
to this
Outstanding Shares
Offering and Percent of Total
Mountain Renewables, Inc.
 Stockholder (1)
Offering
before Offering
Issued and Outstanding(2)
     
% of  Class
  # of Shares
  % of  Class
Bristlecone Associates, LLC
3,000,000
1,000,000
26.3
2,000,000
17.5
Janet Collins
200,000
200,000
1.75
Nil
Nil
James Wiegand
200,000
200,000
1.75
Nil
Nil
Corey Wiegand**
6,700,000
700,000
58.6
6,000,000
52.5
Kevin Byrne
400,000
400,000
3.5
Nil
Nil
Martha S. Sandoval
200,000
200,000
1.75
Nil
Nil
Dustin Sandoval
50,000
50,000
*
Nil
Nil
Jessica Sandoval
50,000
50,000
*
Nil
Nil
Andrew Peterson
50,000
50,000
*
Nil
Nil
Lacey Rosales
50,000
50,000
*
Nil
Nil
Craig Bordon
10,000
10,000
*
Nil
Nil
Craig K. Olson
20,000
20,000
*
Nil
Nil
David Callaham
10,000
10,000
*
Nil
Nil
David Zallar
10,000
10,000
*
Nil
Nil
Larry Willis
10,000
10,000
*
Nil
Nil
Shirley Hale
20,000
20,000
*
Nil
Nil
Richard Giannotti
10,000
10,000
*
Nil
Nil
Craig Kimbal
10,000
10,000
*
Nil
Nil
Delos Elmer
10,000
10,000
*
Nil
Nil
Craig A. Olson
10,000
10,000
*
Nil
Nil
Kiva Stack
10,000
10,000
*
Nil
Nil
Stacy Thomas
2,500
2,500
*
Nil
Nil
Katherine Vacha
10,000
10,000
*
Nil
Nil
Mike and Michelle Vacha JTWROS
10,000
10,000
*
Nil
Nil
Anthony Clanton
10,000
10,000
*
Nil
Nil
Gordon and Lahna Crabtree JTWROS
10,000
10,000
*
Nil
Nil
Kimberley Manning
10,000
10,000
*
Nil
Nil
Nathan and Jana Faris JTWROS
10,000
10,000
*
Nil
Nil
Michael Willis
10,000
10,000
*
Nil
Nil
Grant Willis
10,000
10,000
*
Nil
Nil
William Gofigan
2,500
2,500
*
Nil
Nil
Kent Florence
10,000
10,000
*
Nil
Nil
Ryan Kaszycki
10,000
10,000
*
Nil
Nil
Teri Tabor
10,000
10,000
*
Nil
Nil
Jeffery and Heather Christainsen JTWROS
10,000
10,000
*
Nil
Nil
Ruth Harrison Revocable Trust
10,000
10,000
*
Nil
Nil
Tom Menten
10,000
10,000
*
Nil
Nil
Frederich  and Cheryl Johnston
10,000
10,000
*
Nil
Nil
Francis Acedo
10,000
10,000
*
Nil
Nil
Steven Crouch
10,000
10,000
*
Nil
Nil
Chris Crouch
10,000
10,000
*
Nil
Nil
Beau Brooks
10,000
10,000
*
Nil
Nil
Sonja Gouak (4)
140,000
140,000
1.2
Nil
Nil
Jason Darymple
8,800
8,800
*
Nil
Nil
Walt White
36,000
36,000
*
Nil
Nil
Nick Krut 
16,000
16,000
*
Nil
Nil
           
 Total Shares
11,425,800
3,425,800
     
______________
 
* Less than one percent.
 
** Officer and/or director. Reflects 6,600,000 founders shares purchased for $ 2,395 cash on July 29, 2008 plus an additional 100,000 shares issued  on July 28, 2008 for services valued at $100. Mr. Wiegand should be deemed and “underwriter.”

 
- 28 -

 

 

(1)   
The number and percentage of shares beneficially owned is determined in accordance with Rule 13d-3 of the Securities Exchange Act of 1934, and the information is not necessarily indicative of beneficial ownership for any other purpose. Under such rule, beneficial ownership includes any shares as to which the selling stockholders has sole or shared voting power or investment power and also any shares, which the selling stockholders has the right to acquire within 60 days.

(2)   
Assumes that all securities registered will be sold.

(3)   
Bristlecone Associates, LLC a Colorado Limited Liability Company, is controlled by Anna Collins. Bristlecone Associates, LLC is not a broker-dealer or affiliate of a broker-dealer. Bristlecone Associates, LLC should be deemed an “underwriter.” There is no relationship between Anna Collins and any of the other selling shareholders. Bristlecone purchased the 3,000,000 shares from Kevin Byrne on December 25, 2010 for $2,500 cash

(4)   
Sonja Gouak is not a broker-dealer or affiliate of a broker-dealer.  There is no relationship between Sonja Gouak and any of the other selling shareholders.  We issued Sonja Gouak 140,000 shares on March 16, 2009 for future services as our financial printer.  The services are valued at $7,000.
 
           On consummation of the Share Exchange Agreement with Ambermax III, all of the 38 additional shareholders of Ambermax III each received one share of the company’s common stock in exchange for each share of the commons stock of Ambermax III and   the company received $ 12,676 in cash, which was the only asset of Ambermax III. The purpose of our transaction with Ambermax was to increase our cash reserves. See Signatory page of “Share Exchange Agreement” for a complete list of the former shareholders of Ambermax III. A copy of the “Share Exchange Agreement” signed by Mr. James Wiegand as an Officer and  director of Ambermax III and  by all shareholders of Ambermax III, is contained in  Exhibit 10.1.         
  
LEGAL MATTERS
   
Law Offices of Davidson and Shear, PLC have issued an opinion with respect to the validity of the shares of common stock being offered hereby.  

EXPERTS

Our audited financial statements for December 31, 2009 and 2010 and June 30, 2011 unaudited, have been included herein in reliance upon the report of HJ Associates, LLC., independent registered public accountant, appearing elsewhere herein, and upon authority of said firm as experts in accounting and auditing.

AVAILABLE INFORMATION
 
We have not previously been required to comply with the reporting requirements of the Securities Exchange Act.  We have filed with the SEC a registration statement on Form S-1 to register the securities offered by this prospectus. Registrant is a development stage company with minimal operations and may be deemed a “Shell Company” as defined by Rule 405.  For future information about us and the securities offered under this prospectus, you may refer to the registration statement and to the exhibits filed as a part of the registration statement.  
 
In addition, after the effective date of this prospectus, we will be required to file annual, quarterly, and current reports, or other information with the SEC as provided by the Securities Exchange Act. You may read and copy any reports, statements or other information we file at the SEC's public reference facility maintained by the SEC at 100 F Street, N.E., Washington, D.C.  20549. You can request copies of these documents, upon payment of a duplicating fee, by writing to the SEC. Please call the SEC at 1-800-SEC-0330 for further information on the operation of the public reference room. Our SEC filings are also available to the public through the SEC Internet site at http\\www.sec.gov.

 
- 29 -

 

HOME TREASURER FINDERS, INC. AND SUBSIDIARY
(A Development Stage Company)

Index to Consolidated Financial Statements


       
Report of Independent Registered Public Accounting Firm
    F - 2  
         
Consolidated Balance Sheets
    F - 3  
         
Consolidated Statements of Operations
    F - 4  
         
Consolidated Statements of Stockholders’ Equity
    F - 5  
         
Consolidated Statements of Cash Flows
    F - 6  
         
Notes to the Consolidated Financial Statements
    F - 7  
 

 
F - 1

 

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM


To the Board of Directors and Shareholders
Home Treasure Finders, Inc. and Subsidiary (a development stage company)
Denver, Colorado

We have audited the accompanying consolidated balance sheets of Home Treasure Finders, Inc. and Subsidiary (a development stage company) as of December 31, 2010 and 2009, and the related consolidated statements of operations, stockholders' equity, and cash flows for the years then ended and from inception on July 28, 2008 through December 31, 2010.  These consolidated financial statements are the responsibility of the Company's management. Our responsibility is to express an opinion on these consolidated financial statements based on our audits.

We conducted our audit in accordance with the standards of the Public Company Accounting Oversight Board (United States). Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the consolidated financial statements are free of material misstatement. Our audit included consideration of internal control over financial reporting as a basis for designing audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the Company’s internal control over financial reporting. Accordingly, we express no such opinion. An audit also includes examining, on a test basis, evidence supporting the amounts and disclosures in the consolidated financial statements, assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall consolidated financial statement presentation. We believe that our audits provide a reasonable basis for our opinion.

In our opinion, the consolidated financial statements referred to above present fairly, in all material respects, the financial position of Home Treasure Finders, Inc. and Subsidiary (a development stage company) as of December 31, 2010 and 2009, and the results of their operations and their cash flows for the years then ended and from inception on July 28, 2008 through December 31, 2010, in conformity with U.S. generally accepted accounting principles.

The accompanying consolidated financial statements have been prepared assuming that the Company will continue as a going concern.  As discussed in Note 3 to the consolidated financial statements, the Company has incurred losses since inception and has a limited operating history, raising substantial doubt about its ability to continue as a going concern.  Management’s plans in regard to these matters are also described in Note 3.  The consolidated financial statements do not include any adjustments that might result from the outcome of this uncertainty.



HJ & Associates, LLC
Salt Lake City, Utah
August 4, 2011



 
F - 2

 

HOME TREASURER FINDERS, INC. AND SUBSIDIARY
(A Development Stage Company)
Consolidated Balance Sheets

             
   
December 31,
   
December 31,
 
   
2010
   
2009
 
             
Assets
       
             
Current Assets:
           
  Cash
  $ 7,982     $ 9,306  
Prepaid expenses
    7,000       7,000  
                 
                 
Total assets
  $ 14,982     $ 16,306  
Liabilities and Shareholders’ Equity
         
                 
Liabilities:
               
Accounts payable
  $ 3,040     $ 1,720  
                 
Total liabilities
    3,040       1,720  
                 
Shareholders’ equity:
               
Common stock, no par value; 100,000,000 shares authorized,
               
11,365,000 and 11,365,000 shares issued and outstanding, respectively
    24,262       24,262  
Additional paid in capital
    67,936       46,116  
Deficit accumulated during development stage
    (80,256 )     (55,792 )
Total shareholder’s equity
    11,942       14,586  
                 
Total liabilities and shareholders' equity
  $ 14,982     $ 16,306  
 
See accompanying notes to consolidated financial statements


 
F - 3

 



HOME TREASURER FINDERS, INC. AND SUBSIDIARY
(A Development Stage Company)
Consolidated Statements of Operations


               
July 28,
 
               
2008
 
               
(Inception)
 
   
For the Year Ended
   
Through
 
   
December 31,
   
December 31,
 
   
2010
   
2009
   
2010
 
                   
Revenue
  $     $     $  
                         
                         
Operating expenses:
                       
Professional fees
          105       105  
General and Administrative
    24,464       17,741       80,351  
Total operating expenses
    24,464       17,846       80,456  
                         
                         
Net Operating loss
    (24,464 )     (17,846 )     (80,456 )
                         
Other Income
                       
Other income
          200       200  
                         
Total other income
          200       200  
                         
Net loss
  $ (24,464 )   $ (17,646 )   $ (80,256 )
                         
                         
Basic and diluted loss per share
  $ (0.00 )   $ (0.00 )        
                         
Basic and diluted weighted average
                       
common shares outstanding
    11,365,000       11,336,233          
 
See accompanying notes to consolidated financial statements

 
F - 4

 

HOME TREASURER FINDERS, INC. AND SUBSIDIARY
(A Development Stage Company)
Consolidated Statements of Changes in Shareholders' Equity
 

                     
Deficit
       
                     
Accumulated
       
               
Additional
   
During
       
   
Common Stock
   
Paid In
   
Development
   
Total
 
   
Shares
   
Amount
   
Capital
   
Stage
   
Equity
 
Balance at July 28, 2008 (inception)
                             
(Note 1)
        $     $     $     $  
                                         
Common stock issued on July 28, 2008 for
                                       
services to set up the Company valued
                                       
at $0.001 per share
    100,000       100                   100  
                                         
Common stock issued on July 29, 2008 for cash
                                       
contributed by officers of the Company
                                       
valued at $0.0004 per share
    6,600,000       2,395                   2,395  
                                         
Common stock issued on July 29, 2008 for cash at
                                       
$0.006 per share
    3,400,000       2,091                   2,091  
                                         
Acquisition of Ambermax III (Note 3) on
                                       
November 28, 2008
    1,125,000       12,676                   12,676  
                                         
Services contributed by officers
                33,300             33,300  
                                         
Net loss for the year ended December 31, 2008
                      (38,146 )     (38,146 )
                                         
Balance at December 31, 2008
    11,225,000       17,262       33,300       (38,146 )     12,416  
                                         
Common stock issued on March 16, 2009 for
                                       
services valued at $0.05 per share
    140,000       7,000                   7,000  
                                         
Capital contributed by an officer
                116             116  
                                         
Services contributed by officers
                12,700             12,700  
                                         
Net loss for the year ended December 31, 2009
                      (17,646 )     (17,646 )
                                         
Balance at December 31, 2009
    11,365,000       24,262       46,116       (55,792 )     14,586  
                                         
Services contributed by officers
                21,820             21,820  
                                         
Net loss for the year ended December 31, 2010
                      (24,464 )     (24,464 )
                                         
Balance at December 31, 2010
    11,365,000     $ 24,262     $ 67,936     $ (80,256 )   $ 11,942  
                                         
 
See accompanying notes to consolidated financial statements


 
F - 5

 

HOME TREASURER FINDERS, INC. AND SUBSIDIARY
(A Development Stage Company)
Consolidated Statements of Cash Flows

               
July 28,
 
               
2008
 
               
(Inception)
 
   
For the Year Ended
   
Through
 
   
December 31,
   
December 31,
 
   
2010
   
2009
   
2010
 
Cash flows from operating activities:
                 
Net loss
  $ (24,464 )   $ (17,646 )   $ (80,256 )
Adjustments to reconcile net loss to net cash
                       
used by operating activities:
                       
Contributed services
    21,820       12,700       67,820  
Common stock issued for services
                100  
Changes in operating assets and liabilities:
                       
Increase (decrease) in accounts payable
    1,320       1,720       3,040  
Net cash used in
                       
operating activities
    (1,324 )     (3,226 )     (9,296 )
                         
Cash flows from investing activities:
                 
                         
Cash flows from financing activities:
                       
Contributed capital
          116       116  
Proceeds from common stock sales
                17,162  
Net cash provided by
                       
financing activities
          116       17,278  
                         
Net change in cash
    (1,324 )     (3,110 )     7,982  
                         
Cash, beginning of period
    9,306       12,416        
                         
Cash, end of period
  $ 7,982     $ 9,306     $ 7,982  
                         
Supplemental disclosure of cash flow information:
                       
Cash paid during the period for:
                       
Income taxes
  $     $     $  
Interest
  $     $     $  
                         
NON CASH FINANCING ACTIVITIES:
                       
Common stock issued for prepaid services
  $     $ 7,000     $ 100  
                         


See accompanying notes to consolidated financial statements


 
F - 6

 

HOME TREASURER FINDERS, INC. AND SUBSIDIARY
(A Development Stage Company)
Notes to the Consolidated Financial Statements
December 31, 2010 and 2009

NOTE 1 -  ORGANIZATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES

a.  Organization

Home Treasurer Finders, Inc. (the “Company”) was initially incorporated on July 28, 2008 in the State of Colorado.  The Company issued its officers and directors 10,100,000 shares of its no par common stock as payment for $4,586 in cash and fees and expenses incurred as part of organizing the Company.

The Company is in the business of operating a real estate lead referral business and operates in Colorado.

b.  Accounting Method

The Company’s financial statements are prepared using the accrual method of accounting.  The Company has elected a December 31 year-end.

c.  Estimates

The preparation of financial statements in conformity with generally accepted accounting principles in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period.  Actual results could differ from those estimates.

d.  Income Taxes

Deferred taxes are provided on a liability method whereby deferred tax assets are recognized for deductible temporary differences and operating loss and tax credit carryforwards and deferred tax liabilities are recognized for taxable temporary differences.  Temporary differences are the differences between the reported amounts of assets and liabilities and their tax bases.  Deferred tax assets are reduced by a valuation allowance when, in the opinion of management, it is more likely than not that some portion or all of the deferred tax assets will not be realized.  Deferred tax assets and liabilities are adjusted for the effects of changes in tax laws and rates on the date of enactment.


 
F - 7

 

HOME TREASURER FINDERS, INC. AND SUBSIDIARY
(A Development Stage Company)
Notes to the Consolidated Financial Statements
December 31, 2010 and 2009

NOTE 1 -  ORGANIZATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued)

d.  Income Taxes (Continued)

Net deferred tax assets consist of the following components as of December 31, 2010 and 2009:

   
2010
   
2009
 
Deferred tax assets:
           
  NOL Carryover
  $ 1,800     $ 1,800  
                 
     Valuation allowance
    (1,800 )     (1,800 )
     Net deferred tax asset
  $ -     $ -  


The income tax provision differs from the amount of income tax determined by applying the U.S. income tax rate to pretax income from continuing operations for the year ended December 31, 2010 and 2009 due to the following:

   
2010
   
2009
 
Book Income
  $ (4,802 )   $ (3,464 )
Stock issued for services
    455       141  
Contributed services
    4,283       2,493  
  Valuation allowance
    64       830  
    $ -       -  
 
At December 31, 2010, the Company had net operating loss carryforwards of approximately $9,000 that may be offset against future taxable income from the year 2011 through 2031 as long as the “continuity of ownership” test is met.  No tax benefit has been reported in the December 31, 2010 consolidated financial statements since the potential tax benefit is offset by a valuation allowance of the same amount.

Due to the change in ownership provisions of the Tax Reform Act of 1986, net operating loss carryforwards for Federal income tax reporting purposes are subject to annual limitations.  Should a change in ownership occur, net operating loss carryforwards may be limited as to use in future years.
 
 
 
F - 8

 


HOME TREASURER FINDERS, INC. AND SUBSIDIARY
(A Development Stage Company)
Notes to the Consolidated Financial Statements
December 31, 2010 and 2009

NOTE 1 - ORGANIZATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued)

  d.  Income Taxes (Continued)

The Company adopted changes issued by FASB which prescribed a recognition threshold and measurement attribute for financial statement recognition and measurement of an uncertain tax position taken or expected to be taken in a tax return. Under the guidance, an uncertain income tax position must be recognized at the largest amount that is more-likely-than-not to be sustained upon audit by the relevant taxing authority.

e.  Loss per Common Share

The Company reports net loss per share using a dual presentation of basic and diluted loss per share. Basic net loss per share excludes the impact of common stock equivalents.  Diluted net loss per share utilizes the average market price per share when applying the treasury stock method in determining common stock equivalents.  At December 31, 2010 and 2009 there were no variances between the basic and diluted loss per share as there were no potentially dilutive securities outstanding.

f.  Development Stage

The Company is in the development stage in accordance with ASC Topic 905 “Development Stage Entities”.

g.   Revenue Recognition

Revenue will be recognized when the services are provided and collection is reasonably assured.

 
 
F - 9

 


HOME TREASURER FINDERS, INC. AND SUBSIDIARY
(A Development Stage Company)
Notes to the Consolidated Financial Statements
December 31, 2010 and 2009


NOTE 1 - ORGANIZATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued)

h.   Newly Adopted Accounting Pronouncements

New accounting pronouncements that have a current or future potential impact on our financial statements are as follows:

Accounting Standards Update (ASU) No 2010-09 amends Topic 855 “Subsequent Events” to remove the requirement for an SEC filer to disclose a date through which subsequent events have been evaluated in both issued and revised financial statements.  It was determined that the requirements to disclose the date that the financial statements are issued potentially conflicted with some of the Securities and Exchange Commission’s (SEC) guidance.  The amendment is effective for interim or annual periods ending after June 15, 2010.  Certain Revenue Arrangements that include Software Elements, and various other ASU’s No. 2009-2 through ASU No.2010-19 contain technical corrections to existing guidance or affect guidance to specialized industries or entities were recently issued.  These updates have no current applicability to the Company or their effect on the financial statements would not have been significant.

The Company has reviewed all other recently issued, but not yet adopted, accounting standards in order to determine their effects, if any, on its results of operation, financial position or cash flows.  Based on that review, the Company believes that none of these pronouncements will have a significant effect on its current or future earnings or operations.

i .  Principles of Consolidation

The consolidated financial statements include the accounts of the Company and its subsidiary.  All material intercompany accounts and transactions are eliminated in consolidation.

j.  Advertising

The Company follows the policy of charging the costs of advertising to expense as incurred.  The Company recognized $0 and $11 of advertising expense during the years ended December 31, 2010 and 2009, respectively.
 

 
F - 10

 


HOME TREASURER FINDERS, INC. AND SUBSIDIARY
(A Development Stage Company)
Notes to the Consolidated Financial Statements
December 31, 2010 and 2009


NOTE 2 - COMMON STOCK TRANSACTIONS

  The Company issued 140,000 shares of common stock for prepaid services valued at $7,000 during the year ended December 31, 2009.  The prepaid services involve all edgarization services necessary to complete the Registration Statement on Form S-1 and will be recognized upon completion of the S-1.

  During 2008, the Company issued 10,000,000 shares of common stock for cash of $4,486.  The Company also issued 1,125,000 shares of common stock as part of the merger with Ambermax III Corporation.  The Company also issued 100,000 shares of common stock to an officer of the Company for fees and services valued at $100.

NOTE 3 - MERGER

  On November 21, 2008 the Company completed a merger with Ambermax III Corporation where Ambermax III became the wholly owned subsidiary of Home Treasure Finders, Inc.  The merger was the means of the Company receiving a capital infusion to fund operations. As part of the merger, the shareholders of Ambermax III were issued 1,125,000 outstanding shares of the Company’s stock in exchange for equal shares of Ambermax III.  Ambermax III was a blank check company with no liabilities and whose only asset was $12,675 in cash.  As of the date of these financial statements there was no activity in Ambermax III after the merger.

NOTE 4 - RELATED PARTY TRANSACTIONS

  During the year ended December 31, 2008 the Company issued common stock to an officer of the Company for services and fees valued at $100.  The Company also issued common stock to officers and major stockholders for cash of $4,486.  Officers and stockholders also contributed services worth an estimated $21,820, $12,700 and $33,300 for 2010, 2009, and 2008, respectively.


 
 
F - 11

 




HOME TREASURER FINDERS, INC. AND SUBSIDIARY
(A Development Stage Company)
Notes to the Consolidated Financial Statements
December 31, 2010 and 2009


NOTE 5 - GOING CONCERN

The accompanying financial statements have been prepared on a going concern basis, which contemplates the realization of assets and the satisfaction of liabilities in the normal course of business.  As shown in the accompanying financial statements, the Company is a development stage enterprise with losses since inception and a limited operating history.  These factors, among others, may indicate that the Company will be unable to continue as a going concern for a reasonable period of time.

The financial statements do not include any adjustments relating to the recoverability and classification of assets and liabilities that might be necessary should the Company be unable to continue as a going concern.  The Company’s continuation as a going concern is dependent upon its ability to generate sufficient cash flow to meet its obligations on a timely basis and ultimately to attain profitability.  The Company intends to seek additional funding through equity offerings to fund its business plan.  There is no assurance that the Company will be successful in raising additional funds.


NOTE 6 - SUBSEQUENT EVENTS

  The Company has evaluated subsequent events through the date the financial statements were issued, per the requirements of ASC Topic 855, and has determined that there are no events to report.



 
F - 12

 
 
Item 1.  Consolidated Financial Statements.
 

 
June 30, 2011
 
C O N T E N T S
 

 
Condensed Consolidated Balance Sheets
F - 14
Condensed Consolidated Statements of Operations
F - 15
Consolidated Statements of Changes in Shareholders' Equity
F - 16
Condensed  Consolidated Statements of Cash Flows
F - 17
Notes to Condensed Consolidated Financial Statements
F - 18

 
 
F - 13

 
 

 
HOME TREASURER FINDERS, INC. AND SUBSIDIARY
(A Development Stage Company)
Consolidated Balance Sheets


   
June 30,
   
December 31,
 
   
2011
   
2010
 
   
(Unaudited)
       
Assets
       
             
Current Assets:
           
  Cash
  $ 6,753     $ 7,982  
Prepaid expenses
    7,000       7,000  
                 
                 
Total current assets
  $ 13,753     $ 14,982  
Liabilities and Shareholders’ Equity
         
                 
Liabilities:
               
Accounts payable
  $ 6,071     $ 3,040  
                 
Total current liabilities
    6,071       3,040  
                 
Shareholders’ equity:
               
Common stock, no par value; 100,000,000 shares authorized,
               
11,425,800 and 11,365,000 shares issued and outstanding, respectively
    27,302       24,262  
Additional paid in capital
    80,026       67,936  
Deficit accumulated during development stage
    (99,646 )     (80,256 )
Total shareholder’s equity
    7,682       11,942  
                 
Total liabilities and shareholders' equity
  $ 13,753     $ 14,982  


See accompanying notes to consolidated financial statements

 
F - 14

 


HOME TREASURER FINDERS, INC. AND SUBSIDIARY
(A Development Stage Company)
Consolidated Statements of Operations
(Unaudited)

               
July 28,
 
               
2008
 
               
(Inception)
 
   
For the Six Months Ended
   
Through
 
   
June 30,
   
June 30,
 
   
2011
   
2010
   
2011
 
                   
Revenue
  $     $     $  
                         
                         
Operating expenses:
                       
Professional fees
    7,034             7,139  
General and administrative
    12,356       12,072       92,707  
       Total operating expenses     19,390       12,072       99,846  
                              
                         
     Operating loss     (19,390 )     (12,072 )     (99,846 )
                         
Other Income
                       
Other income
                200  
                         
     Total other income                 200  
                         
Net loss
  $ (19,390 )   $ (12,072 )   $ (99,646 )
                         
                         
Basic and diluted loss per share
  $ (0.00 )   $ (0.00 )        
                         
Basic and diluted weighted average
                       
common shares outstanding
    11,385,322       11,365,000          
                         

See accompanying notes to consolidated financial statements

 
F - 15

 


HOME TREASURER FINDERS, INC. AND SUBSIDIARY
(A Development Stage Company)
Consolidated Statements of Changes in Shareholders' Equity

                     
Deficit
       
                     
Accumulated
       
               
Additional
   
During
       
   
Common Stock
   
Paid In
   
Development
   
Total
 
   
Shares
   
Amount
   
Capital
   
Stage
   
Equity
 
                               
Balance at July 28, 2008 (inception)
        $     $     $     $  
                                         
Common stock issued on July 28, 2008 for
                                       
services to set up the Company valued
                                       
at $0.001 per share
    100,000       100                   100  
                                         
Common stock issued on July 29, 2008 for cash
                                       
contributed by officers of the Company
                                       
valued at $0.0004 per share
    6,600,000       2,395                   2,395  
                                         
Common stock issued on July 29, 2009 for cash at
                                       
$0.006 per share
    3,400,000       2,091                   2,091  
                                         
Acquisition of Ambermax III on
                                       
November 28, 2008
    1,125,000       12,676                   12,676  
                                         
Services contributed by officers
                33,300             33,300  
                                         
Net loss for the year ended December 31, 2008
                      (38,146 )     (38,146 )
                                         
Balance at December 31, 2008
    11,225,000       17,262       33,300       (38,146 )     12,416  
                                         
Common stock issued on March 16, 2009 for
                                       
services valued at $0.05 per share
    140,000       7,000                   7,000  
                                         
Capital contributed by officers
                116             116  
                                         
Services contributed by officers
                12,700             12,700  
                                         
Net loss for the year ended December 31, 2009
                      (17,646 )     (17,646 )
                                         
Balance at December 31, 2009
    11,365,000       24,262       46,116       (55,792 )     14,586  
                                         
Services contributed by officers
                21,820             21,820  
                                         
Net loss for the year ended December 31, 2010
                      (24,464 )     (24,464 )
                                         
Balance at December 31, 2010
    11,365,000       24,262       67,936       (80,256 )     11,942  
                                         
Common stock issued on March 1, 2011 for
                                       
services valued at $0.05 per share (unaudited)
    60,800       3,040                   3,040  
                                         
Services contributed by an officer (unaudited)
                12,090             12,090  
                                         
Net loss for the period ended June 30, 2011
                                       
(unaudited)
                      (19,390 )     (19,390 )
                                         
Balance at June 30, 2011 (unaudited)
    11,425,800     $ 27,302     $ 80,026     $ (99,646 )   $ 7,682  

See accompanying notes to consolidated financial statements

 
F - 16

 


HOME TREASURER FINDERS, INC. AND SUBSIDIARY
(A Development Stage Company)
Consolidated Statements of Cash Flows(Unaudited)

               
July 28,
 
               
2008
 
               
(Inception)
 
   
For the Year Ended
   
Through
 
   
June 30,
   
June 30,
 
   
2011
   
2010
   
2011
 
Cash flows from operating activities:
                 
Net loss
  $ (19,390 )   $ (12,072 )   $ (99,646 )
Adjustments to reconcile net loss to net cash
                       
used by operating activities:
                       
Contributed services
    12,090       10,910       79,910  
Common stock issued for services
    3,040             3,140  
Changes in operating assets and liabilities:
                       
Increase (decrease) in accounts payable
    3,031             6,071  
Net cash used in
                       
operating activities
    (1,229 )     (1,162 )     (10,525 )
                         
Cash flows from investing activities:
                 
                         
Cash flows from financing activities:
                       
Contributed capital
                116  
Proceeds from common stock sales
                17,162  
Net cash provided by
                       
financing activities
                17,278  
                         
Net change in cash
    (1,229 )     (1,162 )     6,753  
                         
Cash, beginning of period
    7,982       9,306        
                         
Cash, end of period
  $ 6,753     $ 8,144     $ 6,753  
                         
Supplemental disclosure of cash flow information:
                       
Cash paid during the period for:
                       
Income taxes
  $     $     $  
Interest
  $     $     $  
                         
NON CASH FINANCING ACTIVITIES:
                       
Common stock issued for prepaid services
  $ 3,040     $ 7,000     $ 10,040  
                         

See accompanying notes to consolidated financial statements
 
 
F - 17

 
 

Home Treasure Finders, Inc. and Subsidiary
(A Development Stage Company)
Notes to Condensed Consolidated Financial Statements
June 30, 2011
(Unaudited)
 

NOTE 1:   BASIS OF PRESENTATION
 
The accompanying financial statements have been prepared without audit, pursuant to the rules and regulations of the Securities and Exchange Commission (the “SEC”). The interim financial statements reflect all adjustments, consisting of normal recurring adjustments which, in the opinion of management, are necessary to present a fair statement of the results for the period.
 
Certain information and footnote disclosures normally included in financial statements prepared in accordance with generally accepted accounting principles have been condensed or omitted. It is suggested that these condensed financial statements be read in conjunction with the December 31, 2010 financial statements and notes thereto included. The results of operations for the period ended June 30, 2011, are not necessarily indicative of the operating results for the year ended December 31, 2011.
 
NOTE 2:  GOING CONCERN
 
The accompanying financial statements have been prepared on a going concern basis, which contemplates the realization of assets and the satisfaction of liabilities in the normal course of business.  As shown in the accompanying financial statements, the Company is a development stage enterprise with losses since inception and a limited operating history.  These factors, among others, may indicate that the Company will be unable to continue as a going concern for a reasonable period of time.

The financial statements do not include any adjustments relating to the recoverability and classification of assets and liabilities that might be necessary should the Company be unable to continue as a going concern.  The Company’s continuation as a going concern is dependent upon its ability to generate sufficient cash flow to meet its obligations on a timely basis and ultimately to attain profitability.  The Company intends to seek additional funding through equity offerings to fund its business plan.  There is no assurance that the Company will be successful in raising additional funds.

NOTE 3:   RELATED PARTY TRANSACTIONS
 
During the six months ended June 30, 2011 officers and major stockholders contributed services to the Company valued at $12,090.
 
NOTE 4:   COMMON STOCK TRANSACTIONS
 
On March 1, 2011, the Company issued 60,800 shares of common stock valued at $0.05 per share for consulting services provided in a prior period.
 
NOTE 5:  SUBSEQUENT EVENTS
 
The Company has evaluated subsequent events pursuant to ASC Topic 855 and has determined that there are no events that require disclosure as of the date of issuance.

 
 
F - 18

 
 
 
 
PART II

INFORMATION NOT REQUIRED IN PROSPECTUS
 
ITEM 13. OTHER EXPENSES OF ISSUANCE AND DISTRIBUTION.
 
The following table sets forth the costs and expenses, other than underwriting discounts and commissions, if any, payable by the Registrant relating to the sale of common stock being registered.  All amounts are estimates except the SEC registration fee.
 
SEC registration fee
 
$
75.00
 
Printing and engraving expenses
   
100.00
 
Legal fees and expenses
   
1,000.00
 
Accounting fees and expenses
   
7,000.00
 
Miscellaneous expenses
   
200.00
 
Total
 
$
8,375.00
 
The Registrant has agreed to bear expenses incurred by the selling stockholders that relate to the registration of the shares of common stock being offered and sold by the selling stockholders.  
 
ITEM 14.  INDEMNIFICATION OF DIRECTORS AND OFFICERS.
 
Disclosure of Commission Position of Indemnification for Securities Act Liabilities
 
Indemnification of Directors and Officers
 
Our Articles of Incorporation, its Bylaws, and certain statutes provide for the indemnification of a present or former director or officer.
 
The Securities and Exchange Commission's Policy on Indemnification
 
Insofar as indemnification for liabilities arising under the Securities Act of 1933 may be permitted to directors, officers, and controlling persons of the Registrant pursuant to any provisions contained in its Certificate of Incorporation, or Bylaws, or otherwise, the Registrant has been advised that, in the opinion of the Securities and Exchange Commission, such indemnification is against public policy as expressed in the Act and is, therefore, unenforceable.   In the event that a claim for indemnification against such liabilities (other than the payment by the Registrant of expenses incurred or paid by a director, officer or controlling person of the Registrant in the successful defense of any action, suit or proceeding) is asserted by such director, officer or controlling person in connection with the securities being registered, the Registrant will, unless in the opinion of its counsel the matter has been settled by controlling precedent, submit to a court of appropriate jurisdiction the question whether indemnification by it is against public policy as expressed in the Act and will be governed by the final adjudication of such issue. 
 
ITEM 15.  RECENT SALES OF UNREGISTERED SECURITIES.
 
On July 28 and 29, 2008 the Company issued 6,600,000 shares and 100,000 shares of common stock the founder of the Company, Corey Wiegand. Consideration was $2,395 and services valued at $100 respectively. The issuance of these shares was made in reliance upon the exemptions from registration provided by Section 406 of Regulation D. All cash received was deposited in the company’s checking account for use in operations.
 
On July 29, 2008 the Company issued 3,400,000 shares of common stock to Kevin Byrne. Consideration was $2,091 cash. The issuance of these shares was made in reliance upon the exemptions from registration provided by Section 406 of Regulation D. All cash received was deposited in the company’s checking account for use in operations.
 
On November 28, 2008 in connection with our share exchange transaction with Ambermax III, the company issued 1,125,000 shares of its common stock to the shareholders of Ambermax III.  The consideration was all assets held by Ambermax III, which consisted of $12,676 of cash.  All cash received was deposited in the company’s checking account for use in operations. 
 
The original issuance of shares issued to the Ambermax shareholders was made in reliance upon the exemptions from registration provided by Section 406 of Regulation D.
 
          On March 16, 2009, the Company issued 140,000 shares of common stock valued at $7,000 as compensation to Sonja Gouak. The consideration was future services to be provided by Ms. Gouak. The issuance of these shares was made in reliance upon the exemptions from registration provided by Section 406 of Regulation D.


 
- 30 -

 
 
 
* All of the above offerings and sales were deemed to be exempt under Rule 506 of Regulation D and/or Section 4(2) of the Securities Act of 1933, as amended. No advertising or general solicitation was employed in offering the securities. The offerings and sales were made to a limited number of persons, all of whom were accredited investors, business associates of the Company or executive officers of the Company, and transfer was restricted by the Company in accordance with the requirements of the Securities Act of 1933. In addition to representations by the above-referenced persons, we have made independent determinations that all of the above-referenced persons were accredited or sophisticated investors, and that they were capable of analyzing the merits and risks of their investment, and that they understood the speculative nature of their investment. Furthermore, all of the above-referenced persons were provided with access to our Securities and Exchange Commission filings.
 
Except as expressly set forth above, the individuals and entities to which we issued securities as indicated in this section of the registration statement are unaffiliated with us.

ITEM 16. EXHIBITS AND FINANCIAL STATEMENT SCHEDULES
 
Exhibit Number
 
Description of Exhibit
     
3.1
 
Certificate of Incorporation.
3.2
 
By-Laws.
4.1
 
Subscription Agreement
5.1   Opinion on Legality
10.1
 
Share Exchange Agreement
10.2
 
Escrow Agreement
23.1
 
Consent of  HJ& Associates, LLC.
     
 
ITEM 17.  UNDERTAKINGS.
UNDERTAKINGS

The undersigned Company undertakes to:

(1) File, during any period in which it offers or sells securities, a post-effective amendment to this Registration Statement to:

(i) Include any prospectus required by Section 10(a)(3) of the Securities Act;

(ii) Reflect in the prospectus any facts or events which, individually or together, represent a fundamental change in the information in the Registration Statement. Notwithstanding the foregoing, any increase or decrease in volume of securities offered (if the total dollar value of securities offered would not exceed that which was registered) and any deviation from the low or high end of the estimated maximum offering range may be reflected in the form of prospectus filed with the Commission pursuant to Rule 424(b) (section 230.424(b) of this chapter) if, in the aggregate, the changes in volume and price represent no more than a 20 percent change in the maximum aggregate offering price set forth in the "Calculation of Registration Fee" table in the effective registration statement;

(iii) Include any additional or changed material information on the plan of distribution.

(2) For determining liability under the Securities Act, treat each post-effective amendment as a new registration statement of the securities offered, and the offering of the securities at that time to be the initial bona fide offering.

 
- 31 -

 

 

(3) File a post-effective amendment to remove from registration any of the securities that remain unsold at the end of the offering.

(4) For determining liability of the undersigned small business issuer under the Securities Act to any purchaser in the initial distribution of securities, the undersigned small business issuer undertakes that in a primary offering of securities of the undersigned small business issuer pursuant to this registration statement, regardless of the underwriting method used to sell the securities to the purchaser, if the securities are offered or sold to such purchaser by means of any of the following communications, the undersigned small business issuer will be a seller to the purchaser and will be considered to offer or sell such securities to such purchaser:

(i) Any preliminary prospectus or prospectus of the undersigned small business issuer relating to the offering required to be filed pursuant to Rule 424 (section230.424 of this chapter);
(ii) Any free writing prospectus relating to the offering prepared by or on behalf of the undersigned small business issuer or used or referred to by the undersigned small business issuer;
 
(iii) The portion of any free writing prospectus relating to the offering containing material information about the undersigned small business issuer or its securities provided by or on behalf of the undersigned small business issuer; and

(iv)  Any other communication that is an offer in the offering made by the undersigned small business issuer to the purchaser.

 

 
- 32 -

 

 
 
 
SIGNATURES

Pursuant to the requirements of the Securities Act of 1933, the registrant has duly caused this registration statement to be signed on its behalf by the undersigned, thereunto duly authorized in Denver, Colorado, on August 4, 2011.
 
 
 
Home Treasure Finders, Inc.
 
     
       
 
By:
/s/  Corey Wiegand
 
   
Corey Wiegand
 
   
(Principal Executive Officer)  and Sole Director
 
       
     
       
 
By:
/s/ Corey Wiegand
 
   
Corey Wiegand
 
   
Chief Financial Officer (Principal Accounting Officer and Principal Financial Officer)
 
       



 
- 33 -

 

 

 
Exhibit 3.1

ARTICLES OF INCORPORATION
OF
Home Treasure Finders, Inc.


          The undersigned, who if a natural person, is more than eighteen   years of age, hereby establishes a corporation pursuant to the Statutes of   Colorado and adopts the following Articles of Incorporation:

          FIRST:  The name of the corporation is Home Treasure Finders, Inc..

          SECOND:  The corporation shall have perpetual existence.

          THIRD:  (a)  Purposes.  The nature, objects and purposes of the   business to be transacted shall be to transact all lawful business for which   corporations may be incorporated pursuant to the Colorado Business Corporation   Act.

                  (b)  Powers.  In furtherance of the foregoing purposes, the   corporation shall have and may exercise all of the rights, powers and   privileges now or thereafter conferred upon corporations organized under the   laws of Colorado.  In addition, it may do everything necessary, suitable or   proper for the accomplishment of any of its corporation purposes.

          FOURTH: (a)  The aggregate number of shares which the corporation   shall have authority to issue is 100,000,000 shares of common stock having no   par value per share.  The shares of this class of common stock shall have   unlimited voting rights and shall constitute the sole voting group of the   corporation, except to the extent any additional voting group or groups may   hereafter be established in accordance with the Colorado Business Corporation   Act.

                  (b)  The corporation may also issue up to 25,000,000 shares   of non-voting preferred stock having no par value.  The preferred stock of the   corporation shall be issued in one or more series as may be determined from   time to time by the Board of Directors.  In establishing a series, the Board   of Directors shall give to it a distinctive designation so as to distinguish   it from the shares of all other series and classes, shall fix the number of   shares in such series, and the preferences, rights and restrictions thereof.
All shares in a series shall be alike.  Each series may vary in the following   respects:  (1) the rate of the dividend; (2) the price at the terms and   conditions on which shares shall be redeemed; (3) the amount payable upon   shares in the event of involuntary liquidation; (4) the amount payable upon   shares in the event of voluntary liquidation; (5) sinking fund provisions for   the redemption of shares; (6) the terms and conditions on which shares may be   converted if the shares of any series are issued with the privilege of
conversion; and (7) voting powers.

                  (c)  Each shareholder of record shall have one vote for each   share of stock standing in his name on the books of the corporation and   entitled to vote.  Cumulative voting shall not be permitted in the election of   directors or otherwise.

                  (d)  At all meetings of shareholders, a majority of the   shares of a voting group entitled to vote at such meeting, represented in   person or by proxy, shall constitute a quorum of that voting group.

                  (e)  Shareholders of the corporation shall not have   preemptive rights to subscribe for any additional unissued or treasury shares   of stock or for other securities of any class, or for rights, warrants or options to purchase stock, or for scrip, or for securities of any kind   convertible into stock or carrying stock purchase warrants or privileges.

 
Exhibit 3.1 -- Page 1

 


          FIFTH:  The number of directors of the corporation shall be fixed by   the bylaws.  Three directors shall constitute the initial board of directors.   The names and addresses of the initial directors are as follows:

Corey Wiegand
440 Himalaya Ave.
 
Broomfield, CO 80020
   
   
Kevin Byrne
440 Himalaya Ave.
 
Broomfield, CO 80020

          SIXTH:  The address of the initial registered office of the   corporation is 440 Himalaya Ave., Broomfield, CO 80220.  The   name of its initial registered agent at such address is Corey Wiegand.  The corporation may conduct part or all of its business in any other part of Colorado, of the United States or of the world.  It may hold, purchase, mortgage, lease and convey real and personal property in any of such places.

          SEVENTH:  The address of the initial principal office of the corporation is 440 Himalaya Ave., Broomfield, CO 80020.

          EIGHTH:  The following provisions are inserted for the management of   the business and for the conduct of the affairs of the corporation, and the   same are in furtherance of and not in limitation or exclusion of the powers   conferred by law.

                  (a)  Conflicting Interest Transactions.  As used in this   paragraph, "conflicting interest transaction" means any of the following:  (i)   a loan or other assistance by the corporation to a director of the corporation   or to an entity in which a director of the corporation is a director or   officer or has a financial interest; (ii) a guaranty by the corporation of an   obligation of a director of the corporation or of an obligation of an entity   in which a director of the corporation is a director or officer or has a   financial interest; or (iii) a contract or transaction between the corporation   and a director of the corporation or between the corporation and an entity in   which a director of the corporation is a director or officer or has a
financial interest.  No conflicting interest transaction shall be void or   voidable, be enjoined, be set aside or give rise to an award of damages or   other sanctions in a proceeding by a shareholder or by or in the right of the   corporation, solely because the conflicting interest transaction involves a   director of the corporation or an entity in which a director of the   corporation is a director or officer or has a financial interest, or solely
because the director is present at or participates in the meeting of the   corporation's board of directors or of the committee of the board of directors   which authorizes, approves or ratifies a conflicting interest transaction, or   solely because the director's vote is counted for such purpose if:  (A) the   material facts as to the director's relationship or interest and as to the   conflicting interest transaction are disclosed or are known to the board of   directors or the committee, and the board of directors or committee in good   faith authorizes, approves or ratifies the conflicting interest transaction by   the affirmative vote of a majority of the disinterested directors, even though   the disinterested directors are less than a quorum; or (B) the material facts   as to the director's relationship or interest and as to the conflicting   interest transaction are disclosed or are known to the shareholders entitled   to vote thereon, and the conflicting interest transaction is specifically   authorized, approved or ratified in good faith by a vote of the shareholders;   or (C) a conflicting interest transaction is fair as to the corporation as of   the time it is authorized, approved or ratified by the board of directors, a   committee thereof or the shareholders.  Common or interested directors may be   counted in determining the presence of a quorum at a meeting of the board of   directors or of a committee which authorizes, approves or ratifies the   conflicting interest transaction.

 
Exhibit 3.1 -- Page 2

 


                  (b)  Loans and Guaranties for the Benefit of Directors.   Neither the board of directors nor any committee thereof shall authorize a   loan by the corporation to a director of the corporation or to an entity in   which a director of the corporation is a director or officer or has a   financial interest, or a guaranty by the corporation of an obligation of a   director of the corporation or of an obligation of an entity in which a   director of the corporation is a director or officer or has a financial   interest, until at least ten days after written notice of the proposed   authorization of the loan or guaranty has been given to the shareholders who   would be entitled to vote thereon if the issue of the loan or guaranty were   submitted to a vote of the shareholders.  The requirements of this paragraph   (b) are in addition to, and not in substitution for, the provisions of   paragraph (a) of Article EIGHTH.

                  (c)  Indemnification.  The corporation shall indemnify, to   the maximum extent permitted by law, any person who is or was a director,   officer, agent, fiduciary or employee of the corporation against any claim,   liability or expense arising against or incurred by such person made party to   a proceeding because he is or was a director, officer, agent, fiduciary or   employee of the corporation or because he is or was serving another entity as   a director, officer, partner, trustee, employee, fiduciary or agent at the   corporation's request.  The corporation shall further have the authority to   the maximum extent permitted by law to purchase and maintain insurance   providing such indemnification.

                  (d)  Limitation on Director's Liability.  No director of   this corporation shall have any personal liability for monetary damages to the   corporation or its shareholders for breach of his fiduciary duty as a   director, except that this provision shall not eliminate or limit the personal   liability of a director to the corporation or its shareholders for monetary   damages for:  (i) any breach of the director's duty of loyalty to the   corporation or its shareholders; (ii) acts or omissions not in good faith or   which involve intentional misconduct or a knowing violation of law; (iii)   voting for or assenting to a distribution in violation of Colorado Revised   Statutes Section 7-106-401 or these Articles of Incorporation if it is   established that the director did not perform his duties in compliance with   Colorado Revised Statutes Section 7-108-401, provided that the personal   liability of a director in this circumstance shall be limited to the amount of   the distribution which exceeds what could have been distributed without   violation of Colorado Revised Statutes Section 7-106-401 or these Articles of   Incorporation; or (iv) any transaction from which the director directly or   indirectly derives an improper personal benefit.  Nothing contained herein   will be construed to deprive any director of his right to all defenses   ordinarily available to a director nor will anything herein be construed to   deprive any director of any right he may have for contribution from any other   director or other person.

                  (e)  Negation of Equitable Interests in Shares or Rights.   Unless a person is recognized as a shareholder through procedures established   by the corporation pursuant to Colorado Revised Statutes Section 7-107-204 or   any similar law, the corporation shall be entitled to treat the registered   holder of any shares of the corporation as the owner thereof for all purposes   permitted by the Colorado Business Corporation Act including without   limitation all rights deriving from such shares, and the corporation shall not   be bound to recognize any equitable or other claim to or interest in such   shares or rights deriving from such shares on the part of any other person,   including without limitation a purchaser, assignee or transferee of such   shares, unless and until such other person becomes the registered holder of   such shares or is recognized as such, whether or not the corporation shall   have either actual or constructive notice of the claimed interest of such   other person.  By way of example and not of limitation, until such other   person has become the registered holder of such shares or is recognized   pursuant to Colorado Revised Statutes Section 7-107-204 or any similar   applicable law, he shall not be entitled:  (i) to receive notice of the   meetings of the shareholders; (ii) to vote at such meetings; (iii) to examine   a list of the shareholders; (iv) to be paid dividends or other distributions   payable to shareholders; or (v) to own, enjoy and exercise any other rights   deriving from such shares against the corporation.  Nothing contained herein   will be construed to deprive any beneficial shareholder, as defined in   Colorado Revised Statutes Section 7-113-101(1), of any right he may have   pursuant to Article 113 of the Colorado Business Corporation Act or any   subsequent law.

 
Exhibit 3.1 -- Page 3

 


          NINTH:  The name and address of the incorporator is:

         Corey Wiegand
         440 Himalaya Ave., Broomfield, CO 80020

          DATED the 27th day of July, 2008.



                                       /s/ Corey Wiegand
                                       Corey Wiegand, Incorporator


     Corey Wiegand hereby consents to the appointment as the initial   registered agent for the corporation.


/s/ Corey Wiegand
Corey Wiegand
Initial Registered Agent

  
 
 

 
Exhibit 3.1 -- Page 4

 

 

 
Exhibit 3.2


 
 



BYLAWS
OF

Home Treasure Finders, Inc.



ARTICLE I

Offices

          Section 1.  Offices.  The principal office of the corporation shall be located in Loveland, Colorado.  The corporation may have such other offices, either within or outside Colorado, as the board of directors may designate or as the business of the corporation may require from time to time.

          Section 2.  Registered Office and Agent.  The registered office of the corporation required by the Colorado Business Corporation Act to be maintained in Colorado may be, but need not be, identical with the principal office if in Colorado.  The registered agent or the address of the registered office, or both, may be changed from time to time by the board of directors.

ARTICLE II

Shareholders

          Section 1.  Annual Meeting.  The annual meeting of the shareholders shall be held at ____ _.m. on the ______ _______ in the month of ____ in each year, beginning with the year 1999, for the purpose of electing directors and
for the transaction of such other business as may come before the meeting.  If the day fixed for the annual meeting shall be a legal holiday in Colorado, such meeting shall be held on the next succeeding business day.  If the election of directors shall not be held on the day designated herein for any annual meeting of the shareholders, or at any adjournment thereof, the board of directors shall cause the election to be held at a special meeting of the shareholders as soon thereafter as conveniently may be.

          Section 2.  Special Meetings.  Special meetings of the shareholders, for any purpose, unless otherwise prescribed by statute, may be called by the president or by the board of directors, and shall be called by the president at the request of the holders of not less than one-tenth of all the outstanding shares of the corporation entitled to vote at the meeting.

          Section 3.  Place of Meeting.  The board of directors may designate any place, either within or outside Colorado, as the place for any annual meeting or for any special meeting called by the board of directors.  A waiver of notice signed by all shareholders entitled to vote at a meeting may designate any place, either within or outside Colorado, as the place for such meeting.  If no designation is made, or if a special meeting shall be called otherwise than by the board, the place of meeting shall be the registered
office of the corporation in Colorado.

          Section 4.  Notice of Meeting.  Written or printed notice stating the place, day and hour of the meeting, and, in case of a special meeting or as otherwise required by the Colorado Business Corporation Act, the purposes for which the meeting is called, shall be delivered not less than ten nor more than sixty days before the date of the meeting, either personally or by mail, private carrier, telegraph, teletype, electronically transmitted facsimile or other form of wire or wireless communication, by or at the direction of the
president, the secretary or the officer or persons calling the meeting, to each shareholder of record entitled to vote at such meeting, except that (i) if the number of authorized shares is to be increased, at least thirty days' notice shall be given, or (ii) any other longer notice period is required by the Colorado Business Corporation Act.  If mailed and in comprehensible form, such notice shall be deemed to be given and effective when deposited in the United States mail, addressed to the shareholder at his address as it appears
on the stock transfer books of the corporation, with postage thereon prepaid.  If notice is given other than by mail, and provided that such notice is in comprehensible form, the notice is given and effective on the date received by the shareholder.  If requested by the person or persons lawfully calling such meeting, the secretary shall give notice thereof at corporate expense.  No notice need be sent to any shareholder of record if three successive letters mailed to the last known address of such shareholder have been returned as undeliverable until such time as another address for such shareholder is made known to the corporation.  In order to be entitled to

 
Exhibit 3.2 -- Page 1

 

receive notice of any meeting, a shareholder shall advise the corporation in writing of any change in such shareholder's mailing address as shown on the corporation's books and records.

          Section 5.  Fixing of Record Date.  For the purpose of determining shareholders entitled to (i) notice of or vote at any meeting of shareholders or any adjournment thereof, (ii) receive distributions or share dividends, or (iii) demand a special meeting, or to make a determination of shareholders for any other proper purpose, the board of directors may fix a future date as the record date for any such determination of shareholders, such date in any case to be not more than seventy days prior to the date on which the particular action requiring such determination of shareholders is to be taken.  If no record date is fixed by the directors, the record date shall be the date on which notice of the meeting is given to shareholders, or the date on which the resolution of the board of directors providing for a distribution is adopted, as the case may be.  When a determination of shareholders entitled to vote at any meeting of shareholders has been made as provided in this section, such determination shall apply to any adjournment thereof unless the board of directors fixes a new record date, which it must do if the meeting is adjourned to a date more than 120 days after the date fixed for the original meeting.

          Notwithstanding the above, the record date for determining the shareholders entitled to take action without a meeting or entitled to be given notice of action so taken shall be the date a writing upon which the action is taken is first received by the corporation.  The record date for determining shareholders entitled to demand a special meeting shall be the date of the earliest of any of the demands pursuant to which the meeting is called.

          Section 6.  Shareholders' Lists.  The officer or agent having charge of the stock transfer books for shares of the corporation shall make, at the earlier of ten days before each meeting of shareholders or two business days after notice of the meeting has been given, a complete list of the shareholders entitled to be given notice of such meeting, or any adjournment thereof, arranged by voting groups and within each voting group by class of series of shares, in alphabetical order within each class or series, with the address of and the number of shares of each class or series held by each shareholder.  The shareholders' list shall be available for inspection by any shareholder, beginning the earlier of ten days before the meeting for which the list was prepared or two business days after notice of the meeting is given and continuing through the meeting, and any adjournment thereof, at the principal office of the corporation, whether within or outside Colorado, at any time during usual business hours. Such list shall also be produced and kept open at the time and place of the meeting and shall be subject to the inspection of any shareholder or his agent or attorney during the whole time of the meeting or any adjournment thereof.  The original stock transfer books shall be prima facie evidence as to who are the shareholders entitled to examine such list or transfer books or to vote at any meeting of shareholders.

          Section 7.  Chairman of Meetings.  The president shall call meetings of shareholders to order and act as chairman of such meetings.  In the absence of the president, an appropriate officer, any shareholder entitled to vote at that meeting or any proxy of any such shareholder may call the meeting to order and a chairman shall be elected.  In the absence of the secretary and any assistant secretary of the corporation, any person appointed by the chairman shall act as secretary of such meetings.

          Section 8.  Quorum.  One-third of the outstanding shares of the corporation entitled to vote, represented in person or by proxy, shall constitute a quorum at a meeting of shareholders.  If less than one-third of the outstanding shares are represented at a meeting, a majority of the shares so represented may adjourn the meeting from time to time without further notice, for a period not to exceed 120 days for any one adjournment.  At such adjourned meeting at which a quorum shall be present or represented, any business may be transacted which might have been transacted at the meeting as originally notified.  The shareholders present at a duly organized meeting may continue to transact business until adjournment, notwithstanding the withdrawal of enough shareholders to leave less than a quorum, unless the meeting is adjourned and a new record date is set for the adjourned meeting.

          If a quorum exists, action on a matter other than election of directors by a voting group is approved if the votes cast within the voting group favoring the action exceed the votes cast within the voting group opposing the action, unless a greater number of affirmative votes is required by law or the Articles of Incorporation.

          Section 9.  Proxies.  At all meetings of shareholders, a shareholder may vote by proxy executed in writing by the shareholder or his duly authorized attorney in fact.  Such proxy shall be filed with the secretary of the corporation before or at the time of the meeting.  No proxy shall be valid after eleven months from the date of its execution, unless otherwise provided in the proxy.

          Section 10.  Voting of Shares.  Each outstanding share, regardless of class, shall be entitled to one vote, except in the election of directors, and each fractional share shall be entitled to a corresponding fractional vote on each matter submitted to a vote at a meeting of shareholders, except to the extent that the voting rights of the shares of any class or classes are limited or denied by the Articles of Incorporation as permitted by the Colorado Business Corporation Act.  In the election of directors, each record holder of stock entitled to vote at such election shall have as many votes for each of the shares owned by him as there are directors to be elected and for whose election he has the right to vote.  At each election of directors, that number of candidates equaling the number of directors to be elected, having the highest number of votes cast in favor of their election, shall be elected to the board of directors.  Cumulative voting shall not be allowed.

 
Exhibit 3.2 -- Page 2

 

          Section 11.  Voting of Shares by Certain Holders.  Except as otherwise ordered by a court of competent jurisdiction upon a finding that the purpose of this section would not be violated in the circumstances presented to the court, the shares of the corporation are not entitled to be voted if they are owned, directly or indirectly, by a second corporation, domestic or foreign, and the first corporation owns, directly or indirectly, a majority of the shares entitled to vote for directors of the second corporation except to the extent the second corporation holds the shares in a fiduciary capacity.

          Redeemable shares are not entitled to be voted after notice of redemption is mailed to the holders and a sum sufficient to redeem the shares has been deposited with a bank, trust company or other financial institution under an irrevocable obligation to pay the holders the redemption price on surrender of the shares.

          Shares held by an administrator, executor, guardian or conservator may be voted by him, either in person or by proxy, without a transfer of such shares into his name.  All other shares may be voted only by the record holder thereof, except as may be otherwise required by the laws of Colorado.

          Section 12.  Informal Action by Shareholders. Any action required to be taken at a meeting of the shareholders, or any other action which may be taken at a meeting of the shareholders, may be taken without a meeting if a consent (or counterparts thereof) in writing, setting forth the action so taken, shall be signed by all of the shareholders entitled to vote with respect to the subject matter thereof.  Such consent shall have the same force and effect as a unanimous vote of the shareholders, and may be stated as such in any articles or document filed with the Secretary of State of Colorado under the Colorado Business Corporation Act.  Action taken under  this Section 12 is effective as of the date the last writing necessary to effect the action is received by the corporation, unless all the writings specify a different effective date, in which case such specified date shall be the effective date for such action.  Any shareholder who has signed a writing describing and consenting to action taken pursuant to this Section 12 may revoke such consent by a writing signed by the shareholder describing the action and stating that the shareholder's prior consent is revoked, if such writing is received by the corporation before the effectiveness of the action.

ARTICLE III

Board of Directors

          Section 1.  General Powers.  The business and affairs of the corporation shall be managed by its board of directors, except as otherwise provided in the Colorado Business Corporation Act or the Articles of Incorporation.

          Section 2.  Number, Tenure and Qualifications.  The number of directors of the corporation shall be fixed from time to time by the board of directors, provided that the number of directors shall not be more than nine nor less than one.  No decrease in the number of directors shall have the effect of shortening the terms of any incumbent director.  Directors shall be elected at each annual meeting of shareholders.  Each director shall hold office until the next annual meeting of shareholders and thereafter until his successor shall have been elected and qualified.  Directors need not be residents of Colorado or shareholders of the corporation.  Directors shall be removable in the manner provided by the statutes of Colorado.

          Section 3.  Vacancies.  Any director may resign at any time by giving written notice to the president or to the secretary of the corporation.  Such resignation shall take effect at the time the notice is received by the corporation unless the notice specifies a later effective date; and, unless otherwise specified therein, the acceptance of such resignation shall not be necessary to make it effective.  Any vacancy occurring in the board of directors may be filled by the shareholders or by the affirmative vote of a majority of the remaining directors though less than a quorum.  If elected by the directors, the director shall hold office until the next annual
shareholders' meeting at which directors are elected.  If elected by the shareholders, the director shall hold office for the unexpired term of his predecessor in office; except that if the director's predecessor was elected by the directors to fill a vacancy, the director elected by the shareholders shall hold office for the unexpired term of the last predecessor elected by the shareholders.

          Section 4.  Regular Meetings.  A regular meeting of the board of directors shall be held without other notice than this bylaw immediately after and at the same place as the annual meeting of shareholders.  The board of directors may provide by resolution the time and place, either within or outside Colorado, for the holding of additional regular meetings without other notice than such resolution.

          Section 5.  Special Meetings.  Special meetings of the board of directors may be called by or at the request of the president or any two directors.  The person or persons authorized to call special meetings of the board of directors may fix any place, either within or outside Colorado, as the place for holding any special meeting of the board of directors called by them.

          Section 6.  Notice.  Notice of any special meeting shall be given at least two days previously thereto by written notice either delivered personally or mailed to each director at his business address, or by notice transmitted by telegraph, telex, electronically transmitted facsimile or other form of wire or wireless communication.  If mailed, such notice shall be deemed to be delivered three days after such notice is deposited in the United States mail so addressed, with postage thereon prepaid.  If notice be given by telegram, such notice shall be deemed to be delivered when the telegram is delivered to the telegraph company.  If notice be given by

 
Exhibit 3.2 -- Page 3

 

telex, electronically transmitted facsimile or similar form of wire or wireless communication, such notice shall be deemed to be given and to be effective when sent.  Any director may waive notice of any meeting.  The attendance of a director at a meeting shall constitute a waiver of notice of such meeting unless at the beginning of the meeting, or promptly upon his later arrival, the director objects to holding the meeting or transacting business at the meeting because of lack of notice or defective notice and does not thereafter vote for or assent to action taken at the meeting.  Neither the business to be transacted at, nor the purpose of, any regular or special meeting of the board of directors need be specified in the notice or waiver of notice of such meeting.

          Section 7.  Quorum.  A majority of the number of directors fixed by Section 2 shall constitute a quorum for the transaction of business at any meeting of the board of directors, but if less than such majority is present at a meeting, a majority of the directors present may adjourn the meeting from time to time without further notice.

          Section 8.  Manner of Acting.  The act of the majority of the directors present at a meeting at which a quorum is present shall be the act of the board of directors.

          Section 9.  Compensation.  By resolution of the board of directors, any director may be paid any one or more of the following:  his expenses, if any, of attendance at meetings; a fixed sum for attendance at each meeting; a stated salary as director; or such other compensation as the corporation and the director may reasonably agree upon.  No such payment shall preclude any director from serving the corporation in any other capacity and receiving compensation therefore.

          Section 10.  Presumption of Assent.  A director of the corporation who is present at a meeting of the board of directors at which action on any corporate matter is taken shall be presumed to have assented to the action taken unless (i) the director objects at the beginning of the meeting, or promptly upon his arrival, to the holding of the meeting or the transaction of business at the meeting and does not thereafter vote for or assent to any action taken at the meeting, (ii) the director contemporaneously requests that his or her dissent or abstention as to any specific action taken be entered in the minutes of the meeting or (iii) the director shall cause written notice of his or her dissent or abstention as to any specific action to be received by the presiding officer of the meeting or by the corporation promptly after adjournment of the meeting.  Such right to dissent shall not apply to a director who voted in favor of such action.

          Section 11.  Removal.  The shareholders may, at a meeting called for the express purpose of removing directors, by a majority vote of the shares entitled to vote at an election of directors, remove the entire board of directors or any lesser number, with or without cause.  However, if less than the entire board of directors is to be removed, no one of the directors may be removed if the vote cast against his removal would be sufficient to elect him if then cumulatively voted at an election of the entire board of directors.  Notwithstanding, the board of directors, by a majority vote, may remove a director, with or without cause, provided that such director was appointed by the board of directors and not elected or approved by the shareholders.

          Section 12.  Executive Committee.  The board of directors, by resolution adopted by a majority of the number of directors fixed by Section 2, may designate one or more directors to constitute an executive committee, which shall have and may exercise all of the authority of the board of directors or such lesser authority as may be set forth in said resolution, to the extent permitted by the Colorado Business Corporation Act.  No such delegation of authority shall operate to relieve the board of directors or any member of the board from any responsibility imposed by law.

          Section 13.  Other Committees.  The board of directors, by resolution duly adopted, may designate other committees and appoint members thereof, but no such designation of a committee shall operate to relieve the board of directors or any members of the board from any responsibility imposed by law.

          Section 14.  Informal Action by Directors.  Any action required or permitted to be taken at a meeting of the directors or any committee designated by the board may be taken without a meeting if a consent (or counterparts thereof) in writing, setting forth the action so taken, shall be signed by all of the directors entitled to vote with respect to the subject matter thereof.  Such consent shall have the same force and effect as a unanimous vote of the directors, and may be stated as such in any articles or documents filed with the Secretary of State under the Colorado Business Corporation Act.  Unless the consent specifies a different effective date, action taken under this Section 14 is effective at the time the last director signs a writing describing the action taken, unless before such time any director has revoked his consent by a writing signed by the director and received by the president or secretary of the corporation.
 
 
          Section 15.  Telephonic Meetings.  Members of the board of directors or any committee designated by the board may participate in a meeting of the board of directors or committee by means of conference telephone or similar communications equipment by which all persons participating in the meeting can hear one another at the same time.  Such participation shall constitute presence in person at the meeting.
 
 
ARTICLE IV

Officers and Agents

 
Exhibit 3.2 -- Page 4

 

          Section 1.  General.  The officers of the corporation shall be a president, one or more vice presidents, a secretary and a treasurer.  The board of directors may appoint such other officers, assistant officers, committees and agents, including a chairman of the board, assistant secretaries and assistant treasurers, as they may consider necessary, who shall be chosen in such manner and hold their offices for such terms and have such authority and duties as from time to time may be determined by the board of directors.  The salaries of all the officers of the corporation shall be fixed by the board of directors.  One person may hold two or more offices, except that no person may simultaneously hold the offices of president and secretary.  In all cases where the duties of any officer, agent or employee are not prescribed by the bylaws or by the board of directors, such officer,  agent or employee shall follow the orders and instructions of the president.

          Section 2.  Election and Term of Office.  The officers of the corporation shall be elected by the board of directors annually at the first meeting of the board held after each annual meeting of the shareholders.  If the election of officers shall not be held at such meeting, such election shall be held as soon thereafter as conveniently may be.  Each officer shall hold office until the first of the following to occur:  until his successor shall have been duly elected and shall have qualified; or until his death; or until he shall resign; or until he shall have been removed in the manner hereinafter provided.

          Section 3.  Removal.  Any officer or agent may be removed by the board of directors or by the executive committee whenever in its judgment the best interests of the corporation will be served thereby, but such removal shall be without prejudice to the contract rights, if any, of the person so removed.  Election or appointment of an officer or agent shall not in itself create contract rights.

          Any officer may resign at any time by giving written notice thereof to the corporation.  Such resignation is effective when the notice is received by the corporation unless the notice specifies a later effective date.  Unless otherwise stated in the notice, no acceptance of the resignation shall be necessary to render such resignation effective.

          Section 4.  Vacancies.  A vacancy in any office, however occurring, may be filled by the board of directors for the unexpired portion of the term.

          Section 5.  President.  The president shall, subject to the direction and supervision of the board of directors, be the chief executive officer of the corporation and shall have general and active control of its affairs and business and general supervision of its officers, agents and employees.  He shall, unless otherwise directed by the board of directors, attend in person or by substitute appointed by him, or shall execute on behalf of the corporation written instruments appointing a proxy or proxies to represent the corporation, at all meetings of the shareholders of any other corporation in which the corporation shall hold any stock.  He may, on behalf of the corporation, in person or by substitute or by proxy, execute written waivers of notice and consents with respect to any such meetings.  At all such meetings and otherwise, the president, in person or by substitute or proxy as aforesaid, may vote the stock so held by the corporation and may execute written consents and other instruments with respect to such stock and may exercise any and all rights and powers incident to the ownership of said stock, subject however to the instructions, if any, of the board of directors.
The president shall have custody of the treasurer's bond, if any.

          Section 6.  Vice Presidents.  The vice presidents shall assist the president and shall perform such duties as may be assigned to them by the president or by the board of directors.  In the absence of the president, the vice president, if any (or, if there be more than one, the vice presidents in the order designated by the board of directors, or if the board makes no such designation, then the vice president designated by the president, or if neither the board nor the president makes any such designation, the senior vice president as determined by first election to that office), shall have the powers and perform the duties of the president.

          Section 7.  The Secretary.  The secretary shall:  (a) keep the minutes of the proceedings of the shareholders, executive committee and the board of directors; (b) see that all notices are duly given in accordance with the provisions of these bylaws or as required by law; (c) be custodian of the corporate records and of the seal of the corporation and affix the seal to all documents when authorized by the board of directors; (d) keep at its registered office or principal place of business within or outside Colorado a record containing the names and addresses of all shareholders and the number and class of shares held by each, unless such a record shall be kept at the office of the corporation's transfer agent or registrar; (e) sign with the president, or a vice president, certificates for shares of the corporation, the issuance of which shall have been authorized by resolution of the board of directors; (f) have general charge of the stock transfer books of the corporation, unless the corporation has a transfer agent; and (g) in general, perform all duties incident to the office of secretary and such other duties as from time to time may be assigned to him by the president or by the board of directors.  Assistant secretaries, if any, shall have the same duties and powers, subject to supervision by the secretary.

          Section 8.  Treasurer.  The treasurer shall be the principal financial officer of the corporation, shall have the care and custody of all funds, securities, evidences of indebtedness and other personal property of the corporation and shall deposit the same in accordance with the instructions of the board of directors.  He shall receive and give receipts and acquittances for money paid in on account of the corporation, and shall pay out of the funds on hand all bills, payrolls and other just debts of the corporation of whatever nature upon maturity.  He shall perform all other duties incident to the office of the treasurer and, upon request of the board, shall make such reports to it as may be required at any time.  He shall, if required by the board, give the corporation a bond in such sums and with such
sureties as shall be satisfactory to the board, conditioned upon the faithful performance of his duties and for the restoration to the corporation of all books, papers, vouchers, money and other property of whatever kind in his possession or under his control

 
Exhibit 3.2 -- Page 5

 

belonging to the corporation.  He shall have such other powers and perform such other duties as may from time to time be prescribed by the board of directors or the president.  The assistant treasurers, if any, shall have the same powers and duties, subject to the supervision of the treasurer.

          The treasurer shall also be the principal accounting officer of the corporation.  He shall prescribe and maintain the methods and systems of accounting to be followed, keep complete books and records of account, prepare and file all local, state and federal tax returns, prescribe and maintain an adequate system of internal audit and prepare and furnish to the president and the board of directors statements of account showing the financial position of the company and the results of its operations.

ARTICLE V

Stock

          Section 1.  Certificates.  The board of directors shall be authorized to issue any of its classes of shares with or without certificates.  The fact that the shares are not represented by certificates shall have no effect on the rights and obligations of shareholders.  If the shares are represented by certificates, such certificates shall be consecutively numbered and signed, either manually or by facsimile, in the name of the corporation by one or more persons designated by the board of directors.  In case any officer who has signed or whose facsimile signature has been placed upon such certificate shall have ceased to be such officer before such certificate is issued, it may be issued by the corporation with the same effect as if he were such officer at the date of its issue.  Certificates of stock shall be in such form consistent with law as shall be prescribed by the board of directors.  If shares are not represented by certificates, within a reasonable time following the issue or transfer of such shares, the corporation shall send the shareholder a complete written statement of all information required to be provided to holders of uncertificated shares by the Colorado Business Corporation Act.  Certificated or uncertificated shares shall not be issued until the shares represented thereby are fully paid.

          Section 2.  Consideration for Shares.  Shares shall be issued for such consideration, expressed in dollars as shall be fixed from time to time by the board of directors.  Such consideration may consist in whole or in part of money, other property, tangible or intangible, negotiable, recourse promissory notes secured by collateral other than the shares being purchased, or labor or services actually performed for the corporation.  Future services shall not constitute payment or part payment for shares.
          Section 3.  Lost Certificates.  In case of the alleged loss, destruction or mutilation of a certificate of stock the board of directors may direct the issuance of a new certificate in lieu thereof upon such terms and conditions in conformity with law as it may prescribe.  The board of directors may in its discretion require a bond in such form and amount and with such surety as it may determine, before issuing a new certificate.

          Section 4.  Transfer of Shares.  Upon surrender to the corporation or to a transfer agent of the corporation of a certificate of stock duly endorsed or accompanied by proper evidence of succession, assignment or authority to transfer, and such documentary stamps as may be required by law and evidence of compliance with applicable securities laws and other restrictions, the corporation shall issue a new certificate to the person entitled thereto and cancel the old certificate.  Every such transfer of stock shall be entered on the stock book of the corporation which shall be kept at its principal office or by its registrar duly appointed.

          The corporation shall be entitled to treat the holder of record of any share of stock as the holder in fact thereof, and accordingly shall not be bound to recognize any equitable or other claim to or interest in such share on the part of any other person whether or not it shall have express or other notice thereof, except as may be required by the laws of Colorado or as otherwise provided in these bylaws.

          Section 5.  Transfer Agent, Registrars and Paying Agents.  The board may at its discretion appoint one or more transfer agents, registrars and agents for making payment upon any class of stock, bond, debenture or other security of the corporation.  Such agents and registrars may be located either within or outside Colorado.  They shall have such rights and duties and shall be entitled to such compensation as may be agreed.

ARTICLE VI

Indemnification of Certain Persons

          Section 1.  Indemnification Against Third Party Claims.  Any person who was or is a party or is threatened to be made a party to any threatened, pending or completed action, suit or proceeding, whether civil, criminal, administrative or investigative (other than an action by or in the right of the corporation), by reason of the fact that he is or was a director, officer, employee or agent of the corporation or is or was serving at the request of the corporation as a director, officer, employee or agent of another corporation, partnership, joint venture, trust or other enterprise, shall be indemnified by the corporation against expenses (including attorneys' fees), judgments, fines and amounts paid in settlement actually and reasonably incurred by him in connection with such action, suit or proceeding if he acted in good faith and, in the case of conduct in his official capacity, in a manner he reasonably believed to be in the best interests of the corporation or, in all other cases, in a manner that was at least not opposed to the corporation's best interests and, with respect to any criminal action or proceeding, had no reasonable cause to believe his conduct was unlawful.

 
Exhibit 3.2 -- Page 6

 


          Section 2.  Indemnification Against Derivative Claims.  Any person who was or is a party or is threatened to be made a party to any threatened, pending or completed action or suit by or in the right of the corporation to procure a judgment in its favor by reason of the fact that he is or was a director, officer, employee or agent of the corporation or is or was serving at the request of the corporation as a director, officer, employee or agent of another corporation, partnership, joint venture, trust or other enterprise, shall be indemnified by the corporation against expenses (including attorneys' fees) actually and reasonably incurred by him in connection with the defense or settlement of such action or suit if he acted in good faith and, in the case of conduct in his official capacity, in a manner he reasonably believed to be in the best interests of the corporation or, in all other cases, in a manner that was at least not opposed to the corporation's best interests, but no indemnification shall be made in connection with a proceeding in which such person has been adjudged to be liable to the corporation.

          Section 3.  Indemnification Against Claims Involving Improper Personal Benefit.  Notwithstanding the provisions of Sections 1 and 2 of this Article VI, no indemnification shall be made to any director in connection with any proceeding charging improper personal benefit to the director, whether or not involving action in his official capacity, in which he was adjudged liable on the basis that he or she derived an improper personal benefit.

          Section 4.  Rights to Indemnification.  To the extent that a director, officer, employee or agent of the corporation has been successful on the merits in defense of any action, suit or proceeding referred to in Section 1, 2 or 3 of this Article VI or in defense of any claim, issue or matter therein, he shall be indemnified against expenses (including attorneys' fees) actually and reasonably incurred by him in connection therewith without the necessity of any action being taken by the corporation other than the determination in good faith that such defense has been successful.  In all other cases, any indemnification under Section 1, 2 or 3 of this Article VI (unless ordered by a Court) shall be made by the corporation only as authorized in the specific case upon a determination that indemnification of the director, officer, employee or agent is proper in the circumstances because he has met the applicable standard of conduct set forth in this Article VI.  Such determination shall be made by (a) the board of directors by a majority vote of a quorum consisting of directors who were not parties to such action, suit or proceeding, or (b) if a quorum cannot be obtained, by a majority vote of a committee of the board designated by the board, which committee shall consist of two or more directors not parties to the proceeding, except that directors who are parties to the proceeding may participate in the designation of directors for the committee, or (c) if the quorum cannot be obtained or the committee cannot be established under Subsection (b) of this Section 4 or, even if a quorum is obtained or a committee designated, if a majority of the directors constituting such quorum or committee so directs, the determination required to be made by this Section 4 shall be made by (i) independent legal counsel selected by a vote of the board of directors or the committee in the manner specified in Subsection (b) or (c) of this Section 4 or, if a quorum of the full board cannot be obtained and a committee cannot be established, by independent legal counsel selected by a majority of the full board or (ii) by the shareholders.

          Section 5.  Indemnification by Court Order.  A director, officer, employee or agent who is or was a party to a proceeding may apply for indemnification to the court conducting the proceeding or to another court of competent jurisdiction.  On receipt of an application, the court, after giving any notice the court considers necessary, may order indemnification in the following manner:  (a) if it determines the person is entitled to mandatory indemnification under Section 4 of this Article VI, the court shall order indemnification, in which case the court shall also order the corporation to pay the person's reasonable expenses incurred to obtain court-ordered indemnification; or (b) if it determines that the person is fairly and reasonably entitled to indemnification in view of all the relevant circumstances, whether or not he met the standard of conduct set forth in Section 1 or 2 of this Article VI or was adjudged liable in the circumstances described in Section 2 or 3 of this Article VI, the court may order such indemnification as the court deems proper; except that the indemnification with respect to any proceeding in which liability shall have been adjudged in the circumstances described in Section 2 or 3 of this Article VI is limited to reasonable expenses incurred in connection with the proceeding and reasonable expenses incurred to obtain court-ordered indemnification.

          Section 6.  Effect of Termination of Action.  The termination of any action, suit or proceeding by judgment, order, settlement or conviction or upon a plea of nolo contendere or its equivalent shall not of itself create a presumption that the person seeking indemnification did not act in good faith and in a manner which he reasonably believed to be in the best interests of the corporation and, with respect to any criminal action or proceeding, had reasonable cause to believe that his conduct was unlawful.  Entry of a judgment by consent as part of a settlement shall not be deemed a final adjudication of liability, nor of any other issue or matter.

          Section 7.  Advance of Expenses.  Expenses (including attorney fees) incurred in defending a civil or criminal action, suit or proceeding may be paid by the corporation in advance of the final disposition of such action, suit or proceeding as authorized in Section 4 of this Article VI if:  (a) the director, officer, employee or agent furnishes the corporation a written affirmation of his good-faith belief that he has met the standard of conduct described in Sections 1 and 2 of this Article VI, (b) the director, officer, employee or agent furnishes the corporation a written undertaking, executed personally or on his behalf, to repay the advance if it is determined that he did not meet such standard of conduct and (c) a determination is made that the facts then known to those making the determination would not preclude indemnification under this Article VI.

          Section 8.  Other Indemnification Rights.  The indemnification provided hereby shall not be deemed exclusive of any other rights to which those indemnified may be entitled under any bylaw, agreement, vote of shareholders or disinterested directors, or

 
Exhibit 3.2 -- Page 7

 

otherwise, and any procedure provided for by any of the foregoing, both as to action in his official capacity and as to action in another capacity while holding such office, and shall continue as to a person who has ceased to be a director, officer, employee or agent and shall inure to the benefit of heirs, executors and administrators of such a person.  However, the indemnification provisions provided hereby or otherwise concerning the corporation's indemnification of or advance for expenses to directors (except for insurance policies) shall be valid only if and to the extent the provision is consistent with the provisions of Sections 7-109-101 through 7-109-110 of the Colorado Business Corporation Act.

          Section 9.  Report to Shareholders.  Any indemnification of or advance of expenses to a director in accordance with this Article VI, if arising out of a proceeding by or on behalf of the corporation, shall be reported in writing to the shareholders with or before the notice of the next shareholders' meeting.  If the next shareholder action is taken without a meeting at the instigation of the board of directors, such notice shall be given to the shareholders at or before the time the first shareholder signs a writing consenting to such action.

ARTICLE VII

Provision of Insurance

          By action of the board of directors, notwithstanding any interest of the directors in the action, the corporation may purchase and maintain insurance, in such amounts as the board of directors deems appropriate, on behalf of any person who is or was a director, officer, employee, fiduciary or agent of the corporation or who is or was serving at the request of the corporation as a director, officer, partner, trustee, employee, fiduciary or agent of another domestic or foreign corporation, partnership, joint venture, trust, employee benefit plan or other enterprise against any liability asserted against him and incurred by him in any such capacity or arising out of his status as such, whether or not the corporation would have the power to indemnify him against such liability under the provisions of Article VI of these bylaws.  Any such insurance may be procured from any insurance company designated by the board of directors, whether such insurance company is formed under the laws of Colorado or any other jurisdiction of the United States or elsewhere, including any insurance company in which the corporation has an equity or any other interest through stock ownership or otherwise.

ARTICLE VIII

Miscellaneous

          Section 1.  Waivers of Notice.  Whenever notice is required by law, by the Articles of Incorporation or by these bylaws, a waiver thereof in writing signed by the director, shareholder or other person entitled to said notice, whether before or after the time stated therein, or his appearance at such meeting in person or (in the case of a shareholders' meeting) by proxy, shall be equivalent to such notice.

          Section 2.  Seal.  The corporate seal of the corporation shall be circular in form and shall contain the name of the corporation and the words "Seal, Colorado."

          Section 3.  Fiscal Year.  The fiscal year of the corporation shall be as established by the board of directors.

          Section 4.  Amendments.  The board of directors shall have power, to the maximum extent permitted by the Colorado Business Corporation Act, to make, amend and repeal the bylaws of the corporation at any regular or special meeting of the board unless the shareholders, in making, amending or repealing a particular bylaw, expressly provide that the directors may not amend or repeal such bylaw.  The shareholders shall also have the power to make, amend or repeal the bylaws of the corporation at any annual meeting or any special meeting called for that purpose.

          Section 5.  Gender.  The masculine gender is used in these bylaws as a matter of convenience only and shall be interpreted to include the feminine and neuter genders as the circumstances indicate.

          Section 6.  Conflicts.  In the event of any irreconcilable conflict between these bylaws and either the corporation's articles of incorporation or applicable law, the latter shall control.

          Section 7.  Definitions.  Except as otherwise specifically provided in these bylaws, all terms used in these bylaws shall have the same definition as in the Colorado Business Corporation Act.


 

 
Exhibit 3.2 -- Page 8

 


 



 
Exhibit 4.1


__________________
 
Name of Investor

HOME TREASURE FINDERS, INC.

SUBSCRIPTION TO COMMON SHARES


The undersigned hereby subscribes for ____________ shares of common stock (No Par Value) of home Treasure Finders, Inc. (the “Shares”), a corporation organized under the laws of the State of Colorado (the “Company” or the “Corporation”), for $0.10 per share and agrees to pay for said Shares in cash in the amount of $_________ upon acceptance by the Corporation of this subscription and payment for Shares. Certificates for such Shares shall be issued to the undersigned as fully paid and non-assessable.

The undersigned represents and warrants as follows:

1. The Shares are being acquired by the undersigned for the undersigned's own account and not on behalf of any other person.

1. The Shares are being acquired for investment purposes only and not for distribution.

2. The undersigned acknowledges that the Company is real estate lead referral business which has not yet generated any revenue.

4. The undersigned has been given the opportunity to review (and to have the undersigned's attorney, accountant, and/or financial advisor review) the Corporation's prospectus on Form S-1 together with its Articles of Incorporation and Bylaws which documents have been filed with the U.S. Securities and Exchange Commission (“SEC”), and are available for viewing and copying on the SEC’s website: www.sec.gov.

5. The undersigned has been given the opportunity to discuss the business, financial condition, and affairs of the Corporation with its management. The undersigned has reviewed this information and his/her contemplated investment with his legal, investment, financial, and tax and accounting advisors to the extent the undersigned deems such review necessary. As a result, the undersigned is cognizant of the financial condition, capitalization, and proposed operations and financing of the Company, and the undersigned has available full information concerning its affairs and has been able to evaluate the merits and risks of the investment in the Shares.

6. That the undersigned understands the special risks of an investment in the Shares, in particular, those special risks due to its business of real estate lead generation with lack of operating history, and due to its limited capitalization.
 
 

 
Exhibit 4.1 -- Page 1

 



7. The undersigned acknowledges that an investment in the Shares is one of high risk and is suitable only for investors who can withstand the risk of loss of their entire investment. The undersigned further acknowledges that he or she will only make an investment in the Shares after having completed his or her own due diligence investigation and after consulting with his or her own legal, financial and investment advisors to the extent the undersigned deems appropriate.

8.. The undersigned acknowledges and understands that there is currently no market for the Shares.

9.. The Company has given the undersigned the opportunity to ask questions of and to receive answers from persons acting on the Company's behalf concerning the terms and conditions of this trans-action and the undersigned also has been given the opportunity to obtain any additional information regarding the Company which the Company possesses or can acquire without unreasonable effort or expense. The Company has furnished the undersigned with any information regarding the Company requested in writing by the undersigned.

10. This Subscription Agreement shall be irrevocable unless it is rejected by the Company.

11. The undersigned acknowledges and represents that he or she is a knowledgeable investor who can fend for himself or herself and has adequate means to make the investment in the Shares; and that, in connection with the purchase of the Shares, he or she has obtained investment advice from outside sources, including his or her investment adviser and private attorney and/or accountant as he or she deemed necessary to make an informed investment decision.

12. The undersigned is not a member of the National Association of Securities Dealers, Inc., nor affiliated with an NASD member broker-dealer firm except as follows:
        ____________________________________________________________.
   
13. This Agreement may be amended or modified only in writing signed by the parties hereto. No evidence shall be admissible in any court concerning any alleged oral amendment hereof. This Agreement fully integrates all prior agreements and understandings between the parties concerning its subject matter.

14. This Agreement binds and inures to the benefit of the representatives, successors and permitted assigns of the respective parties hereto.

15. Each party hereto agrees for itself, its successors and permitted assigns to execute any and all instruments necessary for the fulfillment of the terms of this Agreement.

16. This Agreement is made under, shall be construed in accordance with and shall be governed by the laws of the State of Colorado.
 
 

 
Exhibit 4.1 -- Page 2

 



 
17. The undersigned hereby tenders the amount set forth above, in cash, in full payment for the Shares.

18. By the undersigned's execution below, it is acknowledged and understood that the Company is relying upon the accuracy and completeness hereof in complying with certain obligations under applicable securities laws. The undersigned recognizes that the sale of the Shares by the Company will be based upon his/her representations and warranties set forth herein and the statements made by it herein.

IN WITNESS WHEREOF, subject to acceptance by the Company, the undersigned has completed this Subscription Agreement to evidence the undersigned's subscription to purchase the Shares as set forth above.

 
“The undersigned acknowledges that Standard Registrar and Transfer Agency is acting only as an escrow agent in connection with the offering of the securities described herein, and has not endorsed, recommended or guaranteed the purchase, value or repayment of such Interests.”
 
Date:
__________________________________
SIGNATURE OF SUBSCRIBER

__________________________________
PRINTED NAME OF SUBSCRIBER

__________________________________
SOCIAL SECURITY NUMBER  OF SUBSCRIBER

__________________________________
STREET ADDRESS

__________________________________
CITY  STATE ZIP 
 

__________________________________
SIGNATURE OF SPOUSE
(if purchasing jointly)

__________________________________
PRINTED NAME OF SPOUSE
(if applicable)

ACCEPTED BY:
HOME TREASURE FINDERS, INC.

DATE:__________________________

BY: ______________________________
  COREY WIEGAND, PRESIDENT
 
  

 
Exhibit 4.1 -- Page 3

 

 
 

 

Exhibit 10.1



SHARE EXCHANGE AGREEMENT

This SHARE EXCHANGE AGREEMENT (this “Agreement”) dated as of November 14  2008, by Ambermax III Corporation. a Colorado Corporation having an address at  16200 WCR 18E, Loveland, CO 80537 (“Ambermax”), James B. Wiegand, et.al., the “Ambermax Shareholders”),  having an addresses at 16200 WCR 18E, Loveland, CO 80537, and Home Treasure Finders, Inc., a Colorado corporation having an address at 440 Himalaya Ave., Broomfield, Colorado (“HOME”).

RECITALS

A.           James B. Wiegand, et. al,  are the holders of a total of 1,125,000 (One Million One Hundred Twenty Five Thousand) shares (the “Ambermax Shares”) of the stock of Ambermax III Corporation,, and the Ambermax Shares represent 100 % of the issued and outstanding shares of  Ambermax III Corporation.

B.           The parties hereto desire that James B. Wiegand, et. al., convey to Home   the Ambermax Shares, and that, in exchange therefore, Home will issue to James B. Wiegand, et. al, See Section 2.1 (b) for full list of Ambermax III Shareholders, holding ­­­­­­­­­­­­­­­­­­­­­­­­ an aggragate of 1,125,000 shares of its common stock (the “Exchange Shares”), so that, after the consummation of such exchange, Home will hold 100% of the issued and outstanding shares of Ambermax III..


C.           It is intended that the Exchange Shares to be issued pursuant hereto will be issued to the Ambermax Stockholders under Section 4(2) of the Securities Act of 1933, as amended (the “Securities Act”) and/or Regulation D promulgated by the Securities and Exchange Commission (the “SEC”) thereunder and shall not be registered under the Securities Act or any other relevant laws or regulations.

D.           The parties hereto intend that the transaction described herein qualify as a tax-free reorganization under Section 368 of the Internal Revenue Code of 1986, as amended (the "Code").

E.           Home Treasure Finders is authorized to issue up to 100,000,000 shares of common stock. The parties to this agreement anticipate that following consummation of this agreement, Home will take steps to list its common shares for trading on a public market and may sell additional shares for cash and/or acquire additional companies for shares of its common stock.

 
 

NOW, THEREFORE, in consideration of the covenants, promises and representations set forth herein, and for other good and valuable consideration, the receipt and sufficiency of which is hereby acknowledged, and intending to be legally bound hereby, the parties agree as follows:

ARTICLE I
DEFINITIONS

1.1            Certain Definitions . As used in this Agreement and the schedules hereto, the following terms have the respective meanings set forth below.

 
Exhibit 10.1 -- Page 1

 


 


(a)           "Action" means any administrative, regulatory, judicial or other proceeding by or before any Governmental Authority or arbitrator.

(b)           "Affiliate" means, with respect to any Person, any other Person that, directly or indirectly, through one or more intermediaries, controls, is controlled by, or is under common control with, such Person. The term "control" means the possession, directly or indirectly, of the power to direct or cause the direction of the management and policies of a Person, whether through the ownership of voting securities, by contract or otherwise, including the ability to elect the members of the board of directors or other governing body of a Person, and the terms "controlled" and "controlling" have correlative meanings.

(c)           "Business Day" means a day on which banks are open for business in New York, New York.

(d)           "Claims" means any and all claims, demands or causes of action, relating to or resulting from an Action.

(e)           "Contract" means any contract, agreement, indenture, deed of trust, license, note, bond, mortgage, lease, guarantee and any similar understanding or arrangement, whether written or oral.

(f)           "Encumbrances" means security interests, liens, Claims, charges, title defects, deficiencies or exceptions (including, with respect to Real Property, defects, deficiencies or exceptions in, or relating to, marketability of title, or leases, subleases or the like affecting title), mortgages, pledges, easements, encroachments, restrictions on use, rights of-way, rights of first refusal, conditional sales or other title retention agreements, covenants, conditions or other similar restrictions (including restrictions on transfer) or other encumbrances of any nature whatsoever.

(g)           "GAAP" means United States generally accepted accounting principles.

(h)           "Governmental Authority" means any supranational, national, federal, state or local government, foreign or domestic, or the government of any political subdivision of any of the foregoing, or any entity, authority, agency, ministry or other similar body exercising executive, legislative, judicial, regulatory or administrative authority or functions of or pertaining to government, including any authority or other quasi-governmental entity established by a Governmental Authority to perform any of such functions.

(i)           "Indebtedness" of any Person means, without duplication, (i) all obligations of such Person for money borrowed; (ii) all obligations of such Person evidenced by notes, debentures, bonds or other similar instruments for the payment of which such Person is responsible or liable; (iii) all obligations of such Person issued or assumed for deferred purchase price payments associated with acquisitions, divestments or other transactions; (iv) all obligations of such Person under leases required to be capitalized in accordance with GAAP, as consistently applied by such Person, (v) all obligations of such Person for the reimbursement of any obligor on any letter of credit, banker's acceptance, guarantees or similar credit transaction, excluding in all cases in clauses (i) through (v) current accounts payable, trade payables and accrued liabilities incurred in the ordinary course of business.

(j)           "IRS" means the Internal Revenue Service of the United States of America.

 
Exhibit 10.1 -- Page 2

 


 

(k)           "Laws" means all United States federal, state or local or foreign laws, constitutions, statutes, codes, rules, regulations, ordinances, executive orders, decrees or edicts by a Governmental Authority having the force of law.

(l)           "Liabilities" means any and all debts, liabilities, commitments and obligations, whether or not fixed, contingent or absolute, matured or unmatured, direct or indirect, liquidated or unliquidated, accrued or unaccrued, known or unknown, whether or not required by GAAP to be reflected in financial statements or disclosed in the notes thereto.

(m)           "Person" means an individual, partnership, corporation, limited liability company, joint stock company, unincorporated organization or association, trust, joint venture or Governmental Authority.

(n)           "Subsidiaries" of any entity means, at any date, any Person (a) the accounts of which would be consolidated with those of the Applicable entity in such entity's consolidated financial statements if such financial statements were prepared in accordance with GAAP as of such date, or (b) of which securities or other ownership interests representing more than 50% of the equity or more than 50% of the ordinary voting power or, in the case of a partnership, more than 50% of the general partnership interests or more than 50% of the profits or losses of which are, as of such date, owned, controlled or held by the applicable entity or one or more subsidiaries of such entity.

(o)           "Tax" means any federal, state, local or foreign taxes, including but not limited to any income, gross receipts, payroll, employment, excise, severance, stamp, business, premium, windfall profits, environmental (including taxes under section 59A of the Code), capital stock, franchise, profits, withholding, social security (or similar), unemployment, disability, real property, personal property, sales, use, service, service use, lease, lease use, transfer, registration, value added tax, or similar tax, any alternative or add-on minimum tax, and any estimated tax, in each case, including any interest, penalty, or addition thereto, whether disputed or not.

(p)           "Tax Benefit" means the Tax effect of any item of loss, deduction or credit or any other item (including increases in Tax basis) which decreases Taxes paid or required to be paid, including any interest with respect thereto or interest that would have been payable but for such item.

(q)           "Tax Returns" means all returns, declarations, reports, estimates, information returns and statements required to be filed in respect of Taxes.

(r)           "Taxing Authority" means any Governmental Authority having jurisdiction over the assessment, determination, collection or other imposition of Taxes.

1.2            References and Title . All references in this Agreement to articles, sections, subsections and other subdivisions refer to the articles, sections, subsections and other subdivisions of this Agreement unless expressly provided otherwise. Titles appearing at the beginning of any section or subdivision are for convenience only and do not constitute any part of such subdivisions and shall be disregarded in construing the language contained in such subdivisions.  The words “this Agreement,” “this instrument,” “herein,” “hereof,” “hereby,” “hereunder” and words of similar import refer to this Agreement as a whole and not to any particular subdivision unless expressly so limited.  The phrases “this Section” and “this subsection” and similar phrases refer only to the sections or subsections hereof in which such phrases occur.  Pronouns in masculine, feminine and neuter genders shall be construed to include any other gender, and words in the singular form shall be construed to include the plural and vice versa, unless the context otherwise requires.
 

 
Exhibit 10.1 -- Page 3

 

ARTICLE II
SHARE EXCHANGE

2.1            Share Exchange .  Subject to the terms and conditions stated herein, the Exchange Shares  and the Ambermax Shares shall be exchanged as follows (the “Exchange”):

(a)           at the Closing, the Ambermax Stockholders shall assign, transfer, convey, and deliver to Home the Ambermax  Shares and any and all rights in such shares to which they are entitled, and by doing so will be deemed to have assigned all of its respective right, title and interest in and to all such Ambermax Shares to Home; and

(b)           in exchange for the Ambermax Shares, Home shall issue to the Ambermax Stockholders and the Ambermax Stockholders shall accept and acquire from Home, the Exchange Shares, totaling 1,125,000 shares of Home Treasure Finders Common Stock.  At the Closing, Home shall issue certificates, as follows:

Name
 
Number of Shares
James Wiegand
     
200,000
Janet Collins
 
200,000
Martha Sandoval
 
200,000
Dustin Sandoval
 
50,000
Jesica Sandoval
 
50,000
Andrew Peterson
 
50,000
Lacey Rosales
 
50,000
Craig Bordon
 
10,000
Craig K. Olson
 
20,000
David Callaham
 
10,000
David Zallar
 
10,000
Larry Willis
 
10,000
Shirley Hale
 
20,000
Richard Giannotti
 
10,000
Craig Kimball
 
10,000
Delos Elmer
 
10,000
Craig A. Olson
 
10,000
Kiva Slack
 
10,000
Stacy Thomas
 
2,500
Katherine Vacha
 
10,000
Mike and Michelle Vacha, JTWROS
 
10,000
Anthony Clanton
 
10,000
Gordon and Lahana Crabtree, JTWROS
 
10,000
Kimberley Manning
 
10,000
Nathan and Jana Faris, JTWROS
 
10,000
Michael Willis
 
10,000
Grant Willis
 
10,000
William Gofigan
 
2,500
Kent Florence
 
10,000
Ryan Kaszycki
 
10,000
Teri Tabor
 
10,000
Jenifer and Heather Christiansen, JTWROS
 
10,000
Ruth Harrison Revocable Trust
 
10,000
Tom Menten
 
10,000
Fredrick and Cheryl Johnston, JTWROS
 
10,000
Francis Acedo
 
10,000
Steven Crouch
 
10,000
Chris Crouch
 
10,000
Beau Brooks
 
10,000


 
Exhibit 10.1 -- Page 4

 


 

2.2   Tax Consequences . It is intended by the arties hereto that the transactions contemplated by this Agreement shall constitute a tax-free reorganization within the meaning of Section 368 of the Code. The parties hereto adopt this Agreement as a "plan of reorganization" within the meaning of Sections 1.368-2(g) and 1.368-3(a) of the regulations promulgated under the Code.


ARTICLE III
CLOSING

  3.1            Date and Location of the Closing .  The closing (the "Closing") of the transactions contemplated hereunder shall take place on November 21, 2008.

3.2            Deliveries .

           At the Closing:

(1)  James B. Wiegand, et. al., shall deliver to Home (i) The list of Ambermax shareholders, representing delivery of all issued and outstanding (uncertificated) Ambermax Shares , (ii) certified check in the amount of $12,675 made payable to Home Treasure Finders, Inc. (representing the cash held by Ambermax at Compass Bank), (iii) all company books and records.

 (2) Home shall deliver to James B. Wiegand, et. al.,  (i) stock certificates evidencing, in aggragate, 1,125,000 shares of Home Treasure Finders, Inc., the Exchange Shares to which James B. Wiegand, et. al., each individually are entitled to hereunder, (ii)  such other documents as may be required under applicable law or requested by the Ambermax Shareholders.

 
3.3            Wholly-Owned Subsidiary .  At and after the consummation of the Exchange will have the effects set forth in this Agreement, and Ambermax shall become a wholly-owned subsidiary of Home.
 

 
  3.4              Restrictive Legends .   Certificates evidencing the Exchange Shares pursuant to this Agreement may bear one or more of the following legends and any legend required by any applicable law, including without limitation, any legend that will be useful to aid compliance with Regulation D or other regulations adopted by the SEC under the Securities Act:
 
“THESE SECURITIES HAVE NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED.  THEY MAY NOT BE SOLD, OFFERED FOR SALE, PLEDGED OR HYPOTHECATED IN THE ABSENCE OF A REGISTRATION STATEMENT IN EFFECT WITH RESPECT TO THE SECURITIES UNDER SUCH ACT OR AN OPINION OF COUNSEL SATISFACTORY TO THE COMPANY THAT SUCH REGISTRATION IS NOT REQUIRED OR UNLESS TRANSFERRED PURSUANT TO ANY VALID EXEMPTION FROM REGISTRATION AVAILABLE UNDER SUCH ACT.”
 

 
Exhibit 10.1 -- Page 5

 


 

 
       3.5   Piggyback Registration of Restricted Shares. In connection with any Registration of Shares filed after consummation of this agreement, such Registration of Shares will include al of the 1,125,000 Exchange Shares owned by James B. Wiegand, et al.
 

ARTICLE IV
REPRESENTATIONS AND WARRANTIES OF HOME

As an inducement to Ambermax and the Ambermax Stockholders, jointly and severerally to enter into this Agreement and to consummate the transactions contemplated herein, Home represents and warrants, as of the date of this Agreement to Ambermax and the Ambermax Stockholders, as follows:
 
       4.1            Organization .  Home is a corporation duly organized, validly existing, and in good standing under the laws of Colorado.

4.2            Capital Structure .

(a)           Home's authorized capital stock consists of One Hundred Million (100,000,000) shares of common stock, of which Ten Million One Hundred Thousand (10,100,000) shares are issued and outstanding.

(b)           Upon delivery to the Ambermax Stockholders of the certificates representing the Exchange Shares, the Ambermax Stockholders will acquire good and valid title to such shares, free and clear of any Encumbrances.  All of the Exchange Shares will be duly authorized, validly issued, fully paid and nonassessable, and will not be issued in violation of any preemptive or similar rights.  There are no outstanding subscriptions, options, warrants, puts, calls, agreements or other rights of any type or other securities (a) requiring the issuance, sale, transfer, repurchase, redemption or other acquisition of any shares of capital stock of Home, (b) restricting the transfer of any shares of capital stock of Home, or (c) relating to the voting of any shares of capital stock of Home. There are no issued or outstanding Indebtedness of Home having the right to vote (or convertible into, or exchangeable for, securities having the right to vote), upon the happening of a certain event or otherwise, on any matters on which the equity holders of Home may vote.

(c)           The offer and issuance of the Exchange Shares will be done in compliance with all applicable Laws.

4.3            Corporate Power and Authority . Home has all requisite corporate power and authority to enter into and deliver this Agreement and to consummate the transactions contemplated hereby  The execution, delivery, and performance of this Agreement by HOME and the consummation by it of the transactions contemplated hereby, and the execution, delivery and performance of the other agreements, documents and instruments to be executed and delivered in connection with this Agreement by HOME and the consummation of the transactions contemplated thereby, have been duly authorized by all necessary action on the part of HOME and no other corporate action or corporate proceeding on the part of HOME is necessary to authorize the execution, delivery, and performance by HOME of this Agreement and the consummation of the transactions contemplated hereby. This Agreement has been duly executed and delivered by HOME and constitutes the legal, valid and binding obligation of HOME, enforceable against it in accordance with its terms.

4.4            Conflicts; Consents and Approvals .  Neither the execution and delivery by HOME of this Agreement and the other agreements, documents and instruments to be executed and delivered by it in connection with this Agreement, nor the consummation of the transactions contemplated hereby and thereby, will:

 
Exhibit 10.1 -- Page 6

 


 


(a)           conflict with, or result in a breach of any provision of, the organizational documents of HOME;

(b)           violate, or conflict with, or result in a breach of any provision of, or constitute a default (or an event that, with the giving of notice, the passage of time or otherwise, would constitute a default) under, or entitle any Person (with the giving of notice, the passage of time or otherwise) to terminate, accelerate, modify or call a default under, or give rise to any obligation to make a payment under, or to any increased, additional or guaranteed rights of any Person under, or result in the creation of any Encumbrance upon any of the properties or assets of HOME or the Exchange Shares under any of the terms, conditions or provisions of (1) the organizational documents of HOME, (2) any Contract to which HOME is a party or to which any of its properties or assets may be bound, or (3) any permit, registration, approval, license or other authorization or filing to which HOME is subject or to which any of its properties or assets may be subject;

(c)           require any action, consent or approval of any non-governmental third party;

(d)           violate any order, writ, or injunction, or any material decree, or material Law applicable to HOME or any of its, business, properties, or assets; or
 
(e)           require any action, consent or approval of, or review by, or registration or filing by HOME with any Governmental Authority.
 
4.5            Subsidiaries .  HOME does not own, directly or indirectly, nor has entered into any agreement, arrangement or understanding to purchase or sell any capital stock or other equity interests in any Person or is a member of or participant in any Person. HOME does not have any Subsidiaries.

4.6            Taxes .  HOME has (a) duly and timely filed all Tax Returns relating to HOME that it was required to file (taking into account any extensions of the filing deadlines which have been validly granted) and (b) paid all Taxes that are shown thereon as owing or that are otherwise due and payable by it. Such filed Tax Returns are true, correct and complete in all material respects. There are no disputes pending or threatened as to Taxes payable by HOME.  There are no outstanding agreements or waivers extending the statutory period of limitation applicable to any Taxes of HOME for any period.  HOME (v) has not filed a consent to the application of Section 341(f) of the Code, (w) has not been a "distributing corporation" or a "controlled corporation" in a distribution intended to qualify under Section 355(a) of the Code within the past five years, (x) is not a party to any Tax sharing, allocation or indemnification agreement or arrangement, (y) is not required to make any adjustments under Section 481(a) of the Code (or any similar provision of state, local or foreign Tax law) for any taxable year ending after the date hereof, and (z) has not been a member of an affiliated group filing a consolidated, combined or unitary Tax Return or has any liability for the Taxes of any Person (other than HOME) under Treasury Regulation §1.15026 (or any similar provision of state, local or foreign law).

4.7            Compliance with Law .  HOME and each of the officers, directors, employees and agents of HOME has complied in all respects with all Laws applicable to HOME and its assets.  Neither the HOME Stockholder nor HOME has received any notice from any Governmental Authority that HOME has been or is being conducted in violation of any Applicable Law or that an investigation or inquiry into any noncompliance with any applicable Law is ongoing, pending or threatened.

 
Exhibit 10.1 -- Page 7

 


 

4.8            Litigation . There is no Action pending or threatened against HOME, or any executive officer or director thereof that (a) relates to HOME, its assets, or its business, or (b) seeks, or could reasonably be expected, to prohibit or restrain the ability of HOME to enter into this Agreement or to timely consummate any of the transactions contemplated hereby, and there is no reasonable basis for any such Action.  There are no judgments, decrees, agreements, memoranda of understanding or orders of any Governmental Authority outstanding against HOME.

 4.9            Contracts . There are no Contracts to which HOME is, or will be at Closing, a party or bound, other than those relating to its business or assets.

4.10            Labor and Employment Matters ; Employee Benefit Plans .

(a)           As of the date hereof, HOME does not have any Employees otherthan those related to its business or assets.  There are no collective bargaining agreements, union contracts or similar agreements or arrangements in effect that cover any Employee or Former Employee (each, a "Collective Bargaining Agreement").

(b)           As of the Closing, HOME will not sponsor, maintain, contribute to, or have any Liability under, for or with respect to, any Employee Benefit Plans (including multiemployer plans) or any Employment Agreements. From and after the Closing, AMBERMAX AND THE AMBERMAX STOCKHOLDERS will not directly or indirectly have or incur any Liabilities, whether by virtue of the transactions contemplated by this Agreement or otherwise, with respect to or in connection with (i) any Employee Benefit Plans or any Employment Agreements; and (ii) the Employees or any other individuals who do or did at any time provide employment or employment-type services for or with respect to HOME, which arose or were incurred at any time prior to the Closing.

(c)           There does not now exist, nor do any circumstances exist that could result in, any liability to HOME or its Affiliates following the Closing.

(d)           HOME has no liability for life, health, medical or other welfare benefits to Former Employees or beneficiaries or dependents thereof.

4.11            Real Estate . HOME does not own, lease, sublease, or have any interest whatsoever in any real property.
 
 
4.12            Guaranties .  HOME is not directly or indirectly (a) liable, by guarantee or otherwise, upon or with respect to, (b) obligated to provide funds with respect to, or to guarantee or assume, any Indebtedness or other obligation of any Person.

4.13            Full Disclosure . No representation or warranty of HOME or the HOME Stockholder in this Agreement omits to state a material fact necessary to make the statements herein, in light of the circumstances in which they were made, not misleading. There is no fact known to HOME or the HOME Stockholder that has specific application to AMBERMAX AND THE AMBERMAX STOCKHOLDERS and that materially adversely affects or, as far as can be reasonably foreseen, materially threatens, the assets, business, prospects, financial condition, or results of operations of HOME that has not been set forth in this Agreement.

 
Exhibit 10.1 -- Page 8

 


 

 
ARTICLE V
REPRESENTATIONS AND WARRANTIES OF
AMBERMAX AND THE AMBERMAX STOCKHOLDERS

As an inducement to HOME to enter into this Agreement and to consummate the transactions contemplated herein, Ambermax and the Ambermax Stockholders, Jointly and Sevraly represents and warrant, as of the date of this Agreement, to HOME as follows:

5.1            Organization .  Ambermax is a corporation duly organized, validly existing, and in good standing under the laws of the State of Colorado.

5.2            Corporate Power and Authority .                                                      Ambermax and the Ambermax Stockholders  has all requisite corporate power and authority to enter into and deliver this Agreement and to consummate the transactions contemplated hereby.  The execution, delivery, and performance of this Agreement by AMBERMAX AND THE AMBERMAX STOCKHOLDERS and the consummation of the transactions contemplated hereby, have been duly authorized by all necessary action and no other corporate action or corporate proceeding on the part of AMBERMAX AND THE AMBERMAX STOCKHOLDERS is necessary to authorize the execution, delivery, and performance by AMBERMAX AND THE AMBERMAX STOCKHOLDERS of this Agreement and the consummation by AMBERMAX AND THE AMBERMAX STOCKHOLDERS of the transactions contemplated hereby. This Agreement has been duly executed and delivered by AMBERMAX AND THE AMBERMAX STOCKHOLDERS and constitutes the legal, valid and binding obligation of AMBERMAX AND THE AMBERMAX STOCKHOLDERS, enforceable against AMBERMAX AND THE AMBERMAX STOCKHOLDERS in accordance with its terms.

5.3            Conflicts; Consents and Approvals .  Neither the execution and delivery by  AMBERMAX AND THE AMBERMAX STOCKHOLDERS of this Agreement and the other agreements, documents and instruments to be executed and delivered by any of them in connection with this Agreement, nor the consummation of the transactions contemplated hereby and thereby, will:

(a)           conflict with, or result in a breach of any provision of, the organizational documents of AMBERMAX AND THE AMBERMAX STOCKHOLDERS;

(b)           violate, or conflict with, or result in a breach of any provision of, or constitute a default (or an event that, with the giving of notice, the passage of time or otherwise, would constitute a default) under, or entitle any Person (with the giving of notice, the passage of time or otherwise) to terminate, accelerate, modify or call a default under, or give rise to any obligation to make a payment under, or to any increased, additional or guaranteed rights of any Person under, or result in the creation of any Encumbrance upon any of the properties or assets of AMBERMAX AND THE AMBERMAX STOCKHOLDERS or the Ambermax Shares under any of the terms, conditions or provisions of (1) the organizational documents of AMBERMAX AND THE AMBERMAX STOCKHOLDERS, (2) any Contract to which AMBERMAX AND THE AMBERMAX STOCKHOLDERS is a party or to which any of their respective properties or assets may be bound which, if so affected, would either have a material adverse effect or be reasonably likely to prevent the consummation of the transactions contemplated herein, or (3) any permit, registration, approval, license or other authorization or filing to which AMBERMAX AND THE AMBERMAX STOCKHOLDERS is subject or to which any of its properties or assets may be subject;

(c)           require any action, consent or approval of any non-governmental third party;

 
Exhibit 10.1 -- Page 9

 

 
(d)           violate any order, writ, or injunction, or any material decree, or material Law applicable to AMBERMAX AND THE AMBERMAX STOCKHOLDERS or any of its, business, properties, or assets; or
 
(e)           require any action, consent or approval of, or review by, or registration or filing by AMBERMAX AND THE AMBERMAX STOCKHOLDERS with any Governmental Authority.

5.4            Ambermax Shares .  The Ambermax Stockholders have (i) good and marketable title to all the Ambermax Shares, free and clear of all Encumbrances, and (ii) full legal right and power to sell, transfer and deliver the Ambermax Shares to Home in accordance with this Agreement.

ARTICLE VI
ADDITIONAL AGREEMENTS AND COVENANTS

6.1            Confidentiality .  Each of the parties shall use reasonable efforts to cause their respective Affiliates, officers, directors, employees, auditors, attorneys, consultants, advisors and agents, to treat as confidential and hold in strict confidence, unless compelled to disclose by judicial or administrative process or, in the opinion of its counsel, by other requirements of Law, and after prior written notice to the other parties, all confidential information of AMBERMAX AND THE AMBERMAX STOCKHOLDERS or HOME, as the case may be, that is made available in connection with this Agreement, and will not release or disclose such confidential information to any other Person, except their respective auditors, attorneys, financial advisors and other consultants, agents, and advisors in connection with this Agreement.  If the Closing does not occur (a) such confidence shall be maintained by the Parties and each Party shall use reasonable efforts to cause its officers, directors, Affiliates and such other Persons to maintain such confidence, except to the extent such information comes into the public domain (other than as a result of an action by such Party, its officers, directors or such other Persons in contravention of this Agreement), and (b) upon the request of any Party, the other Party shall promptly return to the requesting Party any written materials remaining in its possession, which materials it has received from the requesting Party or its representatives, together with any analyses or other written materials based upon the materials provided.

6.2            Efforts to Consummate .  Subject to the terms and conditions of this Agreement, each party hereto shall use reasonable commercial efforts to take, or to cause to be taken, all actions and to do, or to cause to be done, all things necessary, proper or advisable as promptly as practicable to consummate the transactions contemplated hereby.

6.3            Further Assurances .  From time to time whether before, at or following the Closing, each party shall make reasonable commercial efforts to take, or cause to be taken, all actions, and to do, or cause to be done, all things reasonably necessary, proper or advisable, including as required by applicable Laws, to consummate and make effective as promptly as practicable the transactions contemplated by this Agreement.

6.4            Cooperation with Respect to Financial Reporting . After the date of this Agreement, AMBERMAX AND THE AMBERMAX STOCKHOLDERS   shall reasonably cooperate with Home and the agents and representatives of Home in connection with  preparation of historical financial statements, related audits of the financial statements of Ambermax and other information.

6.5            Release of Claims By the Ambermax Stockholders .  In consideration of the transactions contemplated hereby, as of the Closing, the Ambermax Stockholders, heirs, executors, successors and assigns (the "Waiving Parties"), release, waive and forever discharge, in all capacities, including as stockholders of Ambermax, from and after the Closing any and all Claims, known or unknown, that the Waiving Parties ever had, now have or may have against HOME and its stockholders, Affiliates, officers, directors, employees or agents in connection with or arising out of any act or omission of HOME or its officers, directors, employees, advisers or agents, in such capacity, at or prior to the Closing; provided, however, that nothing in this Section 6.5 shall be deemed a waiver by the Waiving Parties of any rights under this Agreement.

 
Exhibit 10.1 -- Page 10

 

ARTICLE VII
INDEMNIFICATION; SURVIVAL

7.1            Indemnification by HOME . Home shall indemnify and hold harmless AMBERMAX AND THE AMBERMAX STOCKHOLDERS and its Affiliates, officers, directors, stockholders, employees and agents and the successors and assigns of all of them (the "AMBERMAX AND THE AMBERMAX STOCKHOLDERS Indemnified Parties"), and shall reimburse the AMBERMAX AND THE AMBERMAX STOCKHOLDERS Indemnified Parties for, any loss, liability, claim, damage, expense (including, but not limited to, costs of investigation and defense and attorneys' fees) (collectively, "Damages"), arising from or in connection with (a) any inaccuracy or breach of any of the representations and warranties of HOME or the HOME Stockholder in this Agreement or in any certificate or document delivered by HOME or the HOME Stockholder pursuant to this Agreement, or any actions, omissions or statements of fact inconsistent with in any respect any such representation or warranty, (b) any failure by HOME or the HOME Stockholder to perform or comply with any agreement, covenant or obligation in this Agreement or in any certificate or document delivered by HOME or the HOME Stockholder pursuant to this Agreement to be performed by or complied with by HOME or the HOME Stockholder, (c) any claims made by a third Person against an AMBERMAX AND THE AMBERMAX STOCKHOLDERS Indemnified Party based upon a contractual obligation of HOME or the HOME Stockholder for services performed prior to the date hereof, (d) Taxes attributable to the ownership of HOME prior to the Closing, (e) Taxes attributable to the conduct by HOME of the business of HOME or the HOME Stockholder’ operation or ownership of its assets, (f) any claims for severance or any other compensation made by an Employees or Former Employee, (g) any claim made at any time by any Governmental Authority in respect of the business of HOME for all periods prior to the Closing, (h) any Liability or obligation of HOME arising or relating to the periods prior to the Closing or (i) any Action or investigation by any Person relating to or arising out of the business or operations of HOME prior to the Closing.
 
7.2            Indemnification by AMBERMAX AND THE AMBERMAX STOCKHOLDERS . AMBERMAX AND THE AMBERMAX STOCKHOLDERS shall indemnify and hold harmless HOME, the HOME Stockholder, and their Affiliates, officers, directors, stockholders, employees and agents and the successors and assigns of all of them (the "HOME Indemnified Parties"), and shall reimburse the HOME Indemnified Parties for, any loss, liability, claim, damage, expense (including, but not limited to, costs of investigation and defense and attorneys' fees) (collectively, "Damages"), arising from or in connection with (a) any inaccuracy or breach of any of the representations and warranties of AMBERMAX AND THE AMBERMAX STOCKHOLDERS in this Agreement or in any certificate or document delivered by AMBERMAX AND THE AMBERMAX STOCKHOLDERS pursuant to this Agreement, or any actions, omissions or statements of fact inconsistent with in any respect any such representation or warranty, or (b) any failure by AMBERMAX AND THE AMBERMAX STOCKHOLDERS to perform or comply with any agreement, covenant or obligation in this Agreement or in any certificate or document delivered by AMBERMAX AND THE AMBERMAX STOCKHOLDERS pursuant to this Agreement to be performed by or complied with by AMBERMAX AND THE AMBERMAX STOCKHOLDERS.
 
7.3            Survival .  All representations, warranties, covenants and agreements of the parties contained herein or in any other certificate or document delivered pursuant hereto shall survive the Closing for three years from the date hereof, except the representations and warranties set forth in Section 4.7 which shall survive until the expiration of the applicable statute of limitations.

 
Exhibit 10.1 -- Page 11

 


 
ARTICLE VIII
MISCELLANEOUS

8.1            Notices .  All notices or other communications required or permitted hereunder shall be in writing.  Any notice, request, demand, claim or other communication hereunder shall be deemed duly given (a) if by personal delivery, when so delivered, (b) if mailed, three (3) Business Days after having been sent by registered or certified mail, return receipt requested, postage prepaid and addressed to the intended recipient as set forth below, or (c) if sent through an overnight delivery service in circumstances to which such service guarantees next day delivery, the day following being so sent:

(1)           If to AMBERMAX AND THE AMBERMAX STOCKHOLDERS:

Mr. James B. Wiegand
16200 WCR 18 E
Loveland, CO 80537

(2)           If to HOME :

Mr. Corey Wiegand
440 Himalaya Ave.
Broomfield, CO 80020

Any party may change the address to which notices and other communications hereunder are to be delivered by giving the other parties notice in the manner herein set forth.

8.2            Choice of Law .  This Agreement shall be governed, construed and enforced in accordance with the laws of the State of Colorado and the federal laws of United States applicable therein, without giving effect to principles of conflicts of law.

8.3            Jurisdiction .  The parties hereby irrevocably consent to the in personam jurisdiction of the state or federal courts located in the State of Colorado, in connection with any action or proceeding arising out of or relating to this Agreement or the transactions and the relationships established thereunder.  The parties hereby agree that such courts shall be the venue and exclusive and proper forum in which to adjudicate such matters and that they will not contest or challenge the jurisdiction or venue of these courts.

8.4            Waiver of any and all Rights to a Trial by Jury .  All parties to this Agreement unconditionally, irrevocably and expressly waive all rights to trial by jury in any action, proceeding, suit, counterclaim or cross-claim in any matter (whether sounding in tort, contract or otherwise) in any way arising out of or otherwise relating to this Agreement or the transaction or the relationships established hereunder. All parties confirm that the foregoing waiver of a trial by jury is informed and freely made.

8.5            Entire Agreement .  This Agreement and such other agreements related to this transaction executed simultaneously herewith set forth the entire agreement and understanding of the parties in respect of the transactions contemplated hereby and supersedes all prior agreements, arrangements and understandings of the parties relating to the subject matter hereof.  No representation, promise, inducement, waiver of rights, agreement or statement of intention has been made by any of the parties which is not expressly embodied in this Agreement, such other agreements, notes or instruments related to this transaction executed simultaneously herewith, or the written statements, certificates, schedules or other documents delivered pursuant to this Agreement or in connection with the transactions contemplated hereby.

 
Exhibit 10.1 -- Page 12

 


 

8.6            Assignment . Each party's rights and obligations under this Agreement shall not be assigned or delegated, by operation of law or otherwise, without the other party's prior consent, and any such assignment or attempted assignment shall be void, of no force or effect, and shall constitute a material default by such party.

8.7            Amendments .  This Agreement may be amended, modified, superseded or cancelled, and any of the terms, covenants, representations, warranties or conditions hereof may be waived, only by a written instrument executed by AMBERMAX AND THE AMBERMAX STOCKHOLDERS and HOME, in the case of a waiver, by the party waiving compliance.

8.8            Waivers .  The failure of any party at any time or times to require performance of any provision hereof shall in no manner affect the right at a later time to enforce the same.  No waiver by any party of any condition, or the breach of any term, covenant, representation or warranty contained in this Agreement, whether by conduct or otherwise, in any one or more instances shall be deemed to be or construed as a further or continuing waiver of any such condition or breach or a waiver of any other term, covenant, representation or warranty of this Agreement.

8.9            Counterparts .  This Agreement may be executed simultaneously in two or more counterparts and by facsimile, each of which shall be deemed an original, but all of which together shall constitute one and the same instrument.

8.10            Brokers .  The parties hereto, covenant, represent, and warrant that they have not dealt with any broker or finder in connection with this Agreement or the transactions contemplated hereby, and no broker is entitled to receive any brokerage commission, finder's fee, or similar compensation in connection with this Agreement or the transactions contemplated hereby.  Each of the parties shall indemnify and hold the other parties harmless from and against all liability, claim, loss, damage, or expense, including reasonable attorney's fees, pertaining to any broker, finder, or other person with whom such party has dealt.

8.11            Severability .                       If any term, provisions, covenant or restriction of this Agreement is held by a court of competent jurisdiction or other authority to be invalid, void or unenforceable, the remainder of the terms, provisions, covenants and restrictions of this Agreement shall remain in full force and effect and shall in no way be affected, impaired or invalidated so long as the economic or legal substance of the transactions contemplated hereby is not affected in any manner materially adverse to any party. Upon such determination, the parties shall negotiate in good faith to modify this Agreement so as to effect the original intent of the parties as closely as possible in an acceptable manner in order that the transactions contemplated hereby be consummated as originally contemplated to the fullest extent possible.

 
8.12            Independent Representation .  Each of the parties hereto further acknowledges and agrees that he or it, as the case may be, has been advised by counsel during the course of negotiations leading up to the execution and delivery of this Agreement and had significant input in the development of this Agreement.  This Agreement shall not, therefore, be construed more strictly against any party responsible for its drafting regardless of any presumption or rule requiring construction against the party whose attorney drafted this Agreement.

8.13            Publicity .  No party may issue or cause the publication of any press release or other public announcement with respect to the transactions contemplated by this Agreement without the written consent of the other parties.

 
Exhibit 10.1 -- Page 13

 

IN WITNESS WHEREOF, the parties have duly executed this Share Exchange Agreement as of the date first above written.


   
 
By: /s/ James B. Wiegand
 
Name: James B. Wiegand
 
Title: President
   
   
   
 

THE AMBERMAX STOCKHOLDERS  
 
By: /s/ James B. Wiegand
 
James Wiegand
   
  By:  /s/ Janet Collins
 
Name:  Janet Collins
   
  By:  /s/ Martha Sandoval
 
Name:  Martha Sandoval
   
  By:  /s/ Dustin Sandoval 
 
Name:  Dustin Sandoval
   
  By:  /s/ Jesica Sandoval
 
Name:  Jesica Sandoval
   
  By:  /s/ Andrew Peterson 
 
Name:  Andrew Peterson
   
  By:  /s/ Lacey Rosales
 
Name:  Lacey Rosales
 
 
 
Exhibit 10.1 -- Page 14

 
 
 
   
  By:  /s/ Craig Bordon
 
Name:  Craig Bordon
   
  By:   /s/ Craig K. Olson
 
Name:  Craig K. Olson
   
  By:  /s/ David Callaham
 
Name:  David Callaham
   
  By:  /s/ David Zallar
 
Name:  David Zallar
   
  By:  /s/ Larry Willis
 
Name:  Larry Willis
   
  By:  /s/ Shirley Hale
 
Name:  Shirley Hale
   
  By:  /s/ Richard Giannotti
 
Name:  Richard Giannotti
   
  By:  /s/ Craig Kimbal
 
Name:  Craig Kimball
   
  By:  /s/ Delos Elmer
 
Name:  Delos Elmer
   
  By:  /s/ Craig A. Olson
 
Name:  Craig A. Olson
   
  By:  /s/ Kiva Slack
 
Name:  Kiva Slack
 
 
 
Exhibit 10.1 -- Page 15

 
 
 
 
   
  By:  /s/ Stacy Thomas
 
Name:  Stacy Thomas
   
  By:  /s/ Katherine Vacha
 
Name:  Katherine Vacha
   
  By:  /s/ Mike and Michelle Vacha
 
Name:  Mike and Michelle Vacha, JTWROS
   
  By:  /s/ Anthony Clanton
 
Name:  Anthony Clanton
   
  By:  /s/ Gordon and Lahana Crabtree
 
Name:  Gordon and Lahana Crabtree, JTWROS
   
  By:  /s/ Kimberley Manning
 
Name:  Kimberley Manning
   
  By:  /s/ Nathan and Jana Faris
 
Name:  Nathan and Jana Faris, JTWROS
   
  By:  /s/ Michael Willis
 
Name:  Michael Willis
   
  By:  /s/ Grant Willis
 
Name:  Grant Willis
   
  By:  /s/ William Gofigan
 
Name:  William Gofigan
   
  By:  /s/ Kent Florence
 
Name:  Kent Florence
 
 
 
Exhibit 10.1 -- Page 16

 
 
 
   
  By:  /s/ Ryan Kaszycki
 
Ryan Kaszycki
   
  By:  /s/ Teri Tabor
 
Teri Tabor
   
  By:  /s/ Jenifer and Heather Christiansen
 
Name:  Jenifer and Heather Christiansen, JTWROS
   
  By:  /s/ Ruth Harrison
 
Name:  Ruth Harrison Revocable Trust
   
  By:  /s/ Tom Menten
 
Name:  Tom Menten
   
  By:  /s/ Fredrick and Cheryl Johnston
 
Name:  Fredrick and Cheryl Johnston, JTWROS
   
  By:  /s/ Francis Acedo
 
Name:  Francis Acedo
   
  By:  /s/ Steven Crouch
 
Name:  Steven Crouch
   
  By:  /s/ Chris Crouch
 
Name:  Chris Crouch
   
  By:  /s/ Beau Brooks
 
Name:  Beau Brooks
 
   
HOME TREASURE FINDERS, INC
   
 
By: /s/ Corey Wiegand
 
Name: Corey Wiegand
 
Title:   Director and President



 
Exhibit 10.1 -- Page 17

 


 
 

Exhibit 10.2

 

ESCROW AGREEMENT

This Escrow Agreement (the "Agreement") dated as of  July 26, 2011 is by and between, Home Treasure Finders, Inc.., a Colorado corporation (the “Company”) and Standard Registrar and Transfer Agency (the "Escrow Agent" or “Standard”). The “Escrow Agent,” and the “Company,” may also be hereinafter referred to as the “Parties.”

RECITALS

A. The Company’s officers are offering (the “Offering”) to prospective investors the right to purchase up to 500,000 Shares of its Common Stock (“Common Shares”), no par value, at a price of $0.10 per Common Share. Corey Wiegand the Company’s President, Chief Financial Officer and Sole Director will sell the Common Shares on a “best effort all or none” basis up to the minimum Offering of $20,000 and on a “best efforts” basis, thereafter, up to the Maximum Offering of $50,000.

B. The Company desires to establish an escrow account with the Escrow Agent into which certain monies will be deposited and held in escrow until a minimum of $20,000 in Subscriptions has been raised in connection with that certain Prospectus and Registration Statement on Form S-1 dated ____________________ and those certain Subscription Agreement in connection with the offering (collectively, the “Offering Documents”) by individuals or entities desiring to purchase Common Shares (“Subscribers”); and Standard has agreed to act as Escrow Agent on behalf of the Company on the terms and conditions set forth in this Agreement;

NOW, THEREFORE, in consideration of the premises the Parties agree as follows:

1.
ESCROW FEES: The Company hereby agrees to pay the Escrow Agent compensation for ordinary services rendered hereunder (the "Escrow Fee") which shall be calculated in accordance with the Escrow Agent's fee schedule attached as Exhibit A. The Company further agrees to pay the Escrow Agent reasonable fees, which shall be agreed upon between the Parties, for any services in addition to those provided for herein to the extent that the Company has expressly requested such extraordinary services and has been made aware of their cost in advance of their performance.

2.
DEPOSITS: The Company shall deliver to the Escrow Agent all checks, drafts and money orders ("Subscription Payments") received by the Company from the Subscribers in connection with the Offering. All checks, drafts or money orders for payment of the Proceeds shall be made payable to Home Treasure Finders, Inc. and shall be deposited promptly to the escrow account. The Company shall keep full and proper records (the "Records") of the names of subscribers, the number of Common Shares purchased and amount of Subscription Payments paid by each Subscriber.

3.
INVESTMENT OF FUNDS: All Subscription Payments shall be cleared and held in a separate account, which is FDIC insured.

4.
TERMINATION DATE: For the purpose of this Agreement, the "Termination Date" shall be 90 business days from the effective date of the Company’s Registration Statement on Form S-1, unless terminated earlier by the Company , or extended by them, in writing for up to an additional 90 business days.
 
5.     DISBURSEMENT OF FUNDS:

 
(a)
TERMINATION OF THE OFFERING: If the Escrow Agent has not received on or before the Termination Date, Subscription Payments in aggregate amount of at least Twenty Thousand Dollars ($20,000), then the Escrow Agent shall proceed as directed by the Company. The Escrow Agent, if so directed, shall release all Subscription Payments, with any accrued interest on such funds, to each Subscriber, respectively, at the address given by such Subscriber in the Subscription Agreement. All disbursements by the Escrow Agent pursuant to this section shall be made by the Escrow Agent's usual escrow checks and shall be mailed by first class United States Postal Services mail, postage pre-paid, as soon as practicable but not later than the third business day after the Termination Date.


 
Exhibit 10.2 -- Page 1

 



 
(b)
INITIAL CLOSING OF OFFERING: If the Escrow Agent has received on or before the Termination Date, Subscription Payments in an aggregate amount of not less than Twenty Thousand Dollars ($20,000), and the Company’s acceptance of each Subscriber, in writing, then the Escrow Agent shall disburse all Subscription Documents and Subscription Payments, with interest, to the Company in immediately available funds in accordance with the written instructions from the Company.

 
(c)
SUBSEQUENT CLOSINGS: After an initial closing of the offering, from time to time upon receipt by the Escrow Agent of additional Subscription Payments and written acceptance of each Subscriber by the Company the Escrow Agent shall disburse all then held Subscription Payments, with interest, to the Company in immediately available funds in accordance with the Company’s written instructions.

6.
COLLECTED FUNDS: No Subscription Payment shall be disbursed pursuant to Section 5 until such Subscription Payment has been received by the Escrow Agent in immediately available funds.

7.
LIABILITY OF ESCROW AGENT: In performing any duties under this Agreement, the Escrow Agent shall not be liable to the Company or any Subscriber for damages, losses, or expenses, except for gross negligence or willful misconduct on the part of the Escrow Agent. The Escrow Agent shall not incur any such liability for any action taken or omitted in reliance upon any instrument, including any written statement or affidavit provided for in this Agreement that the Escrow Agent shall in good faith believe to be genuine, nor will the Escrow Agent be liable or responsible for forgeries, fraud, impersonations, or determining the scope of any representative’s authority. In addition, the Escrow Agent may consult with legal counsel in connection with the Escrow Agent's duties under this Agreement and shall be fully protected in any action taken, suffered, or permitted by it in good faith in accordance with the reasonable advice of counsel. The Escrow Agent is not responsible for determining and verifying the authority of any person acting or purporting to act on behalf of any Party to this Agreement.

8.
FEES AND EXPENSES: It is understood that the fees and usual charges agreed upon for services of the Escrow Agent shall be considered compensation for ordinary services as contemplated by this Agreement. In the event that the conditions of this Agreement are not promptly fulfilled, or if the Escrow Agent renders any service not provided for in this Agreement after approval by the Company and Placement Agent, or if the Company and Placement Agent request a substantial modification of its terms, or if any controversy arises, or if the Escrow Agent is made a party to, or intervenes in, any litigation pertaining to this escrow or its subject matter, the Escrow Agent shall be reasonably compensated for such extraordinary services and reimbursed for all reasonable costs, attorney's fees, including allocated costs of in-house counsel, and reasonable expenses occasioned by such default, delay, controversy or litigation. The Company promises to pay these sums promptly after demand.

9.
CONTROVERSIES: If any controversy arises between the Parties to this Agreement concerning the subject matter of this Agreement, its terms or conditions, the Escrow Agent will not be required to determine the controversy or to take any action regarding it. The Escrow Agent may hold all documents and funds and may wait for settlement of any such controversy by final appropriate legal proceedings or other means as, in the Escrow Agent's discretion, the Escrow Agent may require, despite what may be set forth elsewhere in this Agreement. In such event, the Escrow Agent will not be liable for interest or damage. Furthermore, the Escrow Agent may at its option file an action of interpleader requiring the Parties to answer and litigate any claims and rights among themselves. The Escrow Agent is authorized to deposit with the clerk of the court all documents and funds held in escrow. Upon initiating such action, the Escrow Agent shall be fully released and discharged of and from all obligations and liability imposed by the terms of this Agreement.

10.
INDEMNIFICATION OF ESCROW AGENT: The Company and the Placement Agent and their successors and assigns agree jointly and severally to indemnify and hold the Escrow Agent harmless against any and all losses, claims, damages, liabilities, and expenses, including reasonable costs of investigation, counsel fees, including allocated costs of in-house counsel and disbursements that may be imposed on the Escrow Agent or incurred by the Escrow Agent in connection with the performance of its duties under this Agreement, including but not limited to any litigation arising from this Agreement or involving its subject matter (“Losses”); provided, however, no such duty to indemnity or hold harmless shall apply to the extent such Losses are caused by the gross negligence or willful misconduct on the part of the Escrow Agent.
 


 
Exhibit 10.2 -- Page 2

 



11.
RESIGNATION OF ESCROW AGENT: The Escrow Agent may resign at any time upon giving at least (30) days written notice to the Company provided, however, that no such resignation shall become effective until the appointment of a successor escrow agent which shall be accomplished as follows: The Company shall use their best efforts to obtain a successor escrow agent within thirty (30) days after receiving such notice. If the Company and Placement Agent fail to agree upon a successor escrow agent within such time, the Escrow Agent shall have the right to appoint a successor escrow agent authorized to do business in the state of Colorado. The successor escrow agent shall execute and deliver an instrument accepting such appointment and it shall without further acts, be vested with all the estates, properties, rights, powers, and duties of the predecessor escrow agent as if originally named as escrow agent. The Escrow Agent shall thereupon be discharged from any further duties and liability under this Agreement.

12.
AUTOMATIC SUCCESSION: Any company into which the Escrow Agent may be merged or with which it may be consolidated, or any company to whom the Escrow Agent may transfer a substantial amount of its global escrow business, shall be the Successor to the Agent without the execution or filing of any paper or any further act on the part of any of the Parties, anything herein to the contrary notwithstanding.

13.
TERMINATION: This Agreement shall terminate upon the completion of the conditions of Sections 5(a) or 5(b) hereof, without any notices to any person, unless earlier terminated pursuant to the terms hereof.

14.         MISCELLANEOUS:

 
(a)
GOVERNING LAWS: This Agreement is to be construed and interpreted according to Colorado law without regard to the conflict of laws principles thereof.

 
(b)
COUNTERPARTS: This Agreement may be executed in two or more counterparts, each of which shall be deemed an original, but all of which together shall constitute one and the same instrument.

 
(c)
NOTICES: All instructions, notices and demands herein provided for shall be in writing and shall be mailed postage prepaid, first class mail, delivered by courier, or telecopies as follows:

If  to the Company:            
If  to the Escrow Agent:
   
Home Treasure Finders, Inc.                  
   Standard Registrar and Transfer Agency
3412 West 62 nd Ave. 
 
Denver CO 80221     
 
Attn.: Corey Wiegand                                                
 Attn.:  _________________________________
   
Telephone No.: 720-273-2398                                     
 Telephone No: ___________________________
Fax No.: 720-890-8885                                     
 Fax No: _________________________________


 
Exhibit 10.2 -- Page 3

 


 
 

 
(d)
AMENDMENTS: This Agreement may be amended by written notice signed by the Company, except that Section 7 through Section 13 may be amended only with the consent of the Escrow Agent.

The Company represents and agrees that it has not made nor will it in the future make any representation that states or implies that the Escrow Agent has endorsed, recommended or guaranteed the purchase, value, or repayment of the securities offered for sale by the Company. The Company further agrees that it will insert in the Subscription Agreement and make available to prospective purchasers of the securities the statement in bold and italics below and will furnish to the Escrow Agent a copy of each such prospectus, offering circular, advertisement, subscription agreement or other document at least 5 business days prior to its distribution to prospective Subscribers.
 
“The undersigned acknowledges that Standard Registrar and Transfer Agency is acting only as an escrow agent in connection with the offering of the securities described herein, and has not endorsed, recommended or guaranteed the purchase, value or repayment of such Interests.”
 

The Parties hereto have executed this Agreement by their duly authorized representatives as of the date set forth above.

Home Treasure Finders, Inc.        
Standard Registrar and Transfer Agency, as Escrow Agent
   
By: __________________________        
 By: ___________________________
Corey Wiegand, President              
Name: Mary Cleo
   
           
Title: _________________________
   
Date: _________________________       
 Date: _________________________
   
 

 

 
Exhibit 10.2 -- Page 4

 



Exhibit 23.1
 
 
 
CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM



We hereby consent to the use in this Registration Statement on Form S-1 of Home Treasure Finders, Inc. and Subsidiary (A Development Stage Company) of our report dated August 4, 2011 relating to our audits of the consolidated financial statements for the years ended December 31, 2010 and 2009, which are included in the Prospectus, which is part of this Registration Statement.

We also consent to the reference to our firm under the captions "Experts" in the Prospectus.



/s/ HJ & Associates, LLC
HJ & Associates, LLC
Salt Lake City, Utah
August 4, 2011